http://net-teams.net/nti/Display.cfm/14137 If you're in the unfortunate position of having to make a claim on your critical illness insurance policy, the last thing you want is insensitive hassle or apparent non co-operation from your insurer. But according to numerous newspaper articles, that's precisely what's happening. The core problem is that before they'll pay out, the insurer will always want to make exhaustive inquiries about your past health record. Whilst you'll have provided them with lots of similar inform... Mon, 18 Oct 2010 11:50:30 PST en-us http://net-teams.net/nti/Display.cfm/14137 http://net-teams.net/nti/Display.cfm/14137 Mon, 18 Oct 2010 11:50:30 PST It seems that whenever we hear a discussion of "health care" it is in the context of forty million people without health care and the implication is that "health care" equals "health insurance". There will be many articles to come discussing health insurance, but first, let's clarify what health care is because IT IS NOT HEALTH INSURANCE. Try as I might I cannot equate health care with health insurance and I have begun to realize that "health care" really means something different to everyone. http://net-teams.net/nti/Display.cfm/267 http://net-teams.net/nti/Display.cfm/267 Mon, 06 Apr 2009 08:54:53 PST A big contributor to the health care crisis we face is the concern of people who worry about coming down with a devastating illness, and the feared high costs associated with major medical problems. The logical way to look at this is to understand that any illness is either "self induced" or "an act of God". http://net-teams.net/nti/Display.cfm/268 http://net-teams.net/nti/Display.cfm/268 Mon, 06 Apr 2009 08:57:22 PST Do you constantly have relationships where you feel exhausted because you're trying to rescue your friends or your lover from one catastrophe after another? You may be codependent, and if you are, it may be time to let go, and start looking after yourself for a change. http://net-teams.net/nti/Display.cfm/610 http://net-teams.net/nti/Display.cfm/610 Sun, 24 May 2009 05:55:34 PST learn how to self publish your book online in ebook format. http://net-teams.net/nti/Display.cfm/962 http://net-teams.net/nti/Display.cfm/962 Sun, 24 May 2009 10:37:08 PST This article explains the advantages and disadvantages of the combination resume of chronological format and funtional format resumes. http://net-teams.net/nti/Display.cfm/1135 http://net-teams.net/nti/Display.cfm/1135 Sun, 24 May 2009 11:20:14 PST The last thing many majors want to do is write, much less write critical essays on some political or social concept or controversy he or she could give a rat’s a** for.But the requirements for a number of classes include the writing of critical essays, so rather than fight it, go with the most manageable process for accomplishing the assigned task.That is, keep in mind a few essential steps and elements, and you should be able to fly. First, the basics of writing crit... http://net-teams.net/nti/Display.cfm/1321 http://net-teams.net/nti/Display.cfm/1321 Sun, 24 May 2009 11:20:18 PST Types of things to watch out for with agents:* Charging the author a fee up front, to be accepted as a client. Can be called a reading fee, or a monthly "office expenses" charge. The best agents, and most successful ones, only charge a percentage fee of royalties the author earns, typically 15%. Suppose a realtor charged you a fee to come over and tour your house before getting the listing? How quickly would you show that realtor the door. . .* Charging back unusually... http://net-teams.net/nti/Display.cfm/1438 http://net-teams.net/nti/Display.cfm/1438 Sun, 24 May 2009 11:57:04 PST This is to say the least an interesting and entertaining read that covers far more ground than the title implies. Told with a huge amount of humor we follow Dodie on her sojourn to Thailand, where things do not work out as planned. As she ruefully reflects on in the final chapters, what seems like a great opportunity at the time, had enough flashing warning lights that she should have spotted early on.The story opens with our heroine working a mundane office job during th... http://net-teams.net/nti/Display.cfm/1469 http://net-teams.net/nti/Display.cfm/1469 Sun, 24 May 2009 11:57:04 PST Start small work your way up. Take care of the little things and the big things will take care of themselves. Climb the ladder one rung at a time. Get your foot in the door and the rest will follow. Well worn platitudes all. But what does it have to do with writing?Many writers think that the secret to getting published by a major house is working their way up. Write a book, get it published by a vanity/utility publisher and that’s the first rung on the ladder to success.... http://net-teams.net/nti/Display.cfm/1773 http://net-teams.net/nti/Display.cfm/1773 Sun, 24 May 2009 11:57:11 PST Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all. - Dale CarnegieSome of the special skills discussed in writing may have you feeling as if there is really no room for expressing your own personality in your writing. However, there is always a misunderstood need for personal innovation in storytelling. There will always be intriguing stories that defy conventional wisdom.Children'... http://net-teams.net/nti/Display.cfm/1970 http://net-teams.net/nti/Display.cfm/1970 Sun, 24 May 2009 11:57:18 PST