http://net-teams.net/nti/Display.cfm/14723 According to a recent global survey by AXA Equitable, American workers are confident, but not well-informed, about their financial outlook in retirement. Mon, 18 Oct 2010 12:54:17 PST en-us http://net-teams.net/nti/Display.cfm/14723 http://net-teams.net/nti/Display.cfm/14723 Mon, 18 Oct 2010 12:54:17 PST If you are having trouble raising capital, you either are not in the right space or your don't understand The Language of Capital. When you know where to find the investors (not venture capital people who want 60-70% of your business) and you know the language of capital, you can raise all the capital you need. http://net-teams.net/nti/Display.cfm/15 http://net-teams.net/nti/Display.cfm/15 Sun, 01 Apr 2012 02:55:06 PST Over-spending, this is possibly the easiest and most damaging trap to fall into when starting out on your Internet Marketing venture. Not having a clear idea of your budget.This is not only the AMOUNT of MONEY that you want to spend (or have available to spend), but just as importantly your TIME allocation and the HOW and WHEN you are going to spend it. It is after all pointless to spend a hundred dollars on a product or service if you realistically are only going to ... http://net-teams.net/nti/Display.cfm/3917 http://net-teams.net/nti/Display.cfm/3917 Sun, 24 May 2009 02:08:05 PST Sooner or later, every investment program (particularly your IRA and 401k) becomes a Retirement Income Program. If Retirement Income Readiness is one of the initial investment plan objectives, income purpose securities will have a place in the portfolio from the very beginning. http://net-teams.net/nti/Display.cfm/5633 http://net-teams.net/nti/Display.cfm/5633 Sun, 19 May 2019 07:08:08 PST Financial Services Website Warning Label http://net-teams.net/nti/Display.cfm/5643 http://net-teams.net/nti/Display.cfm/5643 Sat, 14 Apr 2018 07:53:04 PST Smack, right up alongside the head. Your 401(k) investment program deteriorated rapidly as the stock market and the economy weakened. Who would have thought that there was so much risk of loss in those mutual funds, and ETFs? Fortunately, the pain is most often temporary, but the timing of the recovery could alter some participant retirement schedules and benefits--- not to mention the hefty confiscation level retirees can count on from Uncle Sam. http://net-teams.net/nti/Display.cfm/5659 http://net-teams.net/nti/Display.cfm/5659 Wed, 28 Oct 2009 02:43:38 PST Unfortunately, the stock market never has been able to generate guaranteed levels of income, and sometimes fails to move higher just because we think it should. Serious problems occur when mutual funds are packaged with annuity contracts and the critical differences between them are either overlooked or undisclosed, perhaps innocently, perhaps not. http://net-teams.net/nti/Display.cfm/5665 http://net-teams.net/nti/Display.cfm/5665 Sat, 20 May 2017 09:12:30 PST Value stocks are those that tend to trade at lower prices relative to their fundamental characteristics than their more speculative cousins, the growth stocks; they have higher than usual dividend yields and lower P/E and P/B ratios. http://net-teams.net/nti/Display.cfm/5667 http://net-teams.net/nti/Display.cfm/5667 Wed, 28 Oct 2009 03:36:21 PST The arrogance of the financial institutions, the mad scientists they employ to manipulate the rules and rule makers, and the Emperor's New Clothes (trust me they're safe) marketing tactics they employ really do need to be regulated--- by the government, sure; by corporate boards of directors, absolutely. In a Working Capital Model world, there would be no financial crisis. http://net-teams.net/nti/Display.cfm/5687 http://net-teams.net/nti/Display.cfm/5687 Wed, 04 Nov 2009 12:05:17 PST Crash! The 2007 thru 2008 financial crisis halved 401(k), IRA, and Mutual Fund values in a matter of months. For many, retirement dates had to be pushed back; for others, new jobs had to be found. The tragic flaw? No income allocation in the investment program. Market value builds egos; income pays the bills. http://net-teams.net/nti/Display.cfm/5695 http://net-teams.net/nti/Display.cfm/5695 Mon, 22 Sep 2014 06:41:16 PST Typically, 401(k) participants buy the higher priced, last-year-best-performing, and hot sector offerings while they sell or avoid the various products they feel have "under performed" the market. Nowhere else in their lives do they adopt such a perverse strategy. And nowhere else in their thinking would they blindly accept the premise that any one number represents what is, or should be, going on in their personal investment portfolios. http://net-teams.net/nti/Display.cfm/5725 http://net-teams.net/nti/Display.cfm/5725 Sat, 07 Nov 2009 05:31:48 PST