http://net-teams.net/nti/Display.cfm/16293 More than 25% of homeowners are paying for their homes with an interest-only mortgage say the Abbey. The reason is obvious – their monthly payments are much less. For example, a £125,000 interest only mortgage at an interest rate of 5% and repayable in 25 years time, costs £525 per month - but on a repayment basis the monthly cost rises by £210 to £735 per month. Understandably, this level of cash saving has proved highly popular with first time buyers struggling to... Tue, 16 Nov 2010 10:00:36 PST en-us http://net-teams.net/nti/Display.cfm/16293 http://net-teams.net/nti/Display.cfm/16293 Tue, 16 Nov 2010 10:00:36 PST The call to earn money in retirement is fast becoming a necessity and this is so because when you retire from the workplace you continue forevermore to face the prospect of escalating living expenses http://net-teams.net/nti/Display.cfm/3711 http://net-teams.net/nti/Display.cfm/3711 Sun, 24 May 2009 02:08:01 PST Building a golden nest egg for your retirement yearsIt is now necessary for people in the UK to work longer before they retire, but there are more ways to build a nest egg than relying on unpredictable investments. http://net-teams.net/nti/Display.cfm/4572 http://net-teams.net/nti/Display.cfm/4572 Sat, 20 Jun 2009 05:50:28 PST What good is wealth without income? Your 401k program is NOT retirement ready... even the most popular 2017 Target Date Fund is heavy into the Stock Market. Steve Selengut has been a hands-on, income focused, portfolio manager since 1979. This is the information you need to get from your 401k balances to retirement income independence. http://net-teams.net/nti/Display.cfm/5635 http://net-teams.net/nti/Display.cfm/5635 Sun, 19 May 2019 07:04:36 PST Whatever happened to the Stock Market Cycle; the Interest Rate Cycle; Baby Jane? How did Wall Street get away with pushing these facts of financial life down the basement stairs? Most investors, and some financial advisers, media representatives, and market gurus have abandoned these fascinating curves for the comfort of a straight-edged twelve-month playing field... simple, yes; realistic, not. http://net-teams.net/nti/Display.cfm/5655 http://net-teams.net/nti/Display.cfm/5655 Wed, 16 Sep 2015 06:53:42 PST Without having mega millions to work with, or a line of credit that goes around the block, you can have positions in various forms of Real Estate (commercial, industrial, residential) at the same time, and focus either on growth opportunities, income production, or a combination of the two. http://net-teams.net/nti/Display.cfm/5657 http://net-teams.net/nti/Display.cfm/5657 Wed, 13 Nov 2013 09:16:37 PST Losing money on an investment may not be the result of a mistake, and not all mistakes result in monetary losses. Compounding the problems that investors have managing their investment portfolios is the sideshowesque sensationalism that the media brings to the process. Avoid these ten common errors to improve your performance: http://net-teams.net/nti/Display.cfm/5661 http://net-teams.net/nti/Display.cfm/5661 Thu, 21 Mar 2013 03:13:38 PST The Working Capital Model (WCM) looks at investment performance differently, less emotionally, and without a whole lot of concern for short-term market value movements. Market value performance evaluation techniques are only used to analyze peak-to-peak market cycle movements over significant time periods. In the WCM, market value is used as an expectation clarifier and an action indicator for the portfolio manager. http://net-teams.net/nti/Display.cfm/5683 http://net-teams.net/nti/Display.cfm/5683 Wed, 16 Sep 2015 07:26:00 PST Cut the interest rate on all mortgage loans by 50 basis points and extend the payment schedule by three to five years. Convert all variable rate loans to fixed, at prevailing rates, and extend the payment schedule by six to ten years. No fees, points or charges tolerated. http://net-teams.net/nti/Display.cfm/5689 http://net-teams.net/nti/Display.cfm/5689 Sat, 07 Nov 2009 02:41:32 PST Get rid of SFAS (Statement of Financial Accounting Standards) Rule # 157, which works something like this: While my bank owns my mortgage, it's worth full value. As part of a Ginny Mae--- still full value. But once it crosses over into the ether of CDOs and other multi-level Frankensteinesque monstrosities, my paid in advance mortgage becomes indistinguishable. http://net-teams.net/nti/Display.cfm/5692 http://net-teams.net/nti/Display.cfm/5692 Sat, 07 Nov 2009 02:54:10 PST A Social Security Retirement Income Annuity, or SSRIA, invested 70% or more in government (all levels) guaranteed securities, could be phased in quickly as a mandatory replacement for the existing Social Security program. The personally owned SSRIA would also become a voluntary investment option for all self-directed programs and a guaranteed safe savings vehicle for after tax discretionary dollars. http://net-teams.net/nti/Display.cfm/5699 http://net-teams.net/nti/Display.cfm/5699 Fri, 27 Apr 2012 05:28:01 PST