http://net-teams.net/nti/Display.cfm/5665 Unfortunately, the stock market never has been able to generate guaranteed levels of income, and sometimes fails to move higher just because we think it should. Serious problems occur when mutual funds are packaged with annuity contracts and the critical differences between them are either overlooked or undisclosed, perhaps innocently, perhaps not. Sat, 20 May 2017 09:12:30 PST en-us http://net-teams.net/nti/Display.cfm/5665 http://net-teams.net/nti/Display.cfm/5665 Sat, 20 May 2017 09:12:30 PST Wall Street institutions already spend billions predicting future price movements of the stock market, individual issues & indices, commodities, and hemlines. Really? Is that right also? Economists have been analyzing and charting world economies for decades, showing clearly the repetitive cyclical changes and their upward bias. http://net-teams.net/nti/Display.cfm/5656 http://net-teams.net/nti/Display.cfm/5656 Wed, 08 Jul 2015 10:13:12 PST Value stocks are those that tend to trade at lower prices relative to their fundamental characteristics than their more speculative cousins, the growth stocks; they have higher than usual dividend yields and lower P/E and P/B ratios. http://net-teams.net/nti/Display.cfm/5667 http://net-teams.net/nti/Display.cfm/5667 Wed, 28 Oct 2009 03:36:21 PST An envelope arrived yesterday from a worried investor (not a client of mine) in Appleton, Wisconsin. He had been contacted with an investment partner opportunity touting a guaranteed investment program that would absolutely double and triple his money every sixty days with no worries, work, or risk involved. http://net-teams.net/nti/Display.cfm/5677 http://net-teams.net/nti/Display.cfm/5677 Wed, 16 Sep 2015 07:26:34 PST For an endless variety of reasons tin cup amateur investors bring on their own demise by failing to minimize risks using well known basic techniques that are thoroughly documented and supported by sand traps full of statistical evidence. They hit driver with every selection--- it's the only club in their bag. http://net-teams.net/nti/Display.cfm/5681 http://net-teams.net/nti/Display.cfm/5681 Mon, 13 Jul 2015 11:48:00 PST The Working Capital Model (WCM) looks at investment performance differently, less emotionally, and without a whole lot of concern for short-term market value movements. Market value performance evaluation techniques are only used to analyze peak-to-peak market cycle movements over significant time periods. In the WCM, market value is used as an expectation clarifier and an action indicator for the portfolio manager. http://net-teams.net/nti/Display.cfm/5683 http://net-teams.net/nti/Display.cfm/5683 Wed, 16 Sep 2015 07:26:00 PST It's smart cash because it is created by the operation of the portfolio and ready for reinvestment. If it remains uninvested while new investment opportunities exist, it loses IQ points rapidly. If you've ever turned an unrealized gain into a realized loss, if you've ever sold mutual fund shares to deal with monthly expenses, if you've ever been unable to take advantage of low prices for lack of income, this is an approach you need to consider. http://net-teams.net/nti/Display.cfm/5698 http://net-teams.net/nti/Display.cfm/5698 Mon, 18 Nov 2013 09:24:43 PST Losing money on an investment may not be the result of a mistake, and not all mistakes result in monetary losses. Your own misconceptions about how securities react to varying economic, political, and hysterical circumstances are your most vicious enemy. Step away from calendar year, market value thinking. Avoid these ten common errors to improve your performance: http://net-teams.net/nti/Display.cfm/5717 http://net-teams.net/nti/Display.cfm/5717 Mon, 21 Dec 2015 06:31:25 PST The risk of loss cannot be eliminated. A simple change in a security's market value is not a loss of principal just as certainly as a change in the market value of your home is not evidence of termite damage. Markets are complicated; emotions about one's assets are even more so. Wall Street spins reality in whatever manner it can to make most investors unhappy, thus increasing new product sales. http://net-teams.net/nti/Display.cfm/5726 http://net-teams.net/nti/Display.cfm/5726 Thu, 07 Jun 2012 09:40:48 PST Today, it's difficult to distinguish one financial institution from another as they compete for the ever-growing pool of investment dollars. Insurance companies, now publicly owned, have become am integral part of an industry that seems uninterested in protecting anything other than their obscenely paid leaders. http://net-teams.net/nti/Display.cfm/5728 http://net-teams.net/nti/Display.cfm/5728 Sat, 07 Nov 2009 06:00:47 PST Today, it's difficult to distinguish one financial institution from another as they compete for the ever-growing pool of investment dollars. Insurance companies, now publicly owned, have become am integral part of an industry that seems uninterested in protecting anything other than their obscenely paid leaders. http://net-teams.net/nti/Display.cfm/5729 http://net-teams.net/nti/Display.cfm/5729 Wed, 16 Sep 2015 06:31:30 PST