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But there are some unscrupulous folks out there, and that means you need to watch out for scammers when you're looking for a Debt Consolidation Service online. Here are three warning signs of a ... http://net-teams.net/nti/Display.cfm/7143 http://net-teams.net/nti/Display.cfm/7143 Fri, 06 Aug 2010 09:46:03 PST When it comes to consolidating debt, the internet offers three very good options. When you want to choose between a consolidation loan, debt management, or debt settlement, it is important to have an understanding of each one so you can choose the option that is best for your needs. 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