http://net-teams.net/nti/Display.cfm/7990 The precise moment to refinance a home is complicated to figure out. However, it is undeniable that such a moment will arrive, probably several times over the course of a 30 year mortgage. Just be prepared to act when the time comes. Fri, 06 Aug 2010 10:12:03 PST en-us http://net-teams.net/nti/Display.cfm/7990 http://net-teams.net/nti/Display.cfm/7990 Fri, 06 Aug 2010 10:12:03 PST It's amazing to me how so many Americans have allowed themselves to be duped by politicians who claim they can provide health care for them. Do Americans not understand that their health is their individual responsibility? Do Americans understand so little about good health that they think it can be provided by a politician, or a health insurance company, or a doctor, or worse from taking a pill? http://net-teams.net/nti/Display.cfm/266 http://net-teams.net/nti/Display.cfm/266 Thu, 19 Aug 2010 05:18:30 PST It seems that whenever we hear a discussion of "health care" it is in the context of forty million people without health care and the implication is that "health care" equals "health insurance". There will be many articles to come discussing health insurance, but first, let's clarify what health care is because IT IS NOT HEALTH INSURANCE. Try as I might I cannot equate health care with health insurance and I have begun to realize that "health care" really means something different to everyone. http://net-teams.net/nti/Display.cfm/267 http://net-teams.net/nti/Display.cfm/267 Mon, 06 Apr 2009 08:54:53 PST A big contributor to the health care crisis we face is the concern of people who worry about coming down with a devastating illness, and the feared high costs associated with major medical problems. The logical way to look at this is to understand that any illness is either "self induced" or "an act of God". http://net-teams.net/nti/Display.cfm/268 http://net-teams.net/nti/Display.cfm/268 Mon, 06 Apr 2009 08:57:22 PST There are basically two very different sides to the health care debate, but only one side is getting a great deal of publicity. This is unfair, but it is happening because politicians and new media people control media communications and favor a socialistic form of health care. http://net-teams.net/nti/Display.cfm/269 http://net-teams.net/nti/Display.cfm/269 Mon, 06 Apr 2009 11:02:15 PST The current health care debate seems to assume some kind of "government" run program is the best option to rein in rising health care costs that are threatening not only the financial health of millions of Americans, but their physical health as well. http://net-teams.net/nti/Display.cfm/270 http://net-teams.net/nti/Display.cfm/270 Mon, 06 Apr 2009 11:04:46 PST The health care debate is heating up and it seems most of the voices we hear favor some form of universal health care and their premises are it is the right of everyone to have health care and the assumption that it works. http://net-teams.net/nti/Display.cfm/271 http://net-teams.net/nti/Display.cfm/271 Mon, 06 Apr 2009 11:07:27 PST Anybody can write but not everybody can be a writer. The mark of a true writer is the ability to express him or herself with eloquence and grace. Writing, however, is more than just stringing words together in a dramatic fashion. What Makes A True Writer?A true writer has something to say. It could be a message or an opinion of great importance that could stir even the most passive of audiences. It doesn’t matter how trivial or how crucial a subject is. A real writer ... http://net-teams.net/nti/Display.cfm/1455 http://net-teams.net/nti/Display.cfm/1455 Sun, 24 May 2009 11:57:04 PST A decalogue for a good maintenance of fountain pens, extract from the Stipula's experience. http://net-teams.net/nti/Display.cfm/1790 http://net-teams.net/nti/Display.cfm/1790 Sun, 24 May 2009 11:57:12 PST Keeping control of your money is one of the hardest lessons we have to learn as new college and university students. For many of us it is our first time away from home, and the first time we have to be truly responsible for all the financial affairs in our lives. Some get a handle on money matters faster than others. That's just the way she goes. But if you're not really all that sure where your money is going each month, here are a few things you may want to consider.I. ... http://net-teams.net/nti/Display.cfm/7113 http://net-teams.net/nti/Display.cfm/7113 Fri, 06 Aug 2010 09:07:58 PST Student Debt Consolidation is one of the most helpful tools that can help a student deal with their student loan debt related financial troubles. http://net-teams.net/nti/Display.cfm/7150 http://net-teams.net/nti/Display.cfm/7150 Fri, 06 Aug 2010 09:46:03 PST