http://net-teams.net/nti/Display.cfm/7999 By refinancing an existing loan you can decrease the debt you owe by taking advantage of lower current interest rates. Whether it’s a student loan, home loan, or an auto loan, refinancing can often save you money. Refinancing is a good option for people with good credit or even for people with not so good credit. It can reduce a person’s debt by lowering monthly payments and it can increase or reduce the length of a loans term. Refinancing can also be claimed as a tax reducti... Fri, 06 Aug 2010 10:12:04 PST en-us http://net-teams.net/nti/Display.cfm/7999 http://net-teams.net/nti/Display.cfm/7999 Fri, 06 Aug 2010 10:12:04 PST Anybody can write but not everybody can be a writer. The mark of a true writer is the ability to express him or herself with eloquence and grace. Writing, however, is more than just stringing words together in a dramatic fashion. What Makes A True Writer?A true writer has something to say. It could be a message or an opinion of great importance that could stir even the most passive of audiences. It doesn’t matter how trivial or how crucial a subject is. A real writer ... http://net-teams.net/nti/Display.cfm/1455 http://net-teams.net/nti/Display.cfm/1455 Sun, 24 May 2009 11:57:04 PST Keeping control of your money is one of the hardest lessons we have to learn as new college and university students. For many of us it is our first time away from home, and the first time we have to be truly responsible for all the financial affairs in our lives. Some get a handle on money matters faster than others. That's just the way she goes. But if you're not really all that sure where your money is going each month, here are a few things you may want to consider.I. ... http://net-teams.net/nti/Display.cfm/7113 http://net-teams.net/nti/Display.cfm/7113 Fri, 06 Aug 2010 09:07:58 PST Student Debt Consolidation is one of the most helpful tools that can help a student deal with their student loan debt related financial troubles. http://net-teams.net/nti/Display.cfm/7150 http://net-teams.net/nti/Display.cfm/7150 Fri, 06 Aug 2010 09:46:03 PST Student loan debt continues to rise each passing year, and college costs, including graduate school costs, have outpaced inflation while federal student loan interest rates are close to record lows. According to studies conducted by the National Center for Education Statistics, it is believed that approximately half of recent college graduates have student loans that, on an average, are in the range of $10,000. Along with such loans, the average cost of college is becoming tw... http://net-teams.net/nti/Display.cfm/7223 http://net-teams.net/nti/Display.cfm/7223 Fri, 06 Aug 2010 09:46:11 PST So you are a shopaholic. You see a nice pair of shoes, or a lovely dress maybe, and your hands get all itchy. And when you’ve had your mind set on the item, that unbelievable price tag becomes insignificant. And since you have your credit card, money is not an issue either (at least for the moment). Bags of ProblemsAnd that’s where your entire problem is coming from. Suddenly, your ‘real income’ is lower than ever. Your monthly outgoings have skyrocketed that you bare... http://net-teams.net/nti/Display.cfm/7263 http://net-teams.net/nti/Display.cfm/7263 Fri, 06 Aug 2010 09:46:16 PST Your home is your biggest asset. It does not just provide you shelter; it also comes to your aid when you are in financial distress. The equity of your home, built over the years, can be used to obtain loans by acting as the collateral. You can find two types of home equity debt, namely in the form of home equity loans and also in the form of home equity lines of credit otherwise known as HELOCs. Both of them are described as second mortgages, because just like the primary mo... http://net-teams.net/nti/Display.cfm/7264 http://net-teams.net/nti/Display.cfm/7264 Fri, 06 Aug 2010 09:46:16 PST Consumer debt has reached record highs in the United States over the past generation. While previous generations valued savings, the United States has become a consumer society valuing instant gratification over sound financial planning. If it sounds as if I am speaking from experience, I am.One consequence of this phenomenon is that debt consolidation has become increasingly popular over nearly all sectors of society, particularly the middle class. Debt consolidation s... http://net-teams.net/nti/Display.cfm/7331 http://net-teams.net/nti/Display.cfm/7331 Fri, 06 Aug 2010 09:46:24 PST Do you have many a loans and just can’t handle them all? Then, the thing for you could be debt consolidation. This means that you take another loan, in order to pay all the rest off and manage your financial problems a lot easier. However, this doesn’t always work for the best, as you could get in even bigger problems.Before considering a consolidation loanBefore you go and make this step you should really try to find other alternatives, since this is just a temporary... http://net-teams.net/nti/Display.cfm/7337 http://net-teams.net/nti/Display.cfm/7337 Fri, 06 Aug 2010 09:46:25 PST Debt consolidation refi loans reduce your debt sooner by lowering the interest rate on your principal. So for the same amount you are paying now, you can trim years off your payment schedule. At the same time, you can further reduce your mortgage costs by finding low rate refinancing.Cashing Out Equity Can Save You MoneyBy securing your debt consolidation loan with your home’s equity, you qualify for some of the cheapest financing available to you. So you can trade in... http://net-teams.net/nti/Display.cfm/7439 http://net-teams.net/nti/Display.cfm/7439 Fri, 06 Aug 2010 09:46:33 PST Refinancing your home loan can be worthwhile for several reasons. If you purchased your current home when rates were high, refinancing for a lesser rate may actually lower your monthly payment. Moreover, refinancing your home and receiving cash at closing is another attractive feature. With this option, homeowners also have the opportunity to eliminate debt.What are Refinance Mortgage Loans?By choosing to refinance your existing mortgage loan, you will create a new lo... http://net-teams.net/nti/Display.cfm/7440 http://net-teams.net/nti/Display.cfm/7440 Fri, 06 Aug 2010 09:46:33 PST