Net-Teams - Bookmark Tag 401(k)

There are 24 articles associated with the tag 401(k)!

#	Total Bookmarks	Article Title/Link and Description
1.	Bookmarks: 2	Retirement Ready Income Investing: What's In Your Wallet? What good is wealth without income? Your 401k program is NOT retirement ready... even the most popular 2017 Target Date Fund is heavy into the Stock Market. Steve Selengut has been a hands-on, income focused, portfolio manager since 1979. This is the information you need to get from your 401k balances to retirement income independence.
2.	Bookmarks: 4	A Dark Future For IRAs and 401(k)s? Dr. Ghilarducci has presented a socialist solution to a problem that could easily be dealt with using rudimentary controls that would limit the amount of risk allowed inside these tax deferred savings devices. She also ignores the fact that most self-directed money lies in voluntary, privately sponsored, employee benefit programs--- emphasis on voluntary and private.
3.	Bookmarks: 0	Trading Your Way To A Secure Retirement Income Attention traders! You can bring your well honed equity skills to the most conservative securities on the planet and absolutely grow a secure retirement income at the very same time. Managed Closed End Funds (CEFs) trade in the same way as common stocks, and on the same exchanges.
4.	Bookmarks: 0	Trading The 401k Portfolio - Part II Retirement plan investment portfolios are managed to produce the promised income; 401k plans make no promises and do not seem to make much of an effort to offer income focused investment products. The income produced by the highest yielding (highest risk) mutual funds is generally lower than that which can be obtained from lower income tier Closed End Funds (CEFs).
5.	Bookmarks: 2	Market Cycle Investment Management Thinking Whatever happened to the Stock Market Cycle; the Interest Rate Cycle; Baby Jane? How did Wall Street get away with pushing these facts of financial life down the basement stairs? Most investors, and some financial advisers, media representatives, and market gurus have abandoned these fascinating curves for the comfort of a straight-edged twelve-month playing field... simple, yes; realistic, not.
6.	Bookmarks: 0	Successful Investing: Rules Of Engagement Crash! The 2007 thru 2008 financial crisis halved 401(k), IRA, and Mutual Fund values in a matter of months. For many, retirement dates had to be pushed back; for others, new jobs had to be found. The tragic flaw? No income allocation in the investment program. Market value builds egos; income pays the bills.
7.	Bookmarks: 0	401k Plans Are Retirement Programs - NOT So long as we are in an environment where retirement plan income (and principal in the case of all private plans) is subject to income taxation, 401(k) participants would be wise to establish an after tax income portfolio invested in tax exempt securities--- or to vote more selfishly.
8.	Bookmarks: 0	New 401k Approach Focuses on Income Production and Correction Preparation 401(k) Savings Plans are great opportunities to build wealth, but they are not guaranteed pension programs and there are pitfalls. What if you are forced to retire at the bottom of a market cycle, or at a time of historically low interest rates? Qualified or not as an investor, you have to make your own 401(k) investment decisions.
9.	Bookmarks: 0	Create a Pension Plan Within Your 401(k) 401(k) Savings Plans are great opportunities to build wealth, but they are not guaranteed pension programs and there are pitfalls. What if you are forced to retire at the bottom of a market cycle, or at a time of historically low interest rates? Qualified or not as an investor, you have to make your own 401(k) investment decisions. Eventually, you will have to create your own income portfolio.
10.	Bookmarks: 0	Trading The 401k Portfolio - Part I Most 401k investment menus encourage speculation by providing varieties of capitalization, sector, commodity, and growth varietals with little emphasis on internal selection quality, diversification, or income generation.
11.	Bookmarks: 0	A Conservative's Liberal Plan To Transform Social Security A Social Security Retirement Income Annuity, or SSRIA, invested 70% or more in government (all levels) guaranteed securities, could be phased in quickly as a mandatory replacement for the existing Social Security program. The personally owned SSRIA would also become a voluntary investment option for all self-directed programs and a guaranteed safe savings vehicle for after tax discretionary dollars.
12.	Bookmarks: 3	Stock Market Perspective 2011 --- Some Things to Think About Always, every time and without exception, the general media has predicted the end of the financial world, financial experts have pointed out the remarkable differences from the last correction, and investors everywhere have been encouraged to take their losses and sit on cash or gold until the smoke clears. Every time, the short sighted fear mongers have been wrong. Not just most of the time mind you --- absolutely all of the time.
13.	Bookmarks: 5	Retire Social Security Debt and Save The Economy --- What If? What if the US Government sold the Social Security system/employees/buildings/DEBT/etc. to Insurance/Annuity industry companies for the amount of the debt plus a few billion --- all in cash plus secured debt of the hundreds of companies involved in the purchase? Is this a guaranteed winner for a presidential candidate or what?
14.	Bookmarks: 0	Long Term Financial Planning Requires Careful Consideration The old adage says Haste makes Waste, and caution is your only friend. How true such a proverb is when it comes to the world of personal financial planning. Caution means that you stop and look at all options before making any decisions in order to ensure that more often than not the result is a sound decision with a positive outcome. This step is almost mandatory when dealing with issues of financial planning, 401(k)s, and future money needs like retirement funds, etc. P...
15.	Bookmarks: 5	401(k) A 401(k) plan is an employer sponsored plan. The employer makes direct contributions to the account that are deducted from the employee's paycheck.
16.	Bookmarks: 0	5 Top Things Baby Boomers Must Do Before Starting A Home Business Don't quit your day job just yet. If you are a baby boomer looking to start a home business, there are 5 essentials things you must do first before starting your home business. Leaving the security of a job with established 401(k) plans, health insurance or other benefits can create a real tug of war for baby boomers who want to pursue their dreams of owning their own business. Analyze Your Exit Strategy At the time of this writing, the youngest of the baby boomer...
17.	Bookmarks: 2	5 Top Things Baby Boomers Must Do Before Starting a Home Based Business Leaving the security of a job with established 401(k) plans, health insurance or other benefits can create a real tug of war for baby boomers who want to pursue their dreams of owning their own business.
18.	Bookmarks: 0	6 Proven Wealth Building Strategies Building wealth is as simple as saving a little bit here and a little bit there. You need not have great riches in order to accumulate wealth, but you need to have the drive, determination, and discipline to successfully increase your wealth. Let’s look at 6 proven wealth building strategies you can put into use.
19.	Bookmarks: 0	When IRAs, 401(k)s, and Other Tax-sheltered Investments Don’t Make Sense Are there times when it DOESN'T make sense to contribute more money to your IRA or 401k? You bet--as CPA & bestselling author & CPA Stephen L. Nelson explains.
20.	Bookmarks: 0	Help Is on the Way for 401(k) Investors More employers are educating workers on 401(k) plans - from the benefits of tax-deferred growth to the importance of consistent saving. However, research shows that employees are still in the dark when it comes to investing their assets.
21.	Bookmarks: 0	Wall Street Foxes in the 401(k) Hen House If you fall for the scam of having an Annuity or Mutual Fund company pick the investments in your 401(k) or retirement account for a "WRAP Fee", you will get the disaster that you deserve.
22.	Bookmarks: 1	Your 401(k) Investments and the IGVSI (May, 2008) Typically, 401(k) participants buy the higher priced, last-year-best-performing, and hot sector offerings while they sell or avoid the various products they feel have "under performed" the market. Nowhere else in their lives do they adopt such a perverse strategy. And nowhere else in their thinking would they blindly accept the premise that any one number represents what is, or should be, going on in their personal investment portfolios.
23.	Bookmarks: 0	Jim Dandy To The Rescue - Of The Economy Get rid of SFAS (Statement of Financial Accounting Standards) Rule # 157, which works something like this: While my bank owns my mortgage, it's worth full value. As part of a Ginny Mae--- still full value. But once it crosses over into the ether of CDOs and other multi-level Frankensteinesque monstrosities, my paid in advance mortgage becomes indistinguishable.
24.	Bookmarks: 0	Your 401(k) Investments and the IGVSI Smack, right up alongside the head. Your 401(k) investment program deteriorated rapidly as the stock market and the economy weakened. Who would have thought that there was so much risk of loss in those mutual funds, and ETFs? Fortunately, the pain is most often temporary, but the timing of the recovery could alter some participant retirement schedules and benefits--- not to mention the hefty confiscation level retirees can count on from Uncle Sam.