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1. Bookmarks: 0 Managing the Income Portfolio 101 The reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment --- an FDIC insured bank account. Risk comes in various forms, but the average investor’s primary concerns are “credit” and “market” risk, particularly when it comes to investing for income.
2. Bookmarks: 0 Asset Allocation Based Performance Analysis - One It matters not what lines, numbers, indices, or gurus you worship, you just can't know where the stock market is going or when it will change direction. Too much investor time and analytical effort is wasted trying to predict course corrections… even more is squandered comparing portfolio Market Values with a handful of unrelated indices and averages.
3. Bookmarks: 2 IGVSI Up 16% thru November; Twice the Gain in the S & P 500 The IGVSI is a barometer of a small but elite sector of the stock market called Investment Grade Value Stocks. Some IGVSI companies are included in all averages and indices, but no other index follows only the very highest quality companies traded on the New York Stock Exchange. Approximately 330 stocks meet IGVSI quality standards.
4. Bookmarks: 0 The Investment Grade Value Stock Index - Continued The IGVSI was developed in December of 2007 to provide a benchmark for the Equity portion of MCIM portfolios managed using Working Capital Model (WCM) disciplines. For more than ten years, Investment Grade Value Stock investors had been frustrated by the inadequacies of the DJIA and the NYSE indices. During that period. NYSE Issue Breadth and New High vs. New Low Statistics moved in different directions than the averages, nearly all of the time.
5. Bookmarks: 0 IGVSI Out Performs DJIA & S & P 500 in Best Stock Market October Ever The IGVSI is a barometer of a small buy elite sector of the stock market called Investment Grade Value Stocks. None of the popular averages or indices track investment grade companies exclusively and few market tracking websites offer expert comentary that can help you develop reasonable performance expectations for properly diversified portfolios
6. Bookmarks: 0 Investment Performance: Part 2 So what is an investor to do if he isn't going to just follow the crowd (i.e., by ignoring all of the blatant inconsistencies between the basics of goal orientated Investment Management and the ridiculousness of the performance- evaluation-by-the-averages, quarterly and annual statistical fiasco)?
7. Bookmarks: 0 Investment Grade Value Stocks: August Market Statistics The S & P 500 began to achieve new All Time Highs in March 2013 --- impressed? The IGVSI started a run of new ATHs in late 2010 and, thus far, has achieved 46 new ATHs just in 2013... impressive! The IGVSI tracks an elite sector of the stock market, Investment Grade Value Stocks. Some IGVSI companies are included in all averages, but no other measure follows only the very highest quality companies traded on the New York Stock Exchange. Only 348 companies meet IGVSI quality standards.
8. Bookmarks: 0 How's Your Investment Portfolio Doing? --- Seven Long-Term Analyzers Before Wall Street conned investors into thinking of calendar quarters as short-term and single years as long-term, market cycles were used to test investment strategies. Performance analysis was a test of management style and overall methodology, not a calendar year horse race with one of the popular averages. Bor-ing, yes--- but meaningful.
9. Bookmarks: 0 The Financial Crisis, and Other Life Changing Investment Lessons On November 30th 2012, the S & P 500 Average (recognized benchmark for assessing the performance of investment managers of all shapes and sizes) was at its highest level in five years --- BUT that translates into a 4% loss over the five years. Others did better. Are you ready for the next correction?
10. Bookmarks: 0 Market Lines and Numbers - - - Very Interesting The S & P average has no quality safeguards, no profit-taking discipline, no income requirements or reinvestment protocol, and no asset allocation plan. It is a totally unmanaged entity except for equity content manipulation by S & P Corporation. It is widely accepted as the benchmark against which most equity portfolio managers are measured, and it typically outperforms most of them. But it really only outperforms those professional portfolio managers who are responsible for public participatio
11. Bookmarks: 0 Asset Allocation: Investing by the Numbers If you focus exclusively on market value, dwell upon comparisons of your unique portfolio with the market averages, expect performance of some kind during specific time intervals, and listen intently when someone speaks about what the future is all about, any asset allocation work you do will be ineffective.
12. Bookmarks: 0 Income CEF Price Volatility ROCKS! MCIM portfolios include 30% Income Purpose securities (based on Working Capital), and never own non Investment Grade Value Stock equities. This translates into portfolios of high quality securities, each contributing to higher realized base income than that contained in market averages or blended Mutual Funds.
13. Bookmarks: 0 Modern Portfolio Theory --- The Root Of All Evil Clearly, the MPT creators were once Mutual Fund investors, looking for something better after years of disappointing investment returns. True, mutual fund managers rarely beat the markets --- but why? And also true, private, individual, portfolio managers rarely fail to beat the market averages over significant time periods.
14. Bookmarks: 0 Life Cycle Portfolios Deliver Pension-Like Benefits: Free Webinar Mutual Fund managers can't beat the averages because the managers must do what unit holders tell them to do. They can't buy low and sell high, and they must buy high and sell low --- not what you would call a winning (or index beating) combination. What do you think will happen to ETF prices when there is a correction? Are they any different, even without a manager?
15. Bookmarks: 0 Attention Investors: It's Time To Check Your Asset Allocation Formula Wall Street is celebrating its meteoric five year and three month rise to approximately where it was toward the end of 2007 and, just a skosh above where it was way back in 1999. Why are they so excited about this fourteen year march to nowhere? How could Market Cycle Investment Management have improved on such dismal performance? Read'em and weep!
16. Bookmarks: 1 Investment Grade Value Stocks At Highest Levels Ever! IGVSI Eclipses 2007 All Time High --- above 2007 levels since mid-February 2011 --- now up 6.9%; ahead of DOW and S & P by roughly 19%. Market Cycle Investment Management Model Portfolios build upon 18% gain in 2010. S & P 500 and mighty DOW lag the IGVSI, need average of 14% more just to equal 2007 levels.
17. Bookmarks: 0 Buying Dissertation Is The Best Way To Bear Fruit If truth be told, dissertation writing is really a hard-hitting job and cannot be accomplished by every student due to their average writing and research skills. Therefore, students choose an alternative to buy dissertation and buying online is the simplest way.
18. Bookmarks: 2 Old Fashioned Equity Investing - Building A Better Mousetrap Since the level it achieved just prior to the bursting dot-com bubble in 2000, the S & P 500 Average (on October 15th 2010) had lost 17% of its market value. In the same time frame, portfolios managed start-to-finish using the Market Cycle Investment Management methodology have gained roughly 113%, in spite of the impact of the recent financial crisis.
19. Bookmarks: 0 Wall Street Most Wanted: A New Blue Chip Market Indicator When investors start to question why their Municipal bond portfolios are trailing the gain in the Dow, or when retirees start to buy gold bullion instead of groceries, something is wrong. And it's the same ole stuff that produces the greed and fear that lead to investment-program-destroying mistakes every time. So let's look at the performance of the Dow, to gain some perspective.
20. Bookmarks: 8 Wall Street Wisdom... Value Stocks vs. Growth Stocks S & P Corporation publishes a standardized earnings and dividends ranking system which separates stocks with average and better fundamental qualities from those with lesser economic strength and viability. It is particularly useful because it excludes market analysis and projections of the future, thus eliminating any form of hype whatever.
21. Bookmarks: 0 Calculating Your Investment IQ Stocks, bonds, index funds; averages, recessions, market rallies and corrections; mutual funds, technical analysis, financial statements; commissions, taxes, and discount brokers.
22. Bookmarks: 1 The Dow Jones Industrials --- A Blue Chip Average No More To most investors, the DJIA provides all of the information they think they need, and they worship it mindlessly, thinking that this time tattered average has mystical predictive and analytic powers far beyond the scope of any other market number. It's Wall Street's rendition of 'The Emperor's New Clothes'.
23. Bookmarks: 0 Travel Tips: Hitting The Links In St Kitts Much like other islands in the Caribbean, the tourism industry of St. Kitts has recently been courting the serious traveling golfer. With over 50 million devoted golfers worldwide and far more recreational players, Caribbean golf resorts are turning to golf as a focal point of their tourism efforts. According to published statistics, the traveling golfer, on business or vacation, both travels more often and spends approximately 35 percent more per trip than an average tourist...
24. Bookmarks: 0 Beating The Winter Blues In Aruba While snow is falling throughout the U.S., the Caribbean island of Aruba is enjoying never-ending summer. With an average annual temperature of 82°F (28°C), visitors are guaranteed a balmy climate regardless of season. In fact, no month has an average high temperature lower than 85°F (29°C) or higher than 89°F (32°C). Low temperatures typically range from 76°F (24°C) to 80°F (27°C), allowing visitors to enjoy the nightlife all year long. Yet...
25. Bookmarks: 0 Fight Fees With Low Fee Credit Cards Do you have credit cards? Do you know exactly which fees you pay, and how much of your monthly payment is devoted to such fees? If not, you’re in good company; too many of us don’t know exactly what we’re paying for when we make our monthly payments. And card companies have been accused of making credit card terms and conditions too complicated for the average card holder to understand. What’s a consumer to do?First, know what’s out there. Fees come in the form of a...
26. Bookmarks: 0 Weighted Average Cost Of Capital (WACC), Commodity Historic Prices, Index Prices, And Country Risk The Weighted Average Cost of Capital (WACC) is a calculation of a company’s proportionately weighted capital according to specific categories. All sources of capital – common stock, preferred stock, bonds, and any other debt are included. It’s computed by multiplying the cost of each capital source by its proportional weight (% of total capital) and then working through this equation.WACC = (E/V) * Re + (D/V) * Rd * (1-Tc)Where:Re = cost of equityRd = cost of debt...
27. Bookmarks: 0 Social Security system is inefficient See how the government cheats the average American out of $2 million dollars when compared to the S&P average yearly return. Also learn how the system is immoral, as it forces you to invest your money with the government bureaucrats.
28. Bookmarks: 0 Mountain Biking And Hiking In St. Kitts Supported by nearly 70 square miles of incredibly diverse ecosystems, St. Kitts might be the best Caribbean destination for outdoor recreation. With an average year-round temperature of 78 degrees Fahrenheit, it seems like the weather is always perfect for a hike through the rainforest or a bike ride through the island’s historic countryside. Throughout the years, St. Kitts has remained committed to not only the environment, but also to the responsible management of developme...
29. Bookmarks: 0 Stock Research – Another Hedge Fund Warns- Basis Capital – This Is Just The Beginning!!!! Wow, it’s just starting and it’s not going to stop. Basis Capital is an Australian hedge fund. They run about a billion dollars under management. What you have to keep in mind however is that hedge funds use LEVERAGE, big leverage. The average hedge fund manager in the United States is using 6 times the capital base of the money he is managing, as leverage. In the race for performance or the elusive alpha, some hedge fund managers are pushing the envelope and using as much as...
30. Bookmarks: 0 Forex Currency Trading - Frequently Asked Questions What is FOREX?FOREX stands for the FOReign EXchange market, which is an international financial market where currencies are traded. The foreign exchange market began in the 1970s and is now the largest financial market in the world, with an average daily turnover of US$1.9 trillion. That's thirty times the amount of daily activity on all of the US stock exchanges.Each Forex trade involves simultaneously buying one currency and selling another. For example, if you thin...
31. Bookmarks: 0 3 Little Known Tips To Buying Fitness Equipment Did you know that buying fitness equipment for your home isn’t really that difficult? It’s true that the world of fitness equipment can seem like a maze at times and that there are literally hundreds of different types of fitness equipment pieces that might work well for your home arrangement. However, with a little guidance, the process really isn’t that hard and you will be amazed at the bargains that you can find if you just dig a little deeper than the average consumer ...
32. Bookmarks: 0 Home Mortgage Loans Getting rid of the mortgage early is something that many home owners in the UK aspire to achieve. Being free of the principal financial debt in most people's lives at the earliest stage possible offers financial security and peace of mind for later on in life. Paying off the mortgage early is no pipe dream though. In 2003, the average age of outright home ownership was 56, by 2004 the average age had fallen dramatically to just 48! How home owners pay off their mortgages ...
33. Bookmarks: 0 Top Five Mortgage Companies In Houston There are many reputable mortgage companies in Houston, Here are the top five:• 1st Texas Mortgage CompanyThis full service mortgage lenderoffers hundreds of programs for mortgage loans. Their websites and local offices provide services mortgage clients. Whether you're a first time buyer or an experienced investor, the 1st Texas Mortgage Company has programs that will suit you. They specialize in helping those with lower than average credit.a)First time buyers – the...
34. Bookmarks: 0 Mutual Fund Investing Simplified What is a mutual fund anyways an average person may well ask?A mutual fund is simply a co-operative means by which means many people can pool their savings together and have it professionally managed and as well take advantage of institutional volume discount pricing of purchase and sales commissions.The concepts of pooling allow investors with relative small amounts of money to access investments that may require larger sums to achieve affordability.Government an...
35. Bookmarks: 0 Learn From The Rich: Having An Offshore Bank Account Suggest to the average American that he or she might benefit by owning a foreign bank account and you'll more than likely get a questioning look and a response such as, Why on Earth would I want to do that?Americans, you see, tend to have an extremely parochial attitude when it comes to their money — and they also tend to have an almost unnatural suspicion of foreign banking activities. After all, the media have exposed them to an unending series of foreign banking tale...
36. Bookmarks: 0 How to Overcome the High Prices of College Textbooks Every year students require various college textbooks for their classes, spending a small fortune to purchase them. High standards should be improved in the business deal of purchasing new and used books so that all students would benefit of improved methods of learning. In recent years, college bookstores have begun to lose their monopoly over the market, generating pronounced imbalances regarding the average costs of most study materials.
37. Bookmarks: 0 Texas Casinos Texas, the Lone Star State, is famous for a number of things, all of which are important to the average Texas native. Texas is the home of The Alamo, U.S. President George W. Bush, and cycling champion Lance Armstrong. Texas is the second most populous state in the union, with 22,490,022 inhabiting people its vast, open spaces. The capital of Texas, Austin, has become a cultural Mecca for artists, musicians and more, with infamous South by Southwest Music Festival held in Aus...
38. Bookmarks: 0 What To Do And See On Your Cuba Holidays? Something I often find myself getting asked from friends and relatives who know my expertise in the island is what the average Cuban holiday actually involves. This is a question I simultaneously love and hate answering – I love it because it gives me an opportunity to chat at length about a topic I love, but I hate it because if they’ve asked that question it means I’m going to be there for a while. You see, simply put, there is no ‘average’ Cuban holiday, and ever...
39. Bookmarks: 0 The Top 5 Dive Sites In Cuba One of the most popular holiday types we sell at Captivating Cuba is the scuba diving holiday. Cuba attracts swarms of divers every year, attracted by its calm, warm waters, its stunning coral reefs, sunken shipwrecks and dazzling array of tropical fish. The waters boast an average annual temperature of over 24 degrees centigrade, and with an average visibility of 98 feet, allowing divers an excellent view of the underwater paradise the Cuban dive sites offer. The lack of str...
40. Bookmarks: 0 Lake Champlain - 5 Ways To Enjoy This Great Lake Lake Champlain is the largest body of fresh water in the U.S. after the Great Lakes, and at 120 miles in length and an average depth of 400’ and 12 miles across, everything about it is impressive. But more impressive than its size is its unspoiled beauty. In a state already known for conservation and back-to-nature vacations, Lake Champlain is the secret destination for a growing number of New England vacationers.Here’s my pick of five destinations and attractions in the ...
41. Bookmarks: 0 Exploring The Gulf Coast Clearwater BeachClearwater is located in Pinellas County on the west coast of Florida in the US. We are on the Pinellas Peninsula between the Gulf of Mexico on the west and Tampa Bay on the east. This beach is popular with younger people and is the perfect base for day trips to Tampa, St Petersburg and Orlando.Clearwater boasts an average 361 days of sunshine per year.Sand Key ParkSand Key Park has a lovely, large beach which is popular with families. Sand Key...
42. Bookmarks: 0 An Analysis Of The Journal Register Company (JRC) Let me begin with some of the eye – catching metrics that might lead an investor to consider purchasing shares of the Journal Register Company (JRC). This newspaper company has a price – to – earnings ratio of 11.3, a price – to – sales ratio of 0.93, a 5 year average return on capital of 17.6%, and a five year average pre-tax profit margin of 27.4%. Now, for the bad news. The Journal Register Company has an enterprise value – to – EBITDA ratio of 9.07 and...
43. Bookmarks: 0 Beat the Credit Blues With American Express Blue for Business Plastic rules. 90% of all small business owners have realized this and make use of credit card convenience on a day-to-day basis. According to a survey of small business credit card holders, which was released by SurePayroll in April 2007, small business owners are far more circumspect than the average personal credit card consumer in managing their credit card accounts. However, there is more to managing credit cards than simply paying on time. Optimizing your business' cash flow and minim...
44. Bookmarks: 2 Using Forex Automated Trading Systems Just how important is an automated system to the Forex trading system?Before we answer that question, let us first determine how large Forex trading market is. From there, we will know the importance of automated systems for the Forex market.It is true that the Forex market is the largest market around the world not just in terms of average daily turnover and average revenue per trader. It is also the largest market in terms of participants.You name it, we’ve got ...
45. Bookmarks: 4 Tip To Increase Sales By Word Of Mouth Publicity With Promotional Toll Free Prepaid Phone Card Giveaway Online What keeps you up at night?It’s a good question for you to ask yourself once in a while. For most eCommerce entrepreneurs one of the answers is the thought of revenue lost as potential customers abandon your web site without buying. That’s 97.4% or so of your visitors, according to the accepted industry average conversion rate. Are you confident that your site converts visitors into customers at the best rate possible? If so, you’re probably getting a better night’s sleep...
46. Bookmarks: 1 Entrepreneurs Don't Have Average Credit Scores Fair Isaac, the company that develops the formula to determine credit scores looks at the average statistics of consumers and factors that into your score, called a (FICO). According to Fair Isaac the average consumer will have: · One inquiry on their personal credit report in a given year· 54% of credit holders carry a balance of less then $5,000 on all debts other then a mortgage· Have access to $12,190 on all credit cards combined
47. Bookmarks: 0 Your Ticket To Financial Freedom Now days it is nearly impossible today for the average family to thrive on a single income. However, the skyrocketing cost of child care makes it difficult for both parents to work. Fortunately, the internet has made making money online a suitable income option without the need for commuting or day care.Making money online means much more than entering contests and sweepstakes; it is not uncommon to see a professional create a home business in computer programming, accoun...
48. Bookmarks: 4 Google deals another blow to the Work from Home affiliate. Click arbitrage affiliate links Google just put your minimum bids into overdrive. In January of 2005 Google ensured that only one url per sponsored result would show in the search engine results pages shown. Now it seems they want to eliminate them all together by pricing the bids beyond that of the reach of the average work from home affiliate with their new quality page ranking system introduced in early July.
49. Bookmarks: 0 Why Do So Many Home Based Businesses Fail? Have you tried running your own home based business before? If you have, you are probably aware that a large percentage of home based businesses fail within a year's time. For many entrepreneurs, it's much sooner. At the same time, you probably know that the average successful home based business entrepreneur makes more money than the average employee. How do the successful entrepreneurs do it? Why are they the minority?Well, the answer is quite simple. Each and every bus...
50. Bookmarks: 0 The Latest Home Business Trend is 150 Years Old One of the hottest new ideas for a home-based business got its start in the Civil War era. By the 1860s, sewing machines had become affordable for the average family, and because these machines reduced the time it took to sew a garment by up to 80 percent, enterprising women had time to sew for extra money.
51. Bookmarks: 0 Finding A Job With A High School vs. College Graduation Whether you choose to enter the job market with a high school vs. college graduation under you belt can have a very significant impact on the jobs you will be able to do and the amount of money you will be able to make.According to a report entitled “The Big Payoff: Educational Attainment and Synthetic Estimates of Work-Life Earnings,” a person with a high school degree can expect to earn an average of $1.2 million over the course of their working life, and a person with ...
52. Bookmarks: 0 How To Pay Your Home Mortgage Off And Be Debt Free With Little Change To Income Or Expenses Ariel Metekingi knew there was a way to pay off debts and a home mortgage quicker than what was being offered on the US market. Living in New Zealand where homeowners pay off their homes and are debt free on an average of 6-10 years, he experienced how it worked there and in Australia. I was surprised to find that Americans, generally considered worldwide leaders and innovators, are laboring with archaic mortgage programs where the major face-lift has been bi-monthly mor...
53. Bookmarks: 0 What is the average penis size ? This article presents the conclusions of several studies that measured the average penis size.
54. Bookmarks: 0 Men are you considering a larger penis without drugs or surgery A penis enlargement device can be the right enhancement you been looking for. If you have an average size penis or not, a penis enlargement device can make your penis longer and make you feel better. With improving your sexual desires.
55. Bookmarks: 0 How To Us A One Time Credit Card A lot of people are worried about using their credit cards online and rightfully so. It is no secret that there are many crooks out there in cyber-land whose sole purpose is to cheat as many consumers as possible in order to make a profit. Many of these credit card scams are incredibly sophisticated and hard to detect. So what can the average consumer do to foil their plans? One easy solution is to use one time credit cards for your online purchases.What is a one time cre...
56. Bookmarks: 0 Buy To Let Mortgages. Boom Time Returns. After last years crisis of confidence the buy-to-let market is again booming. Earlier worries that interest rates were on the up and property values would crash are firmly behind us. So, fuelled by rising rental yields confidence, landlords have been snapping up new properties and remortgaging for cheaper deals. In the final three months of last year, rental incomes increased by an average of 3.3%. At the same time the rental yield, income as a percentage of the property'...
57. Bookmarks: 0 Housing Market Cools But More Needs To Be Done To Assist Buyers The figures show that house price inflation slowed to only 0.1% in April, significantly slower when compared with a 1.1% increase for March, and the annual house price change fell to 4.8% in April from 5.3% in March, leading to an average UK house price increase of £1490 to £163,573, from £162,083, up by nearly £7,500 more than at this time last year. This is equivalent to a price increase of more than £20 per day over the last twelve months.According to Nationwide'...
58. Bookmarks: 0 THE SWIFT, SILENT, DEADLY WARRIORS' BATTLE AGAINST STRESS Stress and anxiety can cause panic even to highly trained military professionals like the US Navy Seals. While the training regimen is designed to harden them physically, mentally, and emotionally, battle casualties still cause emotional distress among the special forces operators. Stress and anxiety can cause below- average performance that can put missions and lives at stake. To prevent this, stress management is now an integral part of special operations training.
59. Bookmarks: 0 Why MBA Graduates Earn 56% More! The most recent survey of our members found that:1. The average MBA salary was £66,5002. 70% were either board directors or senior managers3. 1 in 4 expected to run their own business in the future4. MBAs are employed mainly in general management, marketing, corporate strategy and IT5. Around 25% of graduates are female.The benefits of traditional MBAs have perhaps been less affected by time. The confidence of knowing that you are as familiar with concepts as ...
60. Bookmarks: 0 Stock Brokers The vast majority of all transactions are done by stock brokers, not your average joe investor. There is a broad range of brokerage services available. There are brokers who offer many services for aiding their clients meet their investment goals. No matter how much you think you can do your own research on what companies to invest in, these professional brokers will have entire departments - teams of highly skilled experts - that do research every day so you don't have to....
61. Bookmarks: 6 How Much Are Your Spending at the Pharmacy Prescription medication is vital to the practice of medicine. Americans spent more than $170 billion for their prescription medication in 2004. Those over the age of 65 spend more on prescription costs ($2,300 a year average) than on physician care, vision services, and medical supplies combined. In fact, the total health care spending in the United States in 2004 was $1.8 trillion. That is 4.3 times the amount spent on national defense. When are we going to do something about this?
62. Bookmarks: 0 Home Based Business: Ten Tips For Success: With the cost of living quickly surpassing the wages (we make) necessary to maintain an “average” lifestyle, more and more employees are beginning to seriously consider the option of working from home.Being your own boss, setting and keeping your own hours, keeping all (or most of the proceeds for yourself), saving on travel time and gas, allowing for as much vacation time as “necessary”, it all has its perks. It certainly seems that way, especially for many woman who may...
63. Bookmarks: 0 Weight Loss After Pregnancy - What They Didn´t Tell You! Sarah is a pregnant mother of three who continues to breast-feed her 18-month-old. After each of her pregnancies, she has had difficulty losing weight. With all of her responsibilities, weight loss isn’t a priority. Still, she wishes that, once this pregnancy is over, she will be able to return to her pre-marriage weight. The average woman gains more than 25 pounds during her pregnancy. The procedure of childbirth may result in a weight loss of up to 14 pounds, wh...
64. Bookmarks: 0 Projected U.S. Home Sales in 2006 - Consumer Real Estate Confidence Highest In Three Years The real estate market in 2006 is expected to increase as the second best year in history for real estate. The average median price for homes for sale will continue to increase, although at a slower pace than last year’s 10.5%.
65. Bookmarks: 0 Waiter Training - Rehearsing For The Restaurant Performance However sophisticated your training may be, its merits will soon be lost without effective and consistent reinforcement.One of the most effective ways managers can reinforce training is through short and well planned pre-shift meetings. These are 10-15 minute sessions where managers can build confidence and gain valuable feedback.Typically held just prior to a shift, the meetings are essential for improving customer care and boosting average spend as they present an o...
66. Bookmarks: 0 THAT LITTLE BIT EXTRA... The difference between being ordinary and being extraordinary is that little bit EXTRA. The little bit extra is what separates average performers from CHAMPIONS
67. Bookmarks: 0 Improve Retail Sales Performance With These Sales Coaching Tips Your POS system generates key statistics that tell you about your Retail sales performance.These key statistics are: Average sale, Transactions per hour, Items per sale, Conversion rate, Sales per hour.But did you know that tracking these statistics on an individual Salesperson basis can lead you to focused clues about improving individual performance. Most POS systems don’t enable you to track individual sales performance or generate individual KPIs (key performance in...
68. Bookmarks: 0 House Price Rises – A Cautionary Tale In general, property prices appear to be rising. Between January and May 2006, the uplift in house prices across the United Kingdom averaged 4.4%. In the event that this trend continues, then the yearly rise will be 13%. This will put the average house price at almost £195,000.The Council of Mortgage Lenders confidently expects 1.2m property sales to be completed this year. This is a rise in the 970,000 previously predicted. They also expect mortgage loans to be £10billio...
69. Bookmarks: 0 Weight Loss Motivation: Key To Shedding Pounds Have you ever heard the saying, Where there is a will, there is a way? For the average person trying to lose weight, this particular phrase is so easy to say - yet so difficult to do. Whether you are struggling to shed a few unwanted pounds or to plummet ten pants sizes, success often depends on weight loss motivation.Why lose the weight?Looking slim and trim for your ten year class reunion. Fitting into your wedding dress when the ceremony is just weeks away. Securin...
70. Bookmarks: 0 Signs of a legitimate Debt Settlement Company According to recent studies, the average American household has nearly 20 debit and credit cards,
71. Bookmarks: 0 Learn How To Deal With Women Emotional Game So you are trying to become better at the art of seducing women right? You are on the right track if you are seeking for info.Knowledge is power and not so long ago, i was just a average frustrated chump without seduction knowledge.
72. Bookmarks: 21 Valuable Tips to Explode Your Business Unique ideas that the average business owner does not think of when starting their own business including automation technology, branding, creating blogs and setting viable goals.
73. Bookmarks: 18 Marketing in a Mobile Age: Trucks Add Fuel to Advertising In summary, whether businesses are large or small, local or national, they have one thing in common: the need to promote a product or service to consumers. Truck-side ads are an affordable and effective alternative.“Today’s marketing must engage the consumer,” offers Sage, “With the average American being exposed to over 600,000 media messages a year, any medium that pushes through the clutter is impressive and that’s just what this one does.”
74. Bookmarks: 0 Home Inspection Home inspection may seem like too much for the average buyer to do on their own. There are good reasons to use a professional, but you can still use your own walk-through checklist.
75. Bookmarks: 6 How Teens Can Make Cash Teenagers are always looking for ways to make cash. With the high cost of designer clothing, NFL sports wear, music and movies, parents simply cannot afford everything that a teenager wants. Most teens know that the only way that they can get the things they want is to make cash. Unfortunately, many states have changed the driving laws to only allow drivers over the age of eighteen unlimited privileges. This makes getting cash much harder for the average teenager. Here are so...
76. Bookmarks: 0 5 Great Reasons To Hire A Telecommuter How would you like to hire someone that is more motivated and more qualified to do the work and costs you less than your average employee? No, I am not talking about hiring someone illegally. You can accomplish this simply by employing a telecommuter. Let’s take a look at 5 very good reasons, why it makes sense for you to consider telecommuting from an employer’s perspective.1) Less OverheadHow much is all this office space, furniture, computer equipment along with your...
77. Bookmarks: 0 Some Reasons Why You Should Choose Working At Home Business Opportunities Offered By MLM? MLM is a powerful business concept for many reasons but the most obvious is for the type of income it can provide the network marketer. It is so powerful that many fortune 500 companies have used, some are still using, this business model to build their multi-million dollar empire.So why cannot the average person do the same?The answer is average people are already working some great MLM home-based businesses opportunities. Are you one of them? If not, now is an excel...
78. Bookmarks: 0 Home Treatments for Spider Veins Many new commercial cosmetic procedures are available for the reduction of spider veins and varicose veins, however many of them are simply not justifiable affordable for the average person. Even if such procedures are used, natural, inexpensive at-home treatments can increase the success of expensive procedures and prevent a future repeat of symptoms.
79. Bookmarks: 0 Three reasons you should not do Shoulderstand “Healthy thyroid means healthy functioning of all the organs of the body”The Shoulderstand is called the Queen of all asanas as it benefits the whole body. It is a forward-bending posture engaging all parts of the body and stretching the shoulders, neck and upper back. During holding this posture the blood pressure in the brain will be an average of 110mmHg.
80. Bookmarks: 2 Demand For Massage Therapists Increases As Interest In Benefits Of Massage Creates More Converts Projections by the U.S. Department of Labor forecast employment opportunities for massage therapists to grow by 18 to 26 percent from 2004-2014. According to the 2006-2007 Edition of the Occupational Outlook Handbook, published by the U.S. Department of Labor Bureau of Labor Statistics, the outlook for employment for massage therapists will “increase faster than average” during the period from 2004-2014. The Bureau defines “faster than average” as “increase 18 to 26...
81. Bookmarks: 0 The Golf Ball And Your Handicap For the regular golfer the news on the modern golf ball is all good. The ball doesn’t slice or hook anywhere near as much as it did 15 years ago and it goes a lot further. But why hasn’t the average club member’s handicap dropped. The answer is almost certainly in the golf ball you are teeing up. Today a solidly hit golf ball doesn’t move. The manufacturer’s designers have worked the long night hours to make it so. But for most of us the percentage of solidly hit sh...
82. Bookmarks: 0 Playing On Different Golf Courses Having the right size golf clubs could be the difference between playing a great round or playing a poor one. If you want to invest money in your golf game, then you may want to consider buying a set of custom golf clubs. These are clubs that are made after the proper body measurements are taken. While this is much more expensive than buying golf clubs from a store or online, for those who are larger or smaller than the average person, custom clubs may be their only choice. Y...
83. Bookmarks: 0 Perform Better Golf Right In Your Home To perform better golf, you need to take a different approach. I have seen and heard time after time how much money golfers will spend in hopes to perform better golf. But according to statistics, the average USGA Handicap hasn’t gone down in over 30 years!
84. Bookmarks: 0 How To Use Golf Training Aids To Increase Your Swing Speed And Hit Like The Pros Whack! The feeling of a great drive, the sweet feel as the ball jumps off the clubface and rockets down the middle of the fairway-- it's one of the best parts about playing golf, and one of the reasons that we keep coming back for more punishment. If only it would happen more often! Ah, to see the green envy in your opponents' eyes when your ball blasts by theirs.Unfortunately, the average male golfer's swing speed is around 85 mph. With a USGA conforming driver, this equ...
85. Bookmarks: 0 How to improve your golf swing - 7 Tips, 7 Strokes, 7 Days Are you a high handicap golfer, or just an average weekend player, or maybe you like to entertain business clients on the course. Here is 7 tips that will help keep your swing in tact and not look like a fool on the golf course.
86. Bookmarks: 0 How To Improve Your Golf Back Swing When you are ready to start the swing, to uncover the first fatal flaws that appear, with the horrible shots they produce, and to learn the first of the magic moves that will cut strokes from your score.Ironically, these first flaws that creep into the average player's swing produce an effect that is the exact opposite of what he wants. Just as you have, he has read and heard all his golfing life that certain things are essential.The first of these is that you must pi...
87. Bookmarks: 0 How To Develop A Brilliant Golf Back Swing Make the backswing at reduced speed and notice and feel how the wrist and hand position changes as the hands go up past the shoulders.As a result, in answer to this resistance of the hands and wrists, there is a quick rebounding of the club back toward the ball.Try it and you'll see what we mean. Since the average player usually lets the backward pull loosen his grip, he quickly re grips on the rebound, producing, almost, a bouncing club head. This starts the head o...
88. Bookmarks: 0 Golf Tips: Choosing A Driver The irons weigh from 14½ ounces for the No. 2 to 16½ for the No. 9. Sand wedges will go up to 17½.Shafts of clubs are graded in three types, flexible, medium, and stiff. Most of the bigger, stronger pros use the stiff shaft. The medium shaft is for the average player. The flexible is generally considered best for players of more advanced age and for women. It is best suited for a slow swing. The limber-ness of a shaft is known to the manufacturers as shaft deflection....
89. Bookmarks: 0 Golf Tips On When To Chip Versus Putting Playing a chip shot from the fringe of a green versus putting through the fringe can be a little confusing for the average golfer. A lot of golfers choose to putt for the fear of not being able to control the distance of a chip shot around a green, and lets not talk about choking a chip shot. More often than not the confidence lies in the ability to putt the ball. When do you decide to chip instead of putt?A quick review of some your options will help in the decision proc...
90. Bookmarks: 0 Golf Swing Eureka! Review - Good Or Bad? After having a chance to see what the software could to for an average golfer’s game, I felt compelled to write this Golf Swing Eureka! review. Does the software really improve your game in a drastic and measurable way? Will it save you money? In this short review I will answer these questions and more, all with the ultimate goal of giving you a good idea of what you can realistically expect to get from Golf Swing Eureka! From there, you just have to look into it on your own ...
91. Bookmarks: 0 Four Good Reasons To Take Up Golf As A Sport The Exercise Golfing is one of the best exercises that you can do. I taught this fellow about ten years ago how to play golf. He had bypass surgery done on his heart, and his doctor told him to walk for exercise. So he asked me to teach him how to golf. He was a retired carpenter. Think about it for a second. There is 1760 yards in a mile. The average golf course is anywhere from 5000 yards to 6500 yards on some of the bigger courses, depending on which tee box you are pl...
92. Bookmarks: 0 Better Golf Solutions Start With One Simple Approach Better golf solutions is a mystery for the average golfer. Finding the magic bullet that’s going to cure your game overnight isn’t going to happen. In looking for better golf solutions, you’ve got to think about what’s the main reason you’re not making a sound, repeatable golf swing that generates power and accuracy?
93. Bookmarks: 0 5 Tips for Finding Your Core Competencies Imagine if during an interview process, you could tell a sales recruit what sales performance competencies are needed and measured... and what levels are necessary to be successful at the sales poistion being considered. All based off of real performance numbers and average benchmarks. Before you can do that, learn how to boil the fat off of mere sales activities and define what legitimizes a 'Sales Competency'.
94. Bookmarks: 0 Preparing Yourself When You Speak In Public Public speaking does not have to be difficult. Here are some tips to help you prepare for public speaking. You don’t need to be perfect in succeeding in speaking in public. You do not need to be too witty and brilliant to be successful when you speak in public. Public speaking is not all about that. It may look like it is, but in actuality, it is not. You can be the average guy you are. What is important in speaking in public is that you give your listeners someth...
95. Bookmarks: 0 5 Tips To Help You Consolidate Debts Recent studies have shown the average American is about $10,000 in debt. Because of this, many people are looking for ways to consolidate their debts. It is not always an easy task to find ways to get your debt consolidated, but it is possible. Often, it can be important to consolidate debts because doing so can help your financial future become a bit brighter. It also helps you in short-term financial ways as well. The following are a few tips that can help you consolidate y...
96. Bookmarks: 0 Hypnosis Power And Inevitable Success Are you hypnotizable? Is it possible for you to enter a deep state of trance? If you are an average person you will most likely think that you can't be hypnotized. This is normal. The majority of people feel that if it were possible for them to be hypnotized then this, in some way, indicates that they lack any real will-power are naive or of below average intelligence. This could not be further from the truth.
97. Bookmarks: 0 The Struggle What do butterflies have in common with the human spirit? Meet Maggie, a middle aged wife and mother who was about to find out. Maggie wasn’t rich like a millionaire or poor in a manner of being homeless. She was living an average comfortable life. It was made even better when a beautiful baby girl came her way. She and her husband made sure their daughter had her needs met and they were still able to take a yearly vacation by the beach.Maggie was a partner in her hu...
98. Bookmarks: 0 How Meditation Can Change Your Life Current research estimates that the average person has over 60,000 thoughts per day, 90 percent of which are replications of our thoughts from yesterday. Moreover, people spend almost half their time worrying, and 90 percent of those worries never come true.On the other hand, most of us can remember those glorious moments when we experienced unbound love, sparks of wisdom and understanding; the moments when we felt total harmony with the world around us and harmony within...
99. Bookmarks: 3 The Truth About Stress And Hypnotherapy For Stress Management How often do you find yourself wondering what is the best possible way to reduce the stress in your life? You are just an average person with a normal life, decent work hours, and a family to care for; yet you can’t help but court stress in every aspect of your life. Be it presentations at work, failing to be at your daughter’s fancy dress competition, or forgetting your anniversary…you seem to be meeting stress at every corner. And you have been spending hours mulling over w...
100. Bookmarks: 2 Build Confidence With Hypnosis Confidence is when an individual feels self-assured and has very real belief in their mental and physical capabilities. As you might imagine, CEO’s of Fortune 500 companies and world class athletes are the types of individuals who have higher than average confidence and self-esteem. Their confidence in themselves unlocks the door to significant success and achievement. For the rest of us, confidence is a critical facet in enjoying success in work, in relationships and gen...

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