Net-Teams - Bookmark Tag funds

There are 100 articles associated with the tag funds!

#	Total Bookmarks	Article Title/Link and Description
1.	Bookmarks: 0	What Your Mother Never Told You About Income Investing: Twenty Questions (1 thru 6) Investors are a very dependent group of people, particularly now that most employed persons have been given the responsibility of directing their own savings and investment programs for retirement. Mother Wall Street has monopolized this huge market, and nursed its children first on Mutual Funds and now on derivative betting mechanisms they call index ETFs ---the unhealthy investment equivalent of a diet of fast food, limited protein, and high energy fusion products.
2.	Bookmarks: 0	Trading Your Way To A Secure Retirement Income Attention traders! You can bring your well honed equity skills to the most conservative securities on the planet and absolutely grow a secure retirement income at the very same time. Managed Closed End Funds (CEFs) trade in the same way as common stocks, and on the same exchanges.
3.	Bookmarks: 0	Who's Afraid of Higher Interest Rates? A rising interest rate environment is super good news for investors. When we loan money to someone, is it better to get the lowest possible rate for the shortest period of time? Stop looking at income investing with a grow the market value perspective. That's not what it's all about. Lower market values or growing discounts to NAV don't have to be problems... they can be benefits.
4.	Bookmarks: 0	The Real Scoop on Annuities - Part Two Unfortunately, the stock market never has been able to generate guaranteed levels of income, and sometimes fails to move higher just because we think it should. Serious problems occur when mutual funds are packaged with annuity contracts and the critical differences between them are either overlooked or undisclosed, perhaps innocently, perhaps not.
5.	Bookmarks: 0	What Your Mother Never Told You About Income Investing: Twenty Questions (16 thru 20) But, and this is about the biggest news in the history of the financial markets, news that was totally ignored by the financial media: the income generated by taxable income CEFs (other than REITs and mortgage heavy investment funds) actually increased during the financial crisis. The same result was experienced in the Tax Free arena, but with no exceptions at all.
6.	Bookmarks: 0	Income Closed End Funds & Total Return Analysis If interest rates rise, the market values of these investments will go down BUT the income from the securities (and their safety vis-a-vis equities) will not change; if interest rates fall forcing prices up, I may feel richer, BUT MY INCOME WILL NOT CHANGE. My Total Return may move in either direction but THE INCOME WILL NOT CHANGE.
7.	Bookmarks: 0	The Self Directed “Retirement Ready” 401k Recently, it was proven to me fairly conclusively, that no product specializing in top tier S & P, dividend paying companies in combination with a diversified collection of Closed End Income Funds yielding over 6% (after expenses) will ever gain traction in the “good ‘ole big boys club” described as the 401k space.
8.	Bookmarks: 0	Investment Scam Alert 2009: Spread the Word (August 2009) An envelope arrived yesterday from a worried investor (not a client of mine) in Appleton, Wisconsin. He had been contacted with an investment partner opportunity touting a guaranteed investment program that would absolutely double and triple his money every sixty days with no worries, work, or risk involved.
9.	Bookmarks: 0	Using the Value Stock Buy List Program Productively - CEFs (Closed End Funds) - Part 1 Here's a fairly comprehensive Question and Answer [more accurately, a Question & Discussion] list that should help you to use the Value Stock Buy List Program productively covering CEFs (Closed End Funds)
10.	Bookmarks: 0	Using the Value Stock Buy List Program Productively - CEFs (Closed End Funds) - Part 2 - NASDAQ Exclusion Issue Here's a fairly comprehensive Question and Answer [more accurately, a Question & Discussion] list that should help you to use the Value Stock Buy List Program productively covering CEFs (Closed End Funds) and the NASDAQ Exclusion Issue
11.	Bookmarks: 0	What Do The Top 100 Newspaper Business Editors Have In Common, Besides Arrogance Should the country's biggest newspaper business editors be interested in a better way to manage investment portfolios than mutual funds or Modern Portfolio Theory speculations about the future? Should they care about an old approach to investing that actually takes advantage of the market cycle? Should they be tired of promulgating the same old and tired Wall Street advice that always seems to take investors in the wrong direction. Yeah, they should.
12.	Bookmarks: 0	Market Cycle Investment Management Rocks Wall Street The Market Cycle Investment Management Methodology (MCIM) is the sum of all the strategies, procedures, controls, and guidelines explained and illustrated within the pages of The Brainwashing of the American Investor --- considered by some Amazon.com readers the best investment book they have ever read.
13.	Bookmarks: 0	How's Your Investment Portfolio Doing? --- Seven Long-Term Analyzers Before Wall Street conned investors into thinking of calendar quarters as short-term and single years as long-term, market cycles were used to test investment strategies. Performance analysis was a test of management style and overall methodology, not a calendar year horse race with one of the popular averages. Bor-ing, yes--- but meaningful.
14.	Bookmarks: 0	Trading The 401k Portfolio - Part II Retirement plan investment portfolios are managed to produce the promised income; 401k plans make no promises and do not seem to make much of an effort to offer income focused investment products. The income produced by the highest yielding (highest risk) mutual funds is generally lower than that which can be obtained from lower income tier Closed End Funds (CEFs).
15.	Bookmarks: 0	MarketWatch Column Bashes ETFs (and By Extension)... Mutual Funds The ‘F’ in ETF stands for “funds,” and it’s only because ETMF is longer that they are not widely recognized as “exchange-traded mutual funds.” In some cases—with Vanguard’s ETFs, for example—ETFs are simply a different share class of the same underlying pool of assets and management style.
16.	Bookmarks: 0	iShares and ETFs: Speculation To The 3rd Power So, in addition to the normal risks associated with investing in general, we add: speculating in narrowly focused sectors, guessing on the prospects of unproven small cap companies, experimenting with securities in single countries, rolling the dice on commodities, and hoping for the eventual success of new technologies.
17.	Bookmarks: 0	The Tax Free Income Closed End Fund Marketplace How could you not be interested in Tax Free Yields of roughly 7%? On programs that have been in operation for nearly 20 years? and which are generally paying more now than they did prior to the financial crisis?
18.	Bookmarks: 0	Managed Asset Allocation - A Portfolio Mission Statement The Asset Allocation formula is often abused in an effort to superimpose a valid investment planning tool on speculation strategies that have no real merits of their own. For example, annual portfolio repositioning, market timing adjustments, and shifting between Mutual Funds. To be effective, Asset Allocation must be implemented as an on-going process that is to be tended to with every investment decision.
19.	Bookmarks: 0	One Man's Bond Crash is Another's Income Opportunity But we (the non Masters of the Universe) can simply reinvest our current income in any number of portfolios of bonds, preferred stocks, loans, notes, etc. which are selling at discounts, not only from their maturity value, but also from their combined Net Asset Values.
20.	Bookmarks: 0	Income CEF Price Volatility ROCKS! MCIM portfolios include 30% Income Purpose securities (based on Working Capital), and never own non Investment Grade Value Stock equities. This translates into portfolios of high quality securities, each contributing to higher realized base income than that contained in market averages or blended Mutual Funds.
21.	Bookmarks: 0	WALL STREET'S EVEN DARKER SECRET: 8.63% TAX DEFERRED INCOME SPECIAL REPORT: As of Close of Business May 8th, no less than 57 multi-year experienced, Taxable Income, Closed End Funds (CEFs) were paying 7% or more in 401k and IRA eligible income to their shareholders.
22.	Bookmarks: 0	WALL STREET'S DARKEST SECRET: 6.3% TAX FREE INCOME Special Report: As of Close of Business May 8th, no less than 53 multi-year experienced, Tax Free Income, Closed End Funds (CEFs) were paying 6% or more in federally tax free income to their shareholders. Why hasn't your financial advisor told you about this?
23.	Bookmarks: 0	The Flip Side of Rising Interest Rates... Much Higher Yields Note that Wall Street (and the DOL) have (purposely?) kept the investing public uninformed about the totally reasonable yields currently (and historically, before, during, and since the financial crisis) available using Closed End Income Funds... CEF income investors have the ability to add to positions when prices fall (thus reducing cost basis and increasing yield),
24.	Bookmarks: 0	Baby Boomer Alert: Prepare for the Dreaded RMD If you are within five years of retirement right now, at the top of a stock market cycle, what are you waiting for! Sell the Funds, sell the ETFs, and move into safer positions... if you can find them within the plan's product menu.
25.	Bookmarks: 0	I Want Tax Free Income If one wants tax free income, why not buy tax free muni bonds in the form of Closed End Funds.... more than 6% tax free, in monthly increments, plus the opportunity to take profits (taxable, yes) and compound the income until it is needed. Or spend it right away, for that matter.
26.	Bookmarks: 0	Caveat Employer: The DOL is Coming! The DOL is Coming! Generous employers give their employees money to invest along with their own, and the feds want them to guarantee that plan participants won't lose money... in the stock market! The regulators are missing the point, and a great opportunity to actually fix what is really wrong deep inside the 401k space. No one in the 401k business cares a lick about the retirement income benefits the plans could provide to employers and employees alike…
27.	Bookmarks: 0	Investment Grade Value Stocks At Ten Year Lows (circa October 2008) A cocktail of credit market laxatives is working its way into a constipated world economy. Relief is on the way. Today's prices may well be looked at as the lowest of the next ten years! Here's a list of things to think about or to do while Investment Grade Value Stock prices are at ten-year lows:
28.	Bookmarks: 0	Learning To Dig The BIG Buy Low Market corrections can be good for the wallet; they part of the normal shock market menu, and can be brought about by either bad news or good news. If you don’t love corrections (and deal with them like visiting relatives) you really don’t understand the financial markets. Don’t be insulted, it seems as though very few investors see it this way.
29.	Bookmarks: 0	Money Magazine 401k Investment Article Directory Market Cycle Investment Management is a unique, long-term trading approach that focuses on Investment Grade Value Stocks, the very highest quality NYSE, dividend paying companies. A wide variety of Income Closed End Funds is used to populate the Income Bucket of all portfolios. MCIM, the IGVSI, and income purpose investing is now available in 401k plans.
30.	Bookmarks: 0	Trading The 401k Portfolio - Part I Most 401k investment menus encourage speculation by providing varieties of capitalization, sector, commodity, and growth varietals with little emphasis on internal selection quality, diversification, or income generation.
31.	Bookmarks: 0	Collective Investment Funds (CIFs) for Your Retirement Plans: Plan Sponsors, Principals, Advisors, Fiduciaries We all know that Mutual Funds, ETFs, and similar products don't prepare well for market downturns.... they are unable to take profits, build portfolio income, or hold equity smart cash that can be put back to work when the market falls. Collective Investment Trusts could be a solution to these problems... Active management and security transparency are the key differences.
32.	Bookmarks: 0	Let's Make 401k Plans Behave More Like Retirement Plans Although it is true that you do not pay taxes on your contributions during the earning years, you will absolutely pay through both nostrils when you retire. If your karma is off, you may find yourself retiring at a time when the stock market is not in a party mood and your shrinking mutual funds don't seem quite as secure as they did a few months earlier. We can deal with the market cycle; a saner tax code is a much bigger problem
33.	Bookmarks: 0	Barron's Touts Managed Closed End Funds Closed-end funds are in the bargain bin. From municipal bonds to taxable debt and stocks, more than 90% of all closed-end funds trade at discounts to their net asset values. The $231 billion closed-end market recently hit its most inexpensive level relative to NAVs since the end of 2008, according to data compiled by Morningstar. Andrew Bary
34.	Bookmarks: 0	The Greatest Financial Story Never Told How would you have fared if you were cash rich in September 1987 and fully invested by the end of October? What if, in the time leading up to the dot-com bubble, your credo was: no NASDAQ, no Mutual Funds, no IPOs/ Investment Grade Value Stocks only?
35.	Bookmarks: 1	Attention Wall Street Shoppers: Always, Yes Always, Sell Too Soon The market has never and will never be a one way ticket to ride (smile Beatles fans). None of the important aspects of the voyage (highs, lows, volatility, or duration) are predictable, by anyone, no matter how overpaid or well credentialed. Sooner or later, some gutsy financial gurus will declare the stock market overbought and fraught with danger.
36.	Bookmarks: 5	Solid Income Investments in Liquid Form: Managed Closed End Funds Unlike conventional mutual funds, CEFs do not issue and redeem shares directly with investors at net asset value. CEFs are listed on national securities exchanges, where shares of the Investment Company are purchased and sold in transactions with other investors, just like individual company stocks, and most often not at net asset value.
37.	Bookmarks: 0	What Your Mother Never Told You About Income Investing: Twenty Questions (7 thru 15) Investors should certainly know the basics about what they are doing. Corporations raise capital for their operations by issuing common stock, or shares of ownership in the company. They also raise money by borrowing from banks, insurance companies, and the public through the use of debt instruments called bonds, debentures, notes, and others.
38.	Bookmarks: 0	Municipal Bond Investing --- The 6% Tax Free Solution What if you could choose from a group of 65 tax free municipal bond funds, paying monthly income at an annual rate of roughly 6%? What if you could invest in 32 tax free Closed End Funds paying an annual rate above 6.2%? Why hasn't your investment advisor/accountant/rich uncle told you that this is what he has been doing for upwards of twenty years?
39.	Bookmarks: 0	Hang On A Minute - The Mighty Dow Is Still 10% Below 2007 Levels! Do they think investors are stupid enough to get excited about this dismal performance? Particularly, when less than 20% of professionally managed equity funds did as well. And how about unmanaged ETFs? I haven't heard any claims of brilliance, have you?
40.	Bookmarks: 0	Final Expense – burial expenses paid and up to $50,000 in additional funds to relatives/Life Insurance Final Expense Insurance (also commonly referred to as burial insurance) is a type of life insurance that provides basic coverage for funeral costs, final medical bills, debts, and any other final financial needs. Independent Agency: Affordable Final Expense Insurance. No medical exam required to qualify. Call 1-888-831-8541 or 770-831-8851.
41.	Bookmarks: 1	Understanding Income Investing – Second Chance Survey Hundreds of people responded to the last Income Investing survey, and all papers were corrected and returned. As a group, the class failed to pass the test of income investing competancy. Here's another chance.
42.	Bookmarks: 0	Calculating Your Investment IQ Stocks, bonds, index funds; averages, recessions, market rallies and corrections; mutual funds, technical analysis, financial statements; commissions, taxes, and discount brokers.
43.	Bookmarks: 0	Things To Look For In An Investment Investment involves staking capital in an enterprise, with the expectation of profit. It is nothing but the use of liquid funds to gain income or increase capital. In order for money to grow, investors need to invest judiciously. There are certain guidelines to be followed to avoid major mistakes.Price of the Company: An investor needs to research on the ‘Market Capitalization’ of the company he is planning to invest in. Market Capitalization or Market Cap is the total co...
44.	Bookmarks: 0	401k Retirement Plans Explained 401k retirement plans are special types of accounts, financed through pre-tax payroll deductions. The funds in your account are invested in various ways. Your funds can be invested through any number of stocks, mutual funds, and other ways, and it is not taxed on any capital gains or interest until the money is pulled out or withdrawn. Congress approved this retirement savings plan in 1981, and its name was rooted from the section of the Internal Revenue Code that contains it...
45.	Bookmarks: 0	Stock Trading With Under $1000 The biggest obstacle for many people getting started investing is they just “don’t have the money” to get started with. Fortunately, with the advent and progress of online trading, stock trading has been opened to almost anybody, including those with very limited funds.How can you get started trading with under $1000 startup capital?With online brokers, you’ll no longer be laughed at for opening an account with limited funds. In fact, most brokers will welcome your bu...
46.	Bookmarks: 0	Commercial Secured Loans – Ideal finance for your business Commercial secured loans provide affordable and effective solution to access the required capital. These loans are very flexible and come in variety of structure to meet the diverse needs of the UK businesses. Read the following article and find how to access the funds you need for your business.
47.	Bookmarks: 0	Lawsuit Loan Companies Litigation can be extremely expensive, and occasionally even people who have strong cases simply cannot afford to start a lawsuit. Lawsuit financing can help by providing some funds. Companies that provide these loans usually do not require credit checks, monthly payments, notes, or any other security. Frequently, claimants have missed work or lost their jobs and can no longer meet their rent or automobile payments. In the past, these claimants have needed to accept lesser settlement amount...
48.	Bookmarks: 0	For Successful Business Loan Application, Get An Accurate Business Valuation You want to acquire a running business and you want a loan for it. You have a fair idea about what you plan to buy and just need the required funds to seal the deal. But have you ensured that the price being quoted by the seller is fair price or it still has some bargaining potential?Here comes the business valuation. This article is an attempt to get you acquainted of the basics and the process of valuation, before you actually go for commercial business loans.
49.	Bookmarks: 0	The Mystery Of Making Money One of the great mysteries of life concerns making money. How can you produce that sufficient capital in order to live well, pay all the bills, and have funds left over for retirement? Well, there is no simple answer to this question. The fact is, there are a number of them. For example, I make money dealing with stocks. Many Americans dabble in the stock market these days in order to invest for the future. I make money via the Internet with a variety of jobs that involve wor...
50.	Bookmarks: 0	Is An Index Mutual Fund The Best Choice For Long-Term Investing? Do you believe that the world economy will grow? Do you believe that US economy will grow? I do. The major stock indexes are indicators of economy grow. You can make money use this opportunity buying index funds. Investing into index mutual funds is easy, interesting, and profitable. It takes 5 minutes every month! If you are long-term investor, index funds is for you!It doesn’t matter what index you choose. This index will grow due to economy sector grow rate. There are ...
51.	Bookmarks: 0	Eight Rules For ETF Success Managing a global portfolio of exchange-traded funds (ETFs) is a great way to build a diversified portfolio with exposure to equities around the globe. Fortunately, you need not be a rocket scientist to do this, but many investors fail to observe some basic guidelines, and it can get them into real trouble. Follow these eight steps and sleep easier.1. Liquidity Comes First: Before you even think of building an investment portfolio, you should set aside about six months of...
52.	Bookmarks: 0	Tax Tips for Real Estate Investors Using IRA Funds People are starting to use their IRAs for direct real estate investment... Does this make sense? What are the tax traps? CPA and tax professor Stephen L. Nelson explains the basics.
53.	Bookmarks: 0	Some Time You Think For Safeguard The most important thins in Secured Loans are security. Another thing that you should look at is the availability of funds. Typically, all of the funds are available upfront, but they may be included in a rotating credit line, similar to credit card in some instances with different lenders.
54.	Bookmarks: 0	Philippine Apart-Hotel or Condotel Properties being snap up by lively UK investment funds as rents soar UK Investment Fund Managers and Private Investor Clubs tap their deep pockets to purchase real estate investments in the Philippine Condotel market amid shortage of Hotel rooms driving expected ROI through rental returns upwards of 14% per annum.
55.	Bookmarks: 0	Mutual Funds - An Introduction and Brief History Each one of us does not have the expertise or the time to build and manage an investment portfolio. There is an excellent alternative available – mutual funds.
56.	Bookmarks: 0	Investors Are Finding Opportunities Beyond Their U.S. Borders Experts say global and international mutual funds can represent a world of opportunity for investors.
57.	Bookmarks: 0	A Resemble For Grown Up The most important thins in Secured Loans are security. Another thing that you should look at is the availability of funds. Typically, all of the funds are available upfront, but they may be included in a rotating credit line, similar to credit card in some instances with different lenders.
58.	Bookmarks: 0	Ways to earn good profit out of mutual fund. It is more of commonsense than an art or science. Mutual funds are created with pre-determined investment objectives, to suit different kind of investors. The mutual funds are made in such a way that they achieve a variety of risk/reward objectives, thus providing returns to investors on the level of risk which he wants to undertake in order to achieve the expected returns.
59.	Bookmarks: 0	Uranium Mutual Funds-Are They A Wise Investment? If you are looking for new investment opportunities, uranium mutual funds may be the best place to put your money. Most of the new age energy mutual funds have a number of stocks into sectors such as oil, gas, nuclear energy, uranium and so on.The good investment potential in this sector has led to further upsurge in the demand for this sectoral funds and mutual funds industry is also bringing out new funds and investment opportunities. Today, uranium mutual funds are one...
60.	Bookmarks: 0	Stock Research – Another Hedge Fund Warns- Basis Capital – This Is Just The Beginning!!!! Wow, it’s just starting and it’s not going to stop. Basis Capital is an Australian hedge fund. They run about a billion dollars under management. What you have to keep in mind however is that hedge funds use LEVERAGE, big leverage. The average hedge fund manager in the United States is using 6 times the capital base of the money he is managing, as leverage. In the race for performance or the elusive alpha, some hedge fund managers are pushing the envelope and using as much as...
61.	Bookmarks: 1	Should You Invest In Mutual Funds Or Stocks? With so many options out there for the individual investor, it is sometimes difficult to determine that investments are right for you. The key to having a long-term, stable and profitable portfolio is to diversify your investments. For many investors the process of diversification includes investing in both mutual funds and stocks. The best course is to learn all you can about both types of investments and find your ideal balance between the two.Mutual funds are open-end ...
62.	Bookmarks: 4	Retirement Income Planning: Mutual Funds Mutual funds are classified in three main categories that differ in regards to their risks, features and rewards. They are money market funds, bond funds, which also receive the name of “fixed income” and finally, stock funds, which are also called “equity funds”. Let’s take a deeper look at each one of them.
63.	Bookmarks: 0	Mutual Fund Expenses An informed investor knows where his money is going. For an investor in mutual funds, it is essential to understand the expenses of mutual funds. These expenses directly influence the returns and cannot be neglected.
64.	Bookmarks: 0	Mutual funds: protect yourself with segregated funds Segregated funds were initially developed by the insurance industry to compete against mutual funds. Today, many mutual fund companies are in partnership with insurance companies to offer segregated funds to investors. Segregated funds offer some unique benefits not available to mutual fund investors.
65.	Bookmarks: 0	Maximize Your After-Tax Returns If you want to minimize receiving taxable distributions from mutual fund investments, tax-efficient funds should be considered for your investment portfolio.
66.	Bookmarks: 0	Investing Advice: 5 Benefits Of Etfs When people ask for investing advice, ETFs usually come up pretty quickly, because they are so heavily marketed and trumped by the industry. Exchange-traded funds, or ETFs, are an easy way to diversify a small investment, but to get the most out of your investment, it is important to understand how they operate.ETFs are like mutual funds, in that they are a collection of investments, but they are traded on an exchange, such as the NYSE, instead of purchased directly from ...
67.	Bookmarks: 0	ETFs Unplugged Is your financial advisor missing a critical piece to the ETF?Exchange-traded funds (ETFs) are great investment tools but most have a flaw that investors and advisors usually miss. Let’s take a look under the hood and introduce some new and innovative ETF products. Essentially, ETFs are nothing more than an index fund that trades like a stock. Because of their simplicity, flexibility, low cost and tax efficiency they are growing fast. Last year the Barclays iShares fa...
68.	Bookmarks: 0	A Completely New Way To Get Rich Rapidly This new way is catching on around the world. People are compounding money rapidly for themselves.Its called opportunity investment and it has nothing to do with the traditional way to invest. Stocks, bonds, shares etc.This is hands on. The entire premise is based on compounding and becoming the investor sourceYou see when we hand over our funds to professionals to invest our capital we dilute our returns dramatically. It makes sense if you think about it. T...
69.	Bookmarks: 0	Finance – General Overview Finance is a generally applied term for more than a couple of things. The term finance applies to the commercial activity of providing funds and capital; also it is that branch of economics that studies the management of money and other assets. If one were to round up the different definitions into one, finance can be defined as the management of funds and capitals required by a business activity.
70.	Bookmarks: 0	Fannie Mae And Freddie Mac Mortgage Loans - Conforming Loans Provide Low Interest Rates Conforming loans provide low interest rates since they are almost guaranteed to be purchased by Fannie Mae or Freddie Mac, which allows more funds to be available for borrowers. However, these corporations have terms, such as maximum loan, that limit how much you can borrow. If you don’t meet their terms, you will need to apply for a non-conventional loan with slightly higher interest rates.Loan PurchasersFannie Mae and Freddie Mac are stockholder owned companies that...
71.	Bookmarks: 0	Adverse Credit Remortgage: Refinance at Better Terms Adverse credit remortgage is used to provide funds to people with adverse credit ratings or ccj’s against them. This remortgage capitalizes on the increased home equity or existing home equity of the borrower. Like any other mortgage it offers the lowest interest rates and easy repayment options. However, there are many other things to consider. If the credit history is better, the lender will find it easier to get such a loan.
72.	Bookmarks: 11	Second Home Are a Great Investment The new millennium has not been good to stocks, bonds, mutual funds and other financial investments. Most investors have found that the best performing asset in their portfolio is their home. Real estate has been a safe haven for investors with appreciation far outpacing other investments. With the security and growing values of residential real estate, a growing number of home owners are now investing in a second home.
73.	Bookmarks: 0	Refinance & Mortgage Tips: Down Payment From Savings Once you’ve figured out how much of a down payment you can make on your home mortgage, it’s time to determine how to document the source of your funds for the down payment and closing costs. Now you might be saying, “Why do they care where I get the money?” Lenders need to verify the source of funds to both assess the underlying risk in you as a borrower as well as to prevent loan fraud. This makes it imperative for you, the applicant, to maintain complete and detailed r...
74.	Bookmarks: 0	Long Term Financial Planning Requires Careful Consideration The old adage says Haste makes Waste, and caution is your only friend. How true such a proverb is when it comes to the world of personal financial planning. Caution means that you stop and look at all options before making any decisions in order to ensure that more often than not the result is a sound decision with a positive outcome. This step is almost mandatory when dealing with issues of financial planning, 401(k)s, and future money needs like retirement funds, etc. P...
75.	Bookmarks: 0	Just Who Trades Forex Currencies? Fifteen years ago, you would not hear about people trading on the Forex market—at least not real people. Until that time, only central banks, large hedge funds, and other financial giants like Warren Buffet could afford to dabble in the currencies markets. Today, however, the Forex is the most fluid market in the world with nearly 2 trillion dollars trading hands from Sunday through Friday afternoon—24 hours a day. Investors from all over the world are drawn to the Forex for ...
76.	Bookmarks: 0	A quick guide to remortgage Remortgage is the process of exchanging your current mortgage for a new one. The dropping interest rates on mortgages entice the borrowers to take advantage of this situation. Online application processes have facilitated the ease of getting such loans. A carefully chosen remortgage deal can provide additional funds and give a better deal than existing mortgages.
77.	Bookmarks: 0	Re-evaluating Surety Bond Underwriting Surety bonds are suppose to be underwritten with a 0% loss ratio. There are no funds for claims built into the premium of traditionally underwritten surety bonds. This standard is obviously impossible to achieve on a consistent basis.
78.	Bookmarks: 0	Investing In Oil And Natural Gas Is All About Diversification From January, 2006.Investing in gas & oil investments is all about reducing your risk, and spreading-out your investment funds, or diversifying in as many new prospective oil & gas wells as possible while building a portfolio of new commercially productive wells. You need to be able to do this while taking advantage of the opportunities to invest in many fields as practical.Your goal should be to own working interest, or have direct participation in mulitiple lease ho...
79.	Bookmarks: 0	Asset management journal guide Diligently managed assets of a business organization can make a lot of difference in its profit percentages. Judicious control over all tangible and intangible assets of a company makes sure that there are no leaking funds in the organization and all assets are utilized at maximum capacity.
80.	Bookmarks: 0	Fund Manager Ron Pollack on Friends and Family A few weeks ago, I had the pleasure of meeting the man, Ron Pollack (http://www.ronpollack.net), who had set up what was at one time one of the largest hedge funds in the US, peaking at over a billion dollars. We met in a Florida office in early summer. He was wearing shorts and a t-shirt, and if you had passed him walking down the street you wouldn't guess the amount of finances that this man can control. During the interview, Pollack talked about his career as a short seller and hedge fun...
81.	Bookmarks: 0	Versatile Arrangement of Funds Through Short Term Business Loan Short term business loans fits to both the needs of whether the new business or the existing business. They are provided for a period from 90 days to 3 years, depending upon the purpose of the loan.
82.	Bookmarks: 0	Small Business Credit Card - Keeping Business and Personal Separate Small business owners often struggle with coming up with needed funds and establishing business credit. A small business credit card can help you have extra money while building business credit that will eventually be separated from your personal credit.
83.	Bookmarks: 0	Small Business Credit Cards Small businesses are the driving engine of the U.S. economy. Yet every year, many of them fail due to lack of funds. If you’re a small business owner, you know the importance of having resources available to you. Business credit cards offer the capital you need with conditions you can afford. Here’s how business credit cards can improve your financial situation as a small business owner.Extend Your Cash FlowMost business credit cards allow you to extend your cash flow...
84.	Bookmarks: 0	Rolling Over Your 401k Plan The Easy Way So what is a 401k retirement plan? A 401k plan is actually a retirement investments plan that is subsidized by employee or worker payments and often, corresponding involvements from your manager or employer. In addition, the most important draw for these plans is that the payments are taken from your pre-tax wage, and the funds rise tax-free until such time that it is withdrawn or pulled out. Also, the plans are, to some degree, independent and self-sufficient, and the good t...
85.	Bookmarks: 0	How To Get Your Small Business Off The Ground Many people have what they think is a great idea and would love to set up their own small business. The problem many of these people face is how to fund this idea, to get the business off the ground. Unfortunately many of these ideas never come to fruition because of these lack of funds, where in reality there are many avenues people could take to find this initial start-up capital.
86.	Bookmarks: 0	For Hassle Free Business Loans Try Online Business Loans Being a businessman is tough, and the lack of funds can make it tougher. The cure for that problem lies in the online business loans.
87.	Bookmarks: 0	Boost up Your Business with Business Loan If your business is suffering from financial crisis or you are finding problem in starting a new venture, no problem. Business loan will serve you the best deal as it is the fastest way to procure funds for your business. For further clarification read this article.
88.	Bookmarks: 0	Questions Rising Concerning Spending Of Funds By The Mayor And The New York City Schools Mayor Michael Bloomberg and New York City schools Chancellor Joel Klein, together, have made sweeping changes within the New York City schools. Yet, many are questioning their intentions and spending of funds.Creating smaller class sizes, especially in the elementary grades, has long been a priority of most parents, teachers and advocates in New York City. Many states and cities have passed laws requiring smaller classrooms, such as the state of Florida.Studies have r...
89.	Bookmarks: 1	Business loan and how to acquire it Business loan can cater to your each and every aspect of your business. The urgent requirement of funds for your business can be catered through a business loan. It is easy to seek a business loan now a day. All you need to do is to fill up an online application form and your application form will reach to suitable lenders. The lenders may contact you by making thorough analysis of your application form. There are lenders in U.K. who can provide you with the business loan quickly and with g...
90.	Bookmarks: 2	Savings account: A great tool to save money Meant to encourage the habit of saving money amongst people, a savings bank account not only ensures safe keeping of your funds, it also helps you keep your expenses under control.
91.	Bookmarks: 0	Expand Your Horizons With Commercial Property Secured Loan If scarcity of funds is disrupting your way to buy a property for the promotion of your business, do not worry. Commercial property secured loan is right at your disposal to help you purchase the desired property for your business. Read the article and find out how commercial property secured loan can help you expand your horizons.
92.	Bookmarks: 3	Where Can You Find Sources Of Funds For Your Business? If you need help to fund your business, there are some things you need to do first, that can make your business more attractive to investors. The followings are an easy way to improve your business image and make it become good-looking in investors’ eyes.The most important thing, you should always talk to a qualified business attorney. There are a lot of laws pertaining to how equity capital can be raised from the public, and the laws change often. You need someone who un...
93.	Bookmarks: 6	Small Business Unsecured Loans For small businesses and entrepreneurs facing a perpetual lack of funds for taking their business to the next level, getting a small business unsecured loan is the solution.
94.	Bookmarks: 7	Secured Business Loans – Source of funds to Establish Your Own Business capital investment made by an entrepreneur. Capital is needed to start up or expand a business. Secured loan can be a source of great help for a borrower. A secured business loan requires a borrower to put collateral against the loan borrowed. Read the article to gather more information about secured business loans
95.	Bookmarks: 4	Make Your Business Flourish With Unsecured Business Loans If lack of capital is stopping you from using your skills in the business, do not be disheartened. Unsecured business loans can provide you with enough funds and help you become a business tycoon. Read the article and learn how to become a successful businessperson.
96.	Bookmarks: 3	Instant Business Loans – Quick Fix Solution for Your Business Needs! There are various types of loans for different kinds of borrowers. If you happen to be a businessman, your needs may be different It is expected to have sufficient funds to run the business successfully. In case, you don’t have enough funds, you need not worry. You can always avail loans to meet your needs.
97.	Bookmarks: 4	How Much Money Does Your Business Need? As much as I can get! This would be the answer readily shouted out by most entrepreneurs. The fact is though, both over and underestimating the amount of capital needed to fund a business can have serious negative consequences.Underestimating what you need can cause problems ranging from having to go through the whole time consuming fund raising process again, to having to shut down the company because funds have run dry. Having to go back to the original investors and as...
98.	Bookmarks: 2	Canadian Mortgage Rates In today’s market, renters and even homeowners in Canada are seized by the desire to save enough funds for down payments. The reason is simple. Canadian mortgage rates are going down and real estate prices are in full swing.To cover the heavy demand for more mortgages, lenders have adapted flexible techniques, like lowering down their Canadian mortgage rates and coming up with new products all the time.A traditional Canadian mortgage rate would be a loan requiring the...
99.	Bookmarks: 4	Foster Your Business With The Help Of Commercial Vehicle Loan If you have been planning to purchase a vehicle for the promotion of your business, but lack of funds have been stopping you since a long time. No need to worry any more. Commercial vehicle loan specialize in providing loans to the entrepreneurs to buy the vehicle needed for the endorsement of business.
100.	Bookmarks: 0	Augment Your Credit Score Through Bad Debt Business Loans Bad debt business loans are specifically designed for the entrepreneurs who have acquired a bad credit due to arrears, defaults, County Court Judgments or insolvency in business. These loans provide you the necessary funds required in the growth and development of your business. Not only this, you can also use the loan amount to pay off your previous business debts and improve your credit score.