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Peer-To-Peer Loans And Student Loans Small time entrepreneurs and individuals found a cheaper option to finance and start their businesses online. With banks offering high interest in loans, credit investigations and onerous amortization obligations, online communities raised money and lend it to complete strangers. This is called Peer to Peer lending or P2P.Peer to Peer lending is a type of “social lending” wherein the lender would bid money to finance a loan application from a struggling entrepreneur from ...

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