Net-Teams - Bookmark Tag pension

There are 60 articles associated with the tag pension!

#	Total Bookmarks	Article Title/Link and Description
1.	Bookmarks: 0	Trading The 401k Portfolio - Part II Retirement plan investment portfolios are managed to produce the promised income; 401k plans make no promises and do not seem to make much of an effort to offer income focused investment products. The income produced by the highest yielding (highest risk) mutual funds is generally lower than that which can be obtained from lower income tier Closed End Funds (CEFs).
2.	Bookmarks: 2	Market Cycle Investment Management Thinking Whatever happened to the Stock Market Cycle; the Interest Rate Cycle; Baby Jane? How did Wall Street get away with pushing these facts of financial life down the basement stairs? Most investors, and some financial advisers, media representatives, and market gurus have abandoned these fascinating curves for the comfort of a straight-edged twelve-month playing field... simple, yes; realistic, not.
3.	Bookmarks: 0	Ten Investment Strategy Articles Risk is compounded by ignorance, multiplied by gimmickry, and exacerbated by emotion. It is halved with education, ameliorated with cost-based asset allocation, and managed with disciplined: selection quality, diversification, and income rules--- The QDI. Learn to distinguish between asset allocation and diversification. Asset allocation divides the portfolio between equity and income securities. Diversification limits the size of individual and sector holdings. Both hedge against the risk of
4.	Bookmarks: 0	New 401k Approach Focuses on Income Production and Correction Preparation 401(k) Savings Plans are great opportunities to build wealth, but they are not guaranteed pension programs and there are pitfalls. What if you are forced to retire at the bottom of a market cycle, or at a time of historically low interest rates? Qualified or not as an investor, you have to make your own 401(k) investment decisions.
5.	Bookmarks: 0	Create a Pension Plan Within Your 401(k) 401(k) Savings Plans are great opportunities to build wealth, but they are not guaranteed pension programs and there are pitfalls. What if you are forced to retire at the bottom of a market cycle, or at a time of historically low interest rates? Qualified or not as an investor, you have to make your own 401(k) investment decisions. Eventually, you will have to create your own income portfolio.
6.	Bookmarks: 0	Trading The 401k Portfolio - Part I Most 401k investment menus encourage speculation by providing varieties of capitalization, sector, commodity, and growth varietals with little emphasis on internal selection quality, diversification, or income generation.
7.	Bookmarks: 0	Let's Make 401k Plans Behave More Like Retirement Plans Although it is true that you do not pay taxes on your contributions during the earning years, you will absolutely pay through both nostrils when you retire. If your karma is off, you may find yourself retiring at a time when the stock market is not in a party mood and your shrinking mutual funds don't seem quite as secure as they did a few months earlier. We can deal with the market cycle; a saner tax code is a much bigger problem
8.	Bookmarks: 0	Life Cycle Portfolios Deliver Pension-Like Benefits: Free Webinar Mutual Fund managers can't beat the averages because the managers must do what unit holders tell them to do. They can't buy low and sell high, and they must buy high and sell low --- not what you would call a winning (or index beating) combination. What do you think will happen to ETF prices when there is a correction? Are they any different, even without a manager?
9.	Bookmarks: 0	How To Stimulate Consumer Spending And The Economy --- The Romney Plan? The single, easiest, fastest, biggest, consumer-spending instant winner bonanza is not even a twinkle in an old politician's eye --- and there are far too few new politicians. Replace the Social Security Retirement Program with a plain vanilla pension plan, pre-funded by smaller, mandated employee contributions.
10.	Bookmarks: 1	Panama's Pensionado Program - Better Living In Paradise Panama Pensionado Program is a fairly unique method of getting a lifetime visa for retired persons. Not only is this a lifetime visa for yourself and dependents, but it comes with numerous discounts and benefits.
11.	Bookmarks: 0	A Conservative's Liberal Plan To Transform Social Security A Social Security Retirement Income Annuity, or SSRIA, invested 70% or more in government (all levels) guaranteed securities, could be phased in quickly as a mandatory replacement for the existing Social Security program. The personally owned SSRIA would also become a voluntary investment option for all self-directed programs and a guaranteed safe savings vehicle for after tax discretionary dollars.
12.	Bookmarks: 5	Investor Political Priorities - A Survey - Part 2 Is it enough to say that we tax pension and other retirement income, including the sacred pittance from Social Security. The income tax needs to be revised, reformed, or replaced by something. Eliminating the tax on all forms of retirement and investment income, including capital gains, rents, royalties, etc. would have incredible positive effects (and would guarantee a Pennsylvania Avenue address for eight years).
13.	Bookmarks: 5	Retire Social Security Debt and Save The Economy --- What If? What if the US Government sold the Social Security system/employees/buildings/DEBT/etc. to Insurance/Annuity industry companies for the amount of the debt plus a few billion --- all in cash plus secured debt of the hundreds of companies involved in the purchase? Is this a guaranteed winner for a presidential candidate or what?
14.	Bookmarks: 0	What You Need To Know About Uk Mortgages If you do not have much experience with mortgages, then it would benefit you to educate yourself before deciding whether or not to refinance a current mortgage or to buy a new home. Educating yourself on mortgages in the UK can benefit you when it comes to finding the right mortgage terms for your individual situation.Types of MortgagesEndowment Mortgage - This is an interest-only mortgage which involves repayment of capital using an endowment policy at the end of the...
15.	Bookmarks: 0	Travel to New York City: The Bigger Apple Frank Sinatra knew what he was singing about when he declared that he was going to be a part of it in New York. New York City is the queen of metropolitan life and the quintessence of globalized heritage. From the sensory excitement of Times Square’s King Kong-sized interactive plasma screens to the serene greenery of Central Park’s 850 acres, every aspect of New York life has been nurtured with exacting detail.
16.	Bookmarks: 0	Tock Research – As Hedge Fund Industry & Private Equity Gets Hotter – Heat Is Building On Them Too!!! Both the hedge fund and private equity industry had free rides during George Bush’s Administration when the Congress was safely in Republican hands. All that changed in November 06 when the Democrats swept the Congress, and with the change in control came new Democratic responsibilities to address the fiscal deficits generated during the time, the Republicans controlled both the executive and legislative branches of government. It is strange to ponder, but the Republican ...
17.	Bookmarks: 0	Tips to Know Before Buying an Annuity Policy Annuities may be a useful tool for those who want a steady stream of income throughout their lives. While most annuities include a death benefit, an annuity is almost the opposite of a life insurance policy - annuities offer financial protection against outliving your income.
18.	Bookmarks: 0	Tips to Consider Before Buying an Annuity Policy Annuities may be a useful tool for those who want a steady stream of income throughout their lives. While most annuities include a death benefit, an annuity is almost the opposite of a life insurance policy - annuities offer financial protection against outliving your income.
19.	Bookmarks: 0	The Essential Guide To Insurance Insurance can at times be somewhat of a minefield for many people; with so many different products available, choosing the right one and making sure that we are properly covered can be a challenge. Although this may be the case, it is also an essential part of our everyday living.Buildings InsuranceYour home is likely to be your most valuable possession so it is important to ensure that adequate buildings insurance cover is set in place.Buildings insurance covers ...
20.	Bookmarks: 0	Sub Prime Lenders - Get A Mortgage With Bad Credit Even if you have a bad credit rating, you may be pleasantly surprised to know that there is a whole sector catering specifically for you. There are brokers who specialise in clients with adverse credit, and can help you find a mortgage deal.
21.	Bookmarks: 0	Regulations Tighten On Interest Only Mortgages More than 25% of homeowners are paying for their homes with an interest-only mortgage say the Abbey. The reason is obvious – their monthly payments are much less. For example, a £125,000 interest only mortgage at an interest rate of 5% and repayable in 25 years time, costs £525 per month - but on a repayment basis the monthly cost rises by £210 to £735 per month. Understandably, this level of cash saving has proved highly popular with first time buyers struggling to...
22.	Bookmarks: 0	Real Estate Services India Real estate consultants dealing in residential, institutional, industrial and commercial properties in india.
23.	Bookmarks: 0	Prague Hotels In fact Prague is one of Europe´s cities with the highest number of five star hotels. When looking for Prague hotels it is not difficult to find a hotel in the city centre most of the hotels lie in the old city and are located close to each other.
24.	Bookmarks: 0	Pensions Pensions are definitely a political “hot potato” in most countries around the world as population demography changes with an increase in the numbers of retired citizens. Canada is no exception as private pension schemes are being promoted to take the heat off the Governments Canada Pension Plan that many analysts believe will not be able to cope in the future. Please note that any pension payments are classed as income and will be subject to standard taxation rules. Using the...
25.	Bookmarks: 0	Mortgages. Why Interest Only Can Be A Risky Option The Council of Mortgage Lenders’ figures are showing a growing trend in interest only mortgages. From January to March 2002, 9% of new mortgages were interest only. Now take the period from October to December 2005, and the amount of new interest only mortgages has risen to 23%. In the same timeframe, the number of first time buyers choosing interest only mortgages has increased from 6% to 15%.There’s a good reason for this upturn, and that’s because the monthly payments ...
26.	Bookmarks: 0	Mortgages. The Pitfall Of Interest Only Mortgages. In the first three months of 2002, just 9% of all new mortgages were taken as interest only - but by the last quarter of 2005, the figure had risen to 23%. And amongst first time buyers, the figures rose from 6% to 15%. (Source: Council of Mortgage Lenders.)The reason is obvious. It's down to family economics. With an interest only mortgage, the monthly repayments only repay the ongoing interest so your monthly repayment is low. Repayment of the capital borrowed is delaye...
27.	Bookmarks: 0	Long Term Saving Versus The Forex Long term savings plans will often be a very sound investment as we will see in this article.Although Forex can make you much more in a smaller amount of time – but there is more risk attached.Our American economy is a free economy, and it operates on the principle that if we leave the factors of production alone, without government interference (and by factors of production we mean land, labor and capital) so long as the game is played fairly and honestly, those fact...
28.	Bookmarks: 0	Life Insurance – When Only The Best Will Do! We’re all too used to hearing about rising prices. But there’s one thing that now costs less than ever – good life insurance! Intrigued? Read on …No-one likes to think about the worst that could happen. But proper life insurance cover could protect your family, providing them with the means to cope financially should you pass on. Life insurance cover is divided into three main types. Here is our jargon-busting guide to de-mystifying what they are, and what they mean:·...
29.	Bookmarks: 0	Life Insurance; How Much Is Enough? What subject do people really hate to talk about? Accounting? Taxes? No, that would be life insurance. The topic of buying something that you hope will not use soon, can really stress some people.Recent polls suggest most people are under insured or over insured. If that is the case, how do you make sure you have what is right for you? How do you make sure that you have the life insurance coverage you need? How Much Life Insurance Is Enough?There are online calcul...
30.	Bookmarks: 0	Life Insurance: Do You Have Too Much? When you discuss your life insurance needs with a broker, are you sure you are asking the right questions or do you feel that you are still confused? Let's take a look at the function of life insurance and see if yours is working for you.The Four Reasons To Have Life InsuranceIt provides security in case the main breadwinner in the family dies.It provides money for charitable causesIt could pay future estate taxesIt could also provide a pensionIf you...
31.	Bookmarks: 0	Life Insurance - Why Do I Need It? You don't want to leave your family unprepared for what will happen to them financially if you do not get sufficient life insurance coverage. So planning today can provide the income your family will need if you are no longer here. Following are some reasons to consider life insurance from a company that will be there for your family. Every person and every family have their own reasons for life insurance, but the need for protection is at the base of all the needs.Life I...
32.	Bookmarks: 0	Life Insurance - Term Life Or Whole Life? What type of insurance you need depends on many personal factors. What are your insurance needs? What type of budget are you on? And how long do you need your insurance policy for?Whole Life Insurance Whole life insurance remains in force for as long you keep paying the premiums or there is sufficient cash surrender value to keep the policy alive. “Term to 100 years” lasts your lifetime and is cheaper for most people. Again you have to keep paying the premium.Whol...
33.	Bookmarks: 0	January markings The month of January is a special month as: January 1, or January the first, is of course the first day of the calendar year. This is true in both the Julian and Gregorian calendars. I'm referring to the standard calendar year, in which months are ordered: January, February, March, April, May, June, July, August, September, October, November, December. It used to be in history that the first day of a medieval Julian new year was a day other than January 1.
34.	Bookmarks: 0	Investing Your Self Directed IRA or 401K In Philippine Condotel Investment Real Estate People are beginning to catch on. A year or so ago, few people realized that they could manage their IRA investment portfolios themselves, and even fewer knew that they could invest their IRA retirement money in something other than stocks and bonds
35.	Bookmarks: 0	Interest Only Mortgages – FSA Makes Move To Protect Homeowners Abbey recently stated that over 25% of homeowners decide to take out an interest-only mortgage. It's not hard to see why – the monthly payments are significantly less, just look at this example based on a 25 year £125,000 mortgage at 5%. The interest only mortgage will cost £525 per month - but the repayment mortgage is £735 per month – an additional £210 a month – that's a lot of money! At the root of the issue are the first time buyers – they simply...
36.	Bookmarks: 0	Hotel Rocamar Ibiza Reviewed Hotel Rocamar is a small holiday/business hotel situated in the area of Talamanca, the exclusive area of Ibiza town. It isn't such a tourist factory as most hotels on the island of Ibiza. Quiet the contrary, it only has 16 rooms. The building originates from the 60's. As far as known it has always been a hotel/pension. The current owners bought the old Hotel Rocamar back in 2001. Back in the 60's the hotel already had a vast group of steady visitors, some of which have been c...
37.	Bookmarks: 0	Home Loans Overview There are a number of different loans available in the market today and while there are indeed many home loans available, home equity loans really do deserve to be put in a league of their own.
38.	Bookmarks: 0	Enjoy Music in Prague The Czech Capital is going to be overwhelmed with all genres of music in the next few months! Prague’s offers to its citizens of all ages and its international tourists is amazing!
39.	Bookmarks: 0	Employee Benefits Driving Corporate Performance -- A White Paper Strategies to improve employee morale and productivity with unsubsidized employee benefits.
40.	Bookmarks: 0	Different Ways To Repay Your Mortgage When you are searching for a mortgage, no matter if it is a first, second, or refinance, you have different options on repaying it which some people don't realize. So, before you just take whatever is on the paperwork, you should consider the following options:Capital and Interest PaymentsThis is the most common way to repay your mortgage, since you make your payments each month on the capital, or principle, of the loan. In the U.S., this is called amortization and in t...
41.	Bookmarks: 1	Communication & Corporate Social Responsibility Behind the words of the Corporate Social Responsibility lie some simple, but effective communication strategies, including a simple message, a good guys vs bad guys positioning, and passion for the cause.
42.	Bookmarks: 0	Bulgaria – The Best Property Investment In The EU. Bulgaria is the fastest growing property market in the EU with the cheapest prices. A fantastic opportunity to build your valuable property portfolio with prices from under £10,000, that should grow annually by at least 30%.
43.	Bookmarks: 0	Amankora Lodges In The Kingdom Of Bhutan Your journey of discovery in Bhutan will take you to the remote valleys and high passes , from Paro to Thimpu the capital, Punakha and Haa. You will visit and see dramatic unspoiled landscapes, awesome fortress monasteries known as dzongs, and you will be enthralled all the way.Your next stop on this journey will be at Amankora Thimphu which has 16 suites and is secluded within a forest of enchanting blue-pines in the upper throngs of the Motithang area on the other side ...
44.	Bookmarks: 8	Retirement Plans for Solo Entrepreneurs Saving for retirement is even more important for solo-entrepreneurs because you don’t have a company sponsored pension plan or matching 401K contributions to rely on. There are many retirement plans available to self employed individuals and small businesses. Which one is right for you?
45.	Bookmarks: 0	Are you living the Greatest Lie? Only 5% of people will be financially independent at retirement, the rest will have to rely on inadequate pensions, social security, and family assistance. You need to take action now! to create your own financial freedom, because nobody else will do it for you.
46.	Bookmarks: 0	Baby Boomer Retirement Options As the first wave of Baby boomers nears retirement age, they’re beginning to realize that unlike their predecessors, they have many options. Here’s a look at some of the Baby boomer retirement options this group of mature adults are choosing.They’re working long past retirement ageThe generations that came before the Baby Boomers retired from the work force at either age 62 or 65 or sometimes 67. They got their pensions and their social security checks and before long...
47.	Bookmarks: 0	Should Business & Personal Finance Be Taught At School? What business & personal finance advice do you wish had been taught to you when you were at school? Isn't the purpose of education to prepare children for the real world?I believe that all children should learn basic business & personal finance skills from the age of twelve to sixteen years. Why not teach children how mortgages and pensions work. Everybody needs a place to live and if they have a long life they will need to retire one day.Schools should teach their st...
48.	Bookmarks: 0	6 Point Suspension Hard Hats 6 point suspension hard hats – Valuable tool for every construction workerAre you working as a construction worker?Are you working in an unsafe environment every day?Are you tired of caring for your security while you are working?Are you looking for valuable and cheap security solution?Nowadays, to work as a construction worker means not only to deliver high quality constructions, but to complete your tasks with comfort and ease. In order to fulfill the requirem...
49.	Bookmarks: 0	What Is Testosterone Suspension?
50.	Bookmarks: 3	Dementia, Colloidal Gold The Memory Loss Tonic & Stress Relief Too Dementia is spreading like a disease. If you find yourself laughing about your memory loss and excusing it with your age…maybe the solution is truly golden…Colloidal = a solid (in this case gold) of minute particles, that remain in suspension in a surrounding liquid (in this case de-ionized water).Gold has always been the prize of desire, but now the elixir of choice? We know that this precious metal has been a primary building block of the body. Very little research ...
51.	Bookmarks: 0	How To Make A Sizable Charitable Donation From Your IRA—Tax Free If you are over 70 ½ years old, want to make a gift for a special charitable project, but your only liquid asset is your IRA, I have good news for you.On August 17, 2006 the Pension Protection Act of 2006 (PPA 2006) was signed into law. This nearly 1,000 page piece of legislation marked the most sweeping changes to the pension arena in 30 years.Let me give you two common examples that contain problems faced by seniors solved by PPA 2006…Roger and Claire are retire...
52.	Bookmarks: 0	Try This Untapped Investment More are more people are looking for alternatives to traditional investment, as pension funds face shortfalls and interest rates remain low.For many, it is the lure of property, both domestic and foreign that attracts the attention and the investment. Properties as second homes, rental vehicles or straightforward investments are very popular, but purchase can be complicated and maintenance costs are high. Land, on the other hand, is an untapped investment that could make ...
53.	Bookmarks: 0	Lanzarote Villas - Buying for Investment Many people are buying property in Lanzarote purely as an investment, intending to rent out the property for as many weeks in the year as possible and also see good capital appreciation, as opposed to putting their money into pension schemes which have been performing very poorly. So how do you decide where and what properties are likely to give you the best return?
54.	Bookmarks: 0	Solving Social Security is No Big Deal - The Solution (August, 2006) Are you surprised that there is no Social Security Trust Fund... no investments and no Investment Managers. This is a gigantic Government designed and controlled Ponzi scheme that has worked incredibly well in spite of congressional tinkering and prohibitively high cost. There was always a tax plan for funding the benefits, but never an Investment Plan.
55.	Bookmarks: 0	Solving Social Security is No Big Deal - Details (August, 2006) Are you surprised that there is no Social Security Trust Fund... no investments and no Investment Managers. This is a gigantic Government designed and controlled Ponzi scheme that has worked incredibly well in spite of congressional tinkering and prohibitively high cost. There was always a tax plan for funding the benefits, but never an Investment Plan.
56.	Bookmarks: 0	Jim Dandy To The Rescue - Of The Economy Get rid of SFAS (Statement of Financial Accounting Standards) Rule # 157, which works something like this: While my bank owns my mortgage, it's worth full value. As part of a Ginny Mae--- still full value. But once it crosses over into the ether of CDOs and other multi-level Frankensteinesque monstrosities, my paid in advance mortgage becomes indistinguishable.
57.	Bookmarks: 0	Building a golden nest egg for your retirement years Building a golden nest egg for your retirement yearsIt is now necessary for people in the UK to work longer before they retire, but there are more ways to build a nest egg than relying on unpredictable investments.
58.	Bookmarks: 0	How to Earn Money in Retirement and Beat the Pension Crisis The call to earn money in retirement is fast becoming a necessity and this is so because when you retire from the workplace you continue forevermore to face the prospect of escalating living expenses
59.	Bookmarks: 2	Online Affiliate Programs: The New Age Of Advertising And Marketing Advertising is no longer the domain of the well educated and for the creative minded. But thanks to the Internet generation, and all of the opportunities that it has opened up, the world of advertising has been blown wide apart. The marketing revolution has taken the business away from the big corporate advertisers and allowed it to be spread amongst even the least experienced persons. From teenagers to pensioners, everybody is able to get involved in one of the most exciting...
60.	Bookmarks: 3	All The Tired Horsepowers Hearing of the massive layoffs in the local car factories erodes a bit the certainties of future and furthers the perception that things aren’t quite the same anymore. So much for the lessons of my youth that once spoke of a surety of workable lifetimes plus a pension fades as the corporate cut away for the leanness of times. Gone are those workplaces that guarantee a place for generations. One is forced to consider what may fall into place for awhile since no longer can one ...