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The Truth About Health Insurance & Free Clinics |
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Submitted by Garfield Luttrell
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An increasing number of individuals face every day without the convenience of health insurance. Whether it be a job that fails to provide coverage, a lack of employment altogether or simply a lack of funds to pay for health insurance, many individuals are forced to search for alternative options when it comes to healthcare.
The good news for individuals without health insurance is that many hospitals now offer convenient payment plans for treatments and/or surgical procedures. By signing an agreement with the billing office, some patients are now able to undergo treatment or have surgery that would otherwise be unavailable due to a lack of health insurance coverage.
Another option is free clinics, which are located throughout America and offer low or no cost treatment to both children and adults. This type of clinic generally provides routine check-ups, immunizations and is equipped to treat common ailments. For more serious injuries or sickness, free clinics may refer patients to an emergency care facility such as a hospital.
The most effective way to locate the nearest free clinic is to contact the local health department. As many expect, free clinics are very busy and appointments may be the best way to receive prompt treatment. If an emergency arises, a free clinic may be able to assist the patient with general care or may need to direct them to a nearby emergency room. There is always the possibility of receiving medical treatment as a walk-in patient, but an appointment is best.
Individuals who seek health insurance, but do not have a job that provides this service, may be able to obtain coverage through any major insurance provider. In many cases, this is the only option for individuals who are self-employed or continue to make a living as an entrepreneur. In addition, certain companies provide temporary coverage, which lasts 6-12 months, and is specifically designed, for individuals who are temporarily in between jobs. This type of coverage is very affordable and may be the perfect answer for anyone who finds themselves suddenly without coverage.
The information in this article is to be used for informational purposes only. It is not intended to be used in conjunction with, or in place of, professional medical advice. Patients who feel that they require ongoing care, which free clinics may or may not be able to provide, should consult their nearest hospital or medical center for proper diagnosis and treatments of their ailment.
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