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Successful Investing: Rules Of Engagement
Crash! The 2007 thru 2008 financial crisis halved 401(k), IRA, and Mutual Fund values in a matter of months. For many, retirement dates had to be pushed back; for others, new jobs had to be found. The tragic flaw? No income allocation in the investment program. Market value builds egos; income pays the bills.
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The Congressional Reform Act of 2012 - A Proposal
You may not agree with all of these ideas, but this is the kind of change in government that many of us are looking for. It may be difficult to find candidates with the guts to push this agenda, but its worth the effort.
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Investor Political Priorities - What's On Your Mind?
90% of all Americans are investors and, as such, there are issues that we need to hear about from the men who would be king. None of our could-be leaders are addressing the issues that would allow us to achieve our financial goals. What we all want is to keep more of what we make, and then to spend it as we see fit. It's not clear how the candidates intend to help us.
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Job Search: Is It a Numbers Game?
Online job boards (Monster, DICE, HotJobs, CareerBuilder, etc.) have replaced the Classifieds as the matchmaker for candidates and jobs. How do you get your resume into the hands of the hiring manager?
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Are The Best Job Candidates Getting Away ?
Hiring top employees requires a streamlined recruitment process. Joe Pelayo looks at ways to ensure your firm isn't letting the best candidates get away.
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Portland Schools Exceed Budget By $ 1.7 Million
Superintendent of Portland Public Schools, Mary Jo O’Connor announced that the Portland Schools have exceeded their $81.7 budget by about 2%. This is despite $500,000 in cuts made in May of 2006. O’Connor explained that the increased spending was due to factors beyond the control of Portland Schools officials.Unavoidable Increases for Portland SchoolsO’Connor stated that the deficit was “regrettable but unavoidable”. Federal and state education mandates, increased uti...
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Hello From Cuba - Part 1 - First Impressions
Tuesday, April 5, 2005, 6:00 pm, Hotel Havana LibreThanks to a severe case of the Revenge of Montezuma (or Ricky Ricardo?..,) I am sitting here in the Hotel Havana Libre and I finally get around to create updates from my first 4.5 days here in Cuba. The Internet connection is definitely the slowest I have ever seen in my entire life, (15 minutes to access my messages at Yahoo..), but I am giving it a shot anyways.Friday morning I arrived at the airport in Toronto at 5...
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| 8. |
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Thailand And Myanmar Water Fight
Many tourists from all over the world visit Thailand, especially Khao Sarn Road in Bangkok during April to take part in the water festival (Songkran) festivities. To those tourists who have been in action during the friendly yearly water fights, I am sure it was very fun. I thought so too until a few years ago, when I visited Myanmar during dates coinciding with Myanmar's version of Songkran. The Myanmese called the water festival (Thingyan).In Thailand's version of the S...
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Temperament Profiling is an Absolute Must.
A significant aspect that determines the success of the sales Rep is there temperament. It's their attitude and their ability to deal with adversity that will dictate their long-term success in a position. It pays to get a good barometer of the sales candidates temperament to see if they are able to deal with the challenges salespeople face today.
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| 10. |
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Factoring Can Be An Ideal Solution For Start-Up And/Or Growing Businesses
Factoring is one of the oldest methods of business financing in existence. The history of factoring dates back to the days of moneylenders in the middle ages. Factoring has been the working capital facility of choice in Europe for centuries. It has taken on a new life in recent years as a financing method for many businesses in the United States. Factoring is the sale of accounts receivable, as opposed to borrowing against them as you would do with a bank line of credit. ...
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Barter Systems, Trading What You Have For What You Want
Bartering has been around literally forever or nearly so. In fact, bartering predates the use of formal currency as a measure of exchange for labor or goods.What is bartering? Simply put, it’s the exchange of goods or services without the use or exchange of formal currency. You may, for example, barter with a friend to mow your lawn in exchange for babysitting her children for two hours. Or, in a more formal arrangement, you may barter with your landlord to do maintenance...
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| 12. |
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How To Find The Best Forex Trading System
When you start to look around, for a viable Forex trading system, you quickly become aware, of so many options out there that you may not be sure where to begin.In order to pick the right trading system, you will need to establish some basic criteria that you can use to evaluate any possible candidates. Here are some suggestions to help you make your choice.One of the first things you need to check into is what type of commitment you have to make in order to use the s...
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| 13. |
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Facing Resentment from Unsuccessful Candidates for Your Job
Unsuccessful promotion candidates who remain in the department can make life difficult for the new manager. This article offers guidance for handling this common challenge for new managers.
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| 14. |
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Enhancing Memory And Concentration With Hypnosis
If you had a tool to help enhance memory and concentration, would you be interested in learning more? The good news is that you do have tool that can do just that and much more – hypnosis. People around the world complain of having poor memory and concentration for one reason or another. Forgetting dates, important facts, anniversaries, and so on is frustrating and sometimes, embarrassing. You can turn this around by working with a licensed hypnotherapist or learning self-hyp...
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| 15. |
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Dos And Don’ts For Executive Job Candidates
Like any process, applying and interviewing for a new job carries with it an unspoken set of rules. Competition for top jobs is tough, so you need to be well prepared and avoid the common CV and interview pitfalls that could lose you a lucrative position.DO . . .a) Think about how you present yourselfWhether on paper, by email or in person, it’s important that you give a good impression whenever you communicate about the executive appointment you’re interested in....
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| 16. |
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Characteristics Of Bingo Callers
To many players, bingo callers are just a necessary part of the bingo game. But few players understand what the job of bingo callers entail, and what characteristics candidates need to become a caller.Bingo callers have a much more important job than most of us realize. They need certain skills, characteristics and training. Like any other job, being a bingo caller has its advantages, rewards and challenges.Bingo callers have to keep their audience entertained and ale...
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| 17. |
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Michigan Schools Tweak Curriculum
Michigan Schools have decided that changes need to be made in the statewide Special Education curriculum. Recent updates to federal laws require the Michigan Schools to comply with new rules and requirements. Students with disabilities are depending on the schools that they attend to attain the required standards. Without changes, the programs will be forced to shut down. At the news of change, many are concerned that current services will be compromised. However, Michigan Sc...
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| 18. |
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Job Applications – Common Interview Questions Part 2
Applying for a job? Or have you got an interview already lined up? Candidates are often caught out by difficult interview questions, such as what is your greatest weakness or your greatest strength? Use these tips to help you deal with potentially difficult questions in a positive way.
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| 19. |
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Importance Of Skills Emphasis On Job Interviews
Skill emphasis during the interview is important to show the employer what makes you different from all the other job candidates. In this competitive world, companies search for the most qualified employees by weighing skills of the candidates and determining how they would benefit the company.Majority of the top companies search for employers who stands out based from their expertise, ability to give new developments, and pleasing personalities that would enhance the org...
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| 20. |
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How To Impress At An Interview, And Land That Job
To impress an interviewer, you have to be able to distinguish yourself from other candidates and be prepared to 'sell' your qualifications to the interviewer. How can you do this?
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| 21. |
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The Lattest Ternd in Dating: Speed Dating!
Lets begin by clearing up what is it exactly Speed Dating. It's a multi session of as much as 25 simultaneous mini dates of couple minutes eachand so forth It may be orgenized individually or by an organization as a Speed Dating Party with a lot of people. The principle is the same, You participate in a speedy round of limited time (few minutes per date) but with as many as 25 singles per session. This Fast Dating method is pretty effective and rewarding alike.
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| 22. |
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The Hottest Trend In Dating: Speed Dating
Let’s start by explaining what is it exactly Speed Dating. This can be arranged individually or by an organization as a Speed Dating Party with many people. The principle is the same, You participate in a fast round of short (few minutes per date) but with as many as 25 partners per session. This Fast Dating method is quiet efficient and rewarding alike.Usually in few minutes, sometimes only three minutes you get to see your potential date, get a short impression from his...
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| 23. |
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How To Overcome Your Dating Anxiety
First of all know that dating anxiety is a common thing. Both men and women tend to suffer from this condition, especially if it is during the first date, or worse during a blind date!Not knowing what to expect creates an environment of uncertainty. This is the time when individuals bask in self-doubt. They allow themselves to ponder questions that lead to anxiety such as: whether or not their dates are going to like them. They also wonder if they picked the perfect place...
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| 24. |
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How To Approach A Woman And Score
A lot of men preceive the task of starting a conversation with a woman especially if she is highly attractive stranger a hard and discomforting one. Besides that, they typically take the wrong attitude of being too nice and over openhanded with flowers, paying for dinners and expressing their lack of confidence and low self esteem.The women on their part are not attracted to unconfident, dishonest, wussy men. They will either decline him on the spot or possibly worse take...
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| 25. |
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First Date Conversation Tips
You are on your date, sitting in front of your date, you ordered something to drink, and now what? Before you start to talk about the weather, here are a few tips that will help you pass the evening successfully:Preparation Before going out on your first date you should write down a few questions you could ask your date in case the conversation will get stuck. People who go often on dates usually know by heart their list of questions and they draw them out at the corr...
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| 26. |
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5 Great Tips On How To Get Girls
Among the many emotions that man was destined to experience, it seems that love is the best emotions ever created. No wonder why many people are wishing to find their own true love to be happy and live a life that is full of contentment and satisfactions in spite of the many trials that life has to offer.According to some surveys, most of the people would want to marry some day, that is why each of them are willing to go out on dates. In the U.S. alone, nearly 53% sai...
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| 27. |
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Sports betting online – before you start betting
Sports betting advice, latest updates,reviews, news
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| 28. |
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Scotland Antique Golf Clubs
Scotland is the home of Antique golf clubs and many people use these clubs because of the quality of the club. Scotland golfers take their game of golf seriously and that is why the clubs are made to perfect your game. Because the collection is superior and dates back to the beginnings of the game, Scotland Antigua golf clubs as many different things to offer from golf clubs to accessories to memorabilia.If you need that special gift, Antique golf clubs has so many differ...
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| 29. |
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Golf Betting
Gambling and betting in sports dates back to the age of Roman Empires and it has been blatantly and relentlessly used as a source of enjoyment in the sports . Betting in sports refreshes the spectator, puts a little life back in the game. And betters who win the bet have nothing but triumph that calls for celebration. Its luck that works but clever people side the winners and somehow they always end up rich. If one desires to experience golf betting by betting on golf during ...
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| 30. |
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Golfing Rules - Explained
Golf was invented in Scotland, and dates back to at least the 17th century, possibly even earlier
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| 31. |
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Falcons Finally Have a Chance to Get Off to a Good Start in the Opening Month
There are seven clubs that are candidates for rebound status in 2006 the seven flopped relatively miserably in 2005, averaging only 6.6 victories and three of the clubs finishing in last place in their divisions.
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| 32. |
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Did you know that Golf was invented in Scotland?
Golf was invented in Scotland, and dates back to at least the 17th century, possibly even earlier
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| 33. |
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9 Ways to Improve Staff Morale
Staff turnover costs American companies millions of dollars every year. The cost of lost work days, interviewing candidates, reviewing resumes, checking references, filing paperwork and training the new staff member is much more expensive, in most cases, than creating a work environment where staff members are happy and want to stay.
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| 34. |
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Career Enhancement Tools For Stress Management
Career Enhancement ToolsNo matter what your career, you will periodically face stressful situations from time to time. Handling stress in the workplace is challenging. Those that manage it well will be top candidates for career advancement.Stress management requires skills and techniques. These are learned over time in a work environment or through career enhancement courses. The first effective step in stress management is to “carve” away at it a little at a time...
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| 35. |
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Act on Some of the Facts
Making any decision without having all of the information and facts beforehand can be very tough. I spoke with a young man recently and he told me that some of his professors had changed the rules on him in the administration of his classes. The syllabuses of a couple of his classes had been altered, which switched exam dates. He was also notified of these changes after the semester’s grace period. The grace period in which he could get his tuition money back after dropping a course ha...
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| 36. |
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Debt Consolidation Loans Can Resolve Bad Credit Debt
Replacing several high interest loans or credit cards with one consolidation loan can not only lower your monthly payments, but also save you money due to the lower interest rate on the new loan.Look at the rates you are paying on your unsecured debts, i.e. credit cards with a rate of between about 13% and over 35%. These are obvious replacement loan candidates. Auto loans and store credit cards are other loans that should be paid off.If you can get a second mortgage ...
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| 37. |
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Debt consolidation home loan – to stitch holes in your financial management plan
Debt consolidation home loan is undoubtedly the most effective way to get over debts for someone who has more than two debts to repay. Making repayments on each month costs a lot. Debt consolidation home loan consolidates these debts into a single loan with lower interest rates and lower monthly payments. Debt consolidation home loan should be chosen with care so that it does not cause further debt problems. Make debt consolidation home loan a foundation to start over with financial management.
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| 38. |
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Bad Credit Debt Consolidation: The Bankruptcy Alternative
The way to establish a good credit rating is to use your credit in such a manner that your total debt never approaches your total credit limit, and that you always make your payments by their due dates. Getting a bad credit rating means that you have a record of incurring over limit charges and late payment fees.But no matter how stellar your credit history, as long as you owe money, you are at risk of having that credit history damaged either by bad financial management...
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| 39. |
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A Breath Of Relief With Low Interest Debt Consolidation
Low interest debt consolidation service provides you loan at relatively low interest rates. It consolidates multiple debts into a single, easily manageable loan. It also prevents you from filing for bankruptcy and helps you improve your credit score. Read the article and learn of ways to free yourself from the burden of multiple debts.
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| 40. |
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About Debt Consolidation And Consumer Counseling Help
It does not matter what type of debt you accumulated. If you have outstanding debt and seek help, there is some debt consolidation management program or credit card debt settlement program available that could be the solution to your debt problem.Many who find themselves deep in debt lack important knowledge of the details involved in debt consolidation. It basically consolidates your multiple debts into one monthly payment, making it easier to repay and settle debt as we...
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| 41. |
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Barcelona Spain - So Much Fun In One Day
The city of Barcelona, Spain, as all the Iberian Peninsula, has been clearly marked by its long history which dates to the Roman times. But what really left a deep impression and can still be fully appreciated today is what the Arabs left behind. Not only can you awe at the lovely cathedrals, temples and other buildings but you can feel it in the powerful, brave character of the people in Catalunya. The cities of Lleida, Girona, Tarragona and Barcelona make up the region call...
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| 42. |
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Sonar festival in barcelona june 19 to 21
To any electronic music lover the dates 19 -21 June cannot be speechless. To anyone looking for a vacation in Barcelona should be familiar the Sonar Festival.
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| 43. |
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Discovering Turnaround Candidates
I personally like turnaround stocks for two main reasons; First, turnaround stocks have problems in the open. The problem has been disclosed and our task as investor is to figure out how much the company is worth should the problem persists or when the problem goes away.
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| 44. |
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Investment Scandals & Scams: What's Next! (October, 2006)
Plain vanilla fraud and theft are less worrisome to me than situations where the general acceptance of misinformation or "business as usual" practices allows inherently bad product ideas and blatant mismanagement to become accepted by regulatory authorities, financial professionals, and myopically gullible consumers. Here are some candidates for future "Blockbuster Scandal Awards" (B S Awards, if you will):
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| 45. |
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Volatility Rocks The Investment Markets (June 2008)
Investor perceptions of volatility need to be rearranged. When you allow more than an up-only smiley face into your understanding of the markets, you will be able to position yourself to actually take advantage of the volatility while it is happening. Much of the current skittishness in the financial markets is caused by multiple economic concerns and the incredibly naïve resolution ideas being spouted by the presidential candidates.
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| 46. |
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Stock Market Meltdown – Watching Rome Burn (September 2008)
Both presidential candidates want to crucify SEC Chairman Cox for failing to control our creative financial institutions. But rumor has it that Congress specifically excluded the devilish derivatives from SEC purview. Let's fire the right bunch of "poips" for a change!
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| 47. |
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Wall Street Bailout, Congressional Cover-up, or Sarbanes-Oxley? (September 2008)
Both presidential candidates want to crucify SEC Chairman Cox for failing to control our creative financial institutions. But rumor has it that Congress specifically excluded the devilish derivatives from SEC purview. Let's fire the right bunch of "poips" for a change!
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| 48. |
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The Importance Of An Email List For Your Online Business And How To Create One
For any business whether offline or online you need customers. It's much easier to get potential customers into your online store, or business website, by a number of different means, search engine traffic, adverts of many kinds, or from links on other sites. It doesn't matter how they got there in the first place, as long as they buy, you can capture some details then and send them updates on your later offers or deals. But what about if these visitors don't buy, how do you ...
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| 49. |
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Using Newsletters to Jack Up Revenues
A main use of a newsletter is to distribute information to your readers about your site including product announcements, site updates, news and more. For business or affiliate web sites the newsletter becomes a tool to remind your visitors about your site in order to bring them back or make a sale. Returning visitors are more focused on what your site has to offer. Also, the more your visitors come back, the more chance they will have to make a purchase. With this in mind consider designing...
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| 50. |
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Use Pictures For Best Effect With Your Blogs...
So you have become a blogger. You have joined the legions of those keeping web logs and journals online. How do you make it fresh, though? How do you stand out and show the world that your blog is worth a read? Well there are a number of things you can do from optimizing your content to making sure you are consistent in your updates. However, consider the idea of adding pictures to your blog. A great deal of blog success can be had by making pictures a big part of what you ar...
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| 51. |
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Blogging – A Critical Part of Your Web Business Strategy
The methods by which we use to contact each other, especially in internet marketing activities continue to undergo dramatic change. In the past we used the telephone, fax machines, direct mail marketing and even in-person meetings. Today, people expect more frequent updates, new information, and the
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| 52. |
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News and the Internet
Most internet users are shunning traditional forms of media and trawling internet news sites for information. Most cite the instantaneous updates as a major contributing factor for their visits. Getting the news first is important to them. Another factor is the fact that most of the news available on the internet is free. However consumers are not aware of the hidden costs involved and whether most news is regurgitated or plagarised.
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| 53. |
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Myspace: What Is The Hype All About?
What is MySpace? It’s an online community that lets you meet your friends’ friends. Share your journal, photos, and interests with a new growing list of friends. It’s a good way to find out about people in the area you live, work and hang out.MySpace is for anyone and everyone! Got a friend that you haven’t talked to in a long time? Perhaps you like setting people up on dates? Or maybe you just want to look for a friend that you haven’t been in touch with for quite ...
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| 54. |
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Google, Updates, Upgrades, Penalties And Filters
My site dropped from no.1 spot to nowhere. Google tech people replied to my email telling me I must have hidden text or used some kind of 'illegal technique'! Why don't they just admit it's their mistake?Standard replyIt's a standard reply, nothing else. I would imagine that 9 times out of ten when Google get an email about a site that has dropped into oblivion it has something to do with using techniques that go against their webmaster guidelines. It may not be the cas...
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| 55. |
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Google Proof Your Business From Updates
With the relative chaos that surrounded Google’s last major search engine algorithm update (Big Daddy) now on the ebb, there is now time to reflect –but not a lot of time. Google will continue to update its search engine algorithms, and sometimes in essential, infrastructural ways, as they seek to improve the quality of searches. Indeed, in all the fuss over Big Daddy the fact that the Jagger update (which temporarily gave msn.com a page rank of 2) preceded it by only two mon...
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| 56. |
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Google Pagerank Update - First In 2006
With much enthusiasm and equally much concern, there are clear signs that a new Google PageRank update is happening right now as we speak.Most of you, web site owners, publishers and SEO consultants, are probably dreading these updates just as much as I do: after a period of working hard into acquiring new valuable links, the inevitable question is "Will I be rewarded? And if so, just how much?"Let's take a glimpse into what the new PageRank update is bringing:Fir...
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| 57. |
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Eurid
Eurid, otherwise known as the European Registry of Internet Domain names, is a not for profit organization based in Belgium that is specifically established to run the new .eu registry. Eurid has been appointed by the European Commission to handle the registration and management of .eu domain names. In fact, as recent as December 7, 2005, Eurid has begun accepting applications for .eu domain names. Further, if individuals pay close attention to the registration dates, they ma...
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| 58. |
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Christian Message Boards Explained
Probably you’ve heard about Christian message boards, or perhaps you have participated in one of the most well-known Christian forums out there on the web. Well, on its most basic, the Christian message boards are by far the most active Christian discussion board on the internet these days. Its history dates back to the year 2001 when the said “first” Christian forum was developed.According to some resources, the first message board that carries the “Christian” labe...
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| 59. |
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Shouting Blog
The Shouting Blog is a blog of latest generation which not only won the heart of teenagers in just a very small span of time but also provided them with the latest technology related stuff and news articles for which they were always looking.
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| 60. |
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Get Your Hands Dirty! Historical Research For Novelists
For over a decade, while I was developing my writing skills, I had the great good fortune to work at a large outdoor ethnic museum near Milwaukee called Old World Wisconsin. This historic site includes a crossroads village and ten working farmsteads, with restoration dates ranging from 1845 through 1915. Old World Wisconsin is a place where Interpreters get their hands dirty, so my knowledge of historical domestic and agricultural processes grew exponentially. I learned ho...
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| 61. |
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A Dating Story From My Youth
Matt Matcherson is a writer musician and humorist. Sometimes he even writes funny music. His site MatchTales brings dating stories, site reviews and free dating support forums to the web.One of my first "Big Dates" was a Cotillion dance in 8th grade...or was it seventh? Cotillion was an attempt by a local "grande dame" to nurture refined manners in a group of young teens along with ballroom dancing instruction. I think it was a truly nerve wracking experience for most of ...
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| 62. |
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Solitaire Klondike: Learn How to Play
Had enough of the regular solitaire games? Learn to play Klondike, one of the more popular solitaire games that is not only relaxing and fun, but has a history that dates back to the Californian Gold Rush.
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| 63. |
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Article Writing – The Midas Touch of Link Strategies
Everyone in the SEO community is aware of the power of having an effective link building strategy, but since recent updates at Google took place the playing field has changed.More emphasis is now being given to one way incoming links, and far less value for reciprocal links. The big question is: “How can I get a good crop of one way links?”
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| 64. |
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Long Distance Relationships – Do they work?
You’ve finally met someone who floats your boat, however, all is not perfect… he/she lives at the opposite end of the country. Obviously, you’re not going to know if it’s worth pursuing until you’ve given the relationship a go but here’s a few things to bear in mind when embarking on a long distance relationship and a few ideas how to keep your relationship hot whilst counting down the days before your next rendezvous.
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| 65. |
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Refreshing Your Relationship: Set Regular Dates
A return to occasional dating can invigorate a mature relationship ny enhancing anticipation of the special event and allowing partners to interact at the intense level that prevailed during their courtship.
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| 66. |
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Easy Tips To Have Happy Relationships
Have you ever dreamed of having a magic to make your love last longer? If there is a magic, love will be all around, no more sorrow. Or maybe it’s just that some people learn secrets of success from their grandparents or other relatives or friends. And since the latter is probably more accurate, here are some tried and true tips from people who have enjoyed long, happy relationships. Dates: Keep dating each other. Even if life seems too busy, meet at the end of the evenin...
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