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1. Bookmarks: 22 What To DO When You Don't Know What To Do NEXT? In the course of building your business, there are times where you may not actually be sure of what next steps to take or even what questions to ask. I help entrepreneurs with business development and small business funding support and coaching and these are the very questions I hear from clients during our first meeting.
2. Bookmarks: 0 Failing To Plan Your Business Financing Can Be A Death Sentence For Your Business Most businesses start out thinking the first thing they need is a great business plan. The popular myth is that potential lenders will place great stock in your business plan as a major consideration for approving the financing you need.While a well written business plan will assist you when you are seeking financing, it is far down on the lender’s list behind things such as your business management team’s experience, your past business successes and your “lending charact...
3. Bookmarks: 0 San Francisco Schools Fight Fat Childhood obesity is at alarming levels in this county. Children in the San Francisco Schools are no exception. Too much television and video games, and too little time spent playing outside has led to an epidemic of juvenile health issues. It sure doesn’t help that the San Francisco Schools have had to cut funding for physical education over the years. But the 2007-2008 school year does have something positive going for it. Several San Francisco Schools will provide fresh sa...
4. Bookmarks: 0 Spanish Language Course I was extremely impressed with the Rocket Spanish lanaguage course by Maurico Evlampieff. It is, in my opinion, the fastest and easiest course on the market. It is also the least expensive of the ones I have seen.It doesn't matter what level you are currently at (beginner, intermediate, or advanced), Rocket Spanish is packed full of quality step-by-step audio lessons, over 500 pages of written lessons, games and other resources to rapidly advance your learning no matter w...
5. Bookmarks: 0 Buy To Let – Decision Time Maybe you’re planning ahead for your retirement? The popular choices for funding this important provision are mainly to be found in either the property market, via buy-to-let, or the stock market.Interestingly enough, if you’d invested £100,000 in residential property in 1983 it would have been worth around £555,000 by 2006, commercial property in that time would have risen from £100,000 to £997,000, whilst the same amount invested in a FTSE All Share tracker w...
6. Bookmarks: 0 Properly Funding Your Trading Account Although many will suggest that you can trade with the minimum margin requirement we do not necessarily recommend it. Let's say that you are about to start trading an S&P 500 futures daytrading system. Let's say that the exchange minimum margin requirement is $25,000 and the system drawdown is $25,000. Let us further assume that you want to get started using the absolute minimum account size. Since we are talking about a daytrading system, many of you may be able to t...
7. Bookmarks: 0 Is An Interest Only Mortgage A Good Idea? If you are going to take out an interest only mortgage, make sure that the funding method you use is safe, and that you have contingency plans if the fund is insufficient to pay back the capital.
8. Bookmarks: 0 Home Equity: Your Ace In The Hole Almost 15 years ago, you bought your first home. You’ve been diligent in working and paying on the mortgage, and finally have more equity than mortgage. Ah, the sweet smell of victory, and home ownership. But are you playing the financial investment game as well as you think? Are you missing out on tax savings, funding strategies, or just plain smart money options? How do you check your equity options versus your tax savings options, to comparative shop and make use of your s...
9. Bookmarks: 0 UK Finance from Venture Capitalists Any new startup would require proper funding and without that it is difficult to be successful in their business venture
10. Bookmarks: 0 Raising Capital: 5 Reasons An Investor Won't Invest! When it comes to raising capital for your company, it is important to understand the difference between objective and subjective investors and the reasons investors won't invest. The subjective investor is some how connected to you. Often referred to as Friends and Family, but in reality they are investors with a connection to you directly through a common connection like your friends and family. These investors, or friends, believe in what you are doing and invest in your ...
11. Bookmarks: 0 How To Plan For Raising Capital With Investors? In planning for a successful funding campaign, you must expose your investment opportunity to enough investors.The Kugarand Theory of Investing states that for every …1 investor who invests,3 say they will invest, and15 investors were exposed to your investment opportunity to get to the three to get to the one Investor who actually invests.For example, if your company is raising $1 million dollars and has a minimum investment of $25,000, then your company ...
12. Bookmarks: 0 Houlihan Smith Serves as Exclusive Advisor to Grocery Shopping Network on First Round of Financing Grocery Shopping Network, Inc. (”GSN”) reported today that it has completed it’s series A round of venture capital funding with Houlihan Smith & Company, Inc. (”Houlihan”) acting as exclusive financial advisor. The $7.0 million equity...
13. Bookmarks: 0 Businesses, Money, And Usa Grants! Now you know why businesses revolve on money. There can be no other tool that is as important as money in the business world. Hence, if you do not have all these money to start and develop your business, you can never see your business grow. The saddest part is that you can never achieve financial stability. So if you are having some problems in funding your new business idea or product expansion concept, it is best to find good financial sources. Generally, most ...
14. Bookmarks: 0 Rest of small business funding know-how For a small business owner, it is never easy to secure a business loan, either for working capital or for starting a new business, as most lenders consider them risky investment.It worsens when such borrowers—small business owners—go for funding unprepared. My endeavor through this series of articles is to make small business owners aware of some crucial aspects of funding process.
15. Bookmarks: 0 Factoring Your Way To Liquidity There are various types of factoring available. These factoring can be in any industry viz. account receivable factoring, asset based lending, business loans, construction factoring, credit card receivables factoring, distributors factoring, equipment, hard money loans, invoice factoring, manufacturing, medical factoring, purchase order financing, real estate lending, staffing, systems, technology, trucking, verdict funding, wholesalers, etc.Various agencies provide all t...
16. Bookmarks: 0 Business Credit Cards: A Valuable Source Of Funding One of the keys to business success lies in sufficient capital: you need it to get through the fluctuating times of your small business. Business credit cards can help smooth over your financial needs. A recent survey showed that 90% of small business owners use a business credit card. Here are just a few of the many ways a business credit card can help you manage your finances. Access to FundingFinding sources of funding can be a challenge when starting a new business....
17. Bookmarks: 0 Achieving Cash Flow Management Through Accounts Receivable Factoring Accounts receivable factoring is another mode of receivables management and working capital funding to eventually increase the cash flow. Accounts receivable factoring involves buying and selling of accounts receivables in order to obtain immediate cash or working capital. Accounts receivable factoring helps in acquiring cash for the product or the services rendered. It results in immediate cash inflow without creating any debt or transferring the business ownership. Acco...
18. Bookmarks: 0 Accounts Receivable Financing, Tax Write Off And What Does It Cost? Banks won't lend money to a business seeking to acquire larger contracts because its not viewed as an asset. So if you are a small start up company, funding for expansion may be hard to obtain. Accounts Receivable Financing could be the key to funding for a start up with desires to bid on large Government (or Corporate) contracts.So what is Accounts Receivable Financing? It is the selling of your accounts receivable invoices for cash versus waiting 30-60 or 90 days to be ...
19. Bookmarks: 0 Purchase Order Financing Overview Knowing the ins and outs of purchase order financing is an asset to almost any small or medium sized business owner. In the sections below you will learn just exactly what purchase order financing is, the benefits, drawbacks, who can benefit the most from it, and would be likely to qualify for it.
20. Bookmarks: 0 How to Obtain Grants for Your Child Day Care Center Obtaining funding for your small business can be quite tedious; it takes a lot of research, grant writing, and proposal submissions. Here are some tips to help you get started and additional resources by clicking on the link at the bottom of this page.
21. Bookmarks: 0 A Guide For Writing a Funding Proposal No guide for writing a funding proposal would be complete without cautioning that a business looking for funding cannot do so without also presenting a completed business plan. Every lender, whether bank or other financial institution, venture capitalist, or private individual, will want to see the firm's business plan in addition to the project detail.
22. Bookmarks: 0 Inequitable Funding For Some Within The New York Schools In an attempt to get more funding into the poorer school districts and reduce funding for the wealthier districts, Governor Eliot Spitzer replaced the very rigid, long-standing formula for funding of the New York schools. The old formula gave the same per student funding to all New York schools districts without regard to needs or demographic/economic differences. Spitzer convinced Senate Republicans in wealthier districts, such as Long Island, to vote for his final budget b...
23. Bookmarks: 3 Small Business Success Small business is again in transition. Many employees, now working from home, are no longer tied to a geographic office and the woes of commuting. This is a relatively new phenomenon with hints of explosive sector growth in the days ahead. As this turbulent economy has forced downsizing, offshore restructuring and closures in large companies, many new entrepreneurs have been born. These are people, who instead of tirelessly attempting to find new employment and possibly enduring the same fate as
24. Bookmarks: 5 Unsecured Small Business Start Up Loan For 2008 Ventures The sense of pride and joy of running your own small business cannot be over exaggerated. Many of today’s largest and most successful companies started out in someone’s kitchen or workshop and became a raging success and household name. But it can be a struggle to start a small business alone, especially financially. Prospective business owners may already have learned this when they began to seek a unsecured small business start up loan.
25. Bookmarks: 3 Thinking Like An Investor Most entrepreneurs do not think of investors as people. Instead, they think of investors as money - a fatal error.Private investing is not like picking a stock on NASDAQ. Private investing is personal. Investors have goals, preferences, fears, and problems, just like entrepreneurs. When cut, they bleed. When things go wrong, they worry. So, the relationship you build with investors is essential to obtaining money from them.In the most simple terms, investors can be pu...
26. Bookmarks: 5 Take Control Of Your Future And Start Your Own Business! Are you ready to take control of your future and start your own business? Do you have a spectacular business idea that you know you could be successful and profitable? Have you been waiting for the right time to start your own company and be your own boss? Is that time now?
27. Bookmarks: 3 Small business loans for women entrepreneurs In recent times, the number of women entrepreneurs has increased manifold. And these businesses are just as successful as businesses run by men, if not more. In fact, with women taking up the cudgels of running businesses in almost all sectors of industry, and being remarkably successful at that, the traditional male bastions have fallen. Recognizing this growing trend, many funding organizations are providing small business loans to women to help them set up and expand their businesses.
28. Bookmarks: 5 Free Counseling and Advice Every Startup and Growing Business Needs Free Business counseling information is available, and can save your business money.
29. Bookmarks: 2 Business Angels Taking The Risk When you’re building a new business, or looking to expand your old one, the first thing you’ll always need is money. Money doesn’t just grease the wheels of business, as the old adage goes – money is the wheels of business. Everything in business depends on it, and if you can’t get funding, your business plans will never even get out of the starting gate. So, what do you look for in an investor? Some investors, called venture capitalists, represent large bases of ot...
30. Bookmarks: 2 Starting a New Business Requires More Than Just A Good Idea! Starting a new business requires much more than just a good idea and unsecured start up loan funding. The business has to be carefully planned. The most important thing you can do to prepare for starting and operating your own business is to develop a business plan. This can take time and energy, but it forces you to really solidify your business idea. You can carefully plot exactly what your business, financial and expansion goals are. And this will help you progress in all other areas of ...
31. Bookmarks: 5 Seven Sources of Funding Your Business This article enumerates the different ways of acquiring Capital for you business.
32. Bookmarks: 3 Online Best Secured Loan Rate! Online best secured loan rate offers the best value for your assets. If you’re looking out to encash your collateral or security, consider online secured loan as your option for funding…
33. Bookmarks: 1 Corporate Loans - Funding Industrial Growth Corporate houses no longer have to see their ideas dying for the want of adequate finance. Corporate loans look after a majority of their funding needs. Whatever be the time-span for which the loan will be required, entrepreneurs can always use corporate loans. The following article deals with the popular types of corporate loan deals that are available in the UK.
34. Bookmarks: 3 Business Funding Sources When you decide to open a business on your own, often times the excitement will have you ready to launch your idea right away, however one thing that may be holding you back
35. Bookmarks: 3 What Exactly Is Free Grant Money? You can apply for free grant money from various government agencies. But where exactly does this money come from? It all begins with what Congress allocates every year for funding of various programs. This runs into billions of dollars and they are for projects that will benefit the community. In fact, education itself sees over $67 billion being allocated to it every year.How free is free would be the question. This free money does necessitate spending time, effort and m...
36. Bookmarks: 4 Unsecured Small Business Loans To Empower Your Business! What is an unsecured small business loan? How is a unsecured small business loan designed to help the small business owner? How will it help businesses in need of it? What are the benefits of an unsecured small business loan? These questions are all discussed in this article also explaining the ways of applying for unsecured small business loans.
37. Bookmarks: 2 Business Credit Card - Startup Funding for Your New Business This article describes how a business credit card can provide startup funding for a new business.
38. Bookmarks: 4 Small Business Funding - Reach into your own #%&! pockets! The simplest way for home business owners to get the money they need to start a home business is from the principal owner’s own pockets..that means YOU!
39. Bookmarks: 0 Weird Science – The Inner Workings Of The National Science Foundation The National Science Foundation is an independent government agency in the United States. The National Science Foundation is responsible for providing support to basic science research, which is primarily accomplished through research funding. The National Science Foundation mostly provides research funding in the form of grants. These grants are most often given in the form of individual grants to graduate students and professors. In fact, with an annual budget of approx...
40. Bookmarks: 0 Arizona Schools Benefit Form Science Foundation Grant In April 2007 the Science Foundation Arizona (SFAz) announced an investment of $3.2 million into a K-12 Student & Teacher Discovery Program that will benefit the Arizona Schools. The Arizona Schools grants are the third awarding of SFAz funds intended to create a top-notch science, engineering and medical core in Arizona. The foundation intends to create this by supporting and funding secondary and university level Arizona Schools.Why Fund Science in Arizona Schools?S...
41. Bookmarks: 0 Creating Recognizable Company through Custom Corporate Identity More often than not when the topic is all about corporate identity, businesses may tend to hold off and loose interest for they often mistakenly imply the true value of having a custom corporate identity. For some business they may feel that it’s not important, others may see it as a direct funding towards advertising or marketing; while others find the true value in a way that they can foresee it as a good tool for upbringing their companies image.
42. Bookmarks: 0 Why You Need A Board Of Advisors/Mastermind Group This week I’ve had a lot of discussions with people about Mastermind Groups. All large corporations have a Board of Directors to be sure the company stays true to their mission, hit their numbers and fulfill their responsibility to stockholders. Small businesses (even sole-proprietorships) need them too. But usually, only those small businesses who accept private funding (from banks, angel investors, venture capitalists) have outsiders on their Board of Directors. A professio...
43. Bookmarks: 0 Tips to Apply Successfully for Funding So you are looking for some money to start a new business or to expand your business? And you think that you can just walk into a bank with your big idea and come out with a loan.It is far from easy. Try applying for even a teeny-weeny business loan without preparation or understanding the loan process and you will find your application rejected outright. What is worse--if you make a history of rejections, financial institutions would not even touch you.My goal here is to give some tips to h
44. Bookmarks: 0 Having Trouble Getting A Loan? Ten Common Credit Mistakes If you are having credit troubles, you are not alone. Many people are denied funding, financing and loans everyday because their credit is poor, bad or nonexistant! Most of these people make the same credit mistakes over and over.These common mistakes and tips can help you improve your credit score and your chances of getting a loan at better interest rates.1. Check your credit report. It is one of the most common mistakes, but you need to know if what is stated on yo...
45. Bookmarks: 0 Medical Insurance. NHS Consultants Go Private! The funding crisis in the National Health Service is so dire that at least 4,000 frontline jobs might be axed say the Royal College of Nursing. “There's no doubt that there will be an impact on patients”, says their spokesperson. “This is not the sort of thing that is going to be resolved by cutting back on chocolate biscuits in the boardroom. The staff that we are looking at losing are not office based, they're people who are providing frontline services.” Little surpri...
46. Bookmarks: 0 Small Business Loan Basics Many people who wish to start their own business need an injection of financial capital at the beginning of a business; the main source of funding for entrepreneurs is business loans.
47. Bookmarks: 0 Stem Cell Bill – U.S. Senate approves a bill for funding Senate passes Stem-cell research funding bill to increase spending. Who knew that modern technology would get us this far?
48. Bookmarks: 0 Scotland’s castles and estates face funding challenge After centuries of being an agriculturally based economy, the more rural parts of Scotland are having to come to terms with huge changes in the global economy.
49. Bookmarks: 0 Spotlight on Success Program to Benefit Arizona Schools For many years, the Arizona schools have experienced a lot of negative publicity that affects its ability to recruit talent, garner extra funding, and keep students in the public school system. Current superintendent Tom Horne says that much of this publicity is unwarranted and unfair to the Arizona schools that have made many positive strides toward improving education.
50. Bookmarks: 0 Healthcare In Canada Healthcare in Canada is a vital subject for anyone moving to or residing in Canada. The Federal Government does provide some funding from the taxpayer for the health system, however, each Province is individually responsible for its own Healthcare system.There is a basic free system (Alberta, BC and Ontario charge the residents a healthcare tax or premium to pay for this!) that every legal resident and citizen of Canada is entitled to which includes access to a family doc...
51. Bookmarks: 0 How To Attract A World Class Brilliant Idea So many of the worlds most wonderful creations started as a brilliant idea. Now, many of these brilliant ideas were ridiculed at first.Can you imagine what the bank said to Walt Disney when he went in for funding on a magical wonderland theme park that had never been heard of before? You have the power to come up with the same brilliance my friend.How...by starting to ask...gee, you mean just ask for a brilliant idea? Start today and ask the Universe for...
52. Bookmarks: 0 Why Are Business Loans Important? If you are running your own business, then you probably know that it can sometimes be hard to find the funding you need to make your business work. If this is the case, then you might have thought about taking out a business loan. Although some people think that taking out a business loan is risky, if you want your business to have good cash flow and to become a success, then they can really help. To help you to learn more about business loans and their importance, here are s...
53. Bookmarks: 0 UK Student Loans Explained Student loans seem to be the only feasible way out to pursue higher studies for the average student in UK. Things become all the more difficult for those without university funding. The government, in its efforts to make further education affordable, had undertaken quite a few steps to buffer educational finance.
54. Bookmarks: 0 The Best Way To Find College Loans In most families, parents are the main source of funding for college costs. With the costs of college spiraling upwards, however, parents and students often need to find additional sources of money. Here are some ideas on how many families and college bound students can pick up some extra help.The best sources of college money are grants and scholarships. These financial aids do not have to be paid back. The difference between the two is that a grant is money awarded on t...
55. Bookmarks: 0 Student Loan – The Basic Facts There are a lot of different ways of funding your way through college. You might be one of those students lucky enough to have a full scholarship. You may also have rich or generous parents who are willing or able to pay the bills.
56. Bookmarks: 0 Student Loans 101 Student loans are a helpful accessory when you need to cover costs when deciding to further your education, including housing and tuition. Student loans are there to be financial lifesavers when grants or scholarships leave your school funding a little short.
57. Bookmarks: 0 Save Money By Consolidating Federal Student Loans To get a college degrees nowadays require substantial funding. There are several expenses that have to be paid by potential college students if they are determined to push their way in completing their bachelors from a university or college. Not many have the means to fund their entire college education. And as a solution for this kind of problem, student loans are made available to financially assist a student who has no other means to fund and/or assister their college educ...
58. Bookmarks: 0 NextStudent’s Graduate Plus Student Loans Help Students Attain an Even Higher Education For college students who desire to attend graduate school but do not think it is in their financial reach, there is an alternative. Students can easily actualize their goals through a program that features the benefits of a parent student loan but funding that is distributed directly to the student, according to NextStudent, the Phoenix-based premier education funding company.
59. Bookmarks: 0 Juggling Retirement and College Savings Most parents want to pay for their children’s college education, or at the very least help pay for college. Paying for both college and retirement will be challenging for most parents. Here are some suggestions to help you to achieve both goals:
60. Bookmarks: 0 Government Loans And Why You Never Default! There are many types of government loans out there – loans to go to school, to start a small business, and even to buy a house. It is considered a social service for the government to provide funding and financing to certain people in the community. World War II started the onslaught of social service programs to aid the people of the country. As time as gone on, these programs have been expanded considerably, much to the delight of the people they are helping. However, befor...
61. Bookmarks: 0 Get Out Of Debt The only way out to reduce the burden of debt is to take consolidation loan. There are many companies providing loan to pay off your debt, infect at very low rates. These companies also take guarantee of your money given to borrower. The credit given by the banks and institutions is used against paying off the debt. The funding of credit is a business which involves a risk of incurring bad debts if proper concern is not taken. These institutions ascertain the creditworthiness...
62. Bookmarks: 0 Funding College through Real Estate Investing: Club Palooza Makes It a Family Affair Baby boomers who remember the 1960s sitcom “Family Affair” may not be as well-heeled as Bill Davis – a civil engineer and bachelor living in a fancy New York City apartment who stepped up to the plate to raise his orphaned nephew and two nieces. But certainly we can relate to the theme of family values that the popular series espoused.
63. Bookmarks: 0 Debt Consolidation Or Secured Loansecured Loan Or Financial Help Financial help is available in the form of welfare benefits, tax credits, grants and loans, and help from your local authority. Students in further education needing financial help with childcare should also contact their college for information, if they are not eligible for Care to Learn. If you are concerned about the costs of learning and looking for financial help, the information below will give you an overview of the funding available and where you can go for advice. Yo...
64. Bookmarks: 0 OVERCOMING THE CHALLENGES OF RAISING MONEY FOR YOUR BUSINESS It's difficult to raise funding for your company these days. Here are three tips that will help to make it easier.
65. Bookmarks: 0 Solving Social Security is No Big Deal - The Solution (August, 2006) Are you surprised that there is no Social Security Trust Fund... no investments and no Investment Managers. This is a gigantic Government designed and controlled Ponzi scheme that has worked incredibly well in spite of congressional tinkering and prohibitively high cost. There was always a tax plan for funding the benefits, but never an Investment Plan.
66. Bookmarks: 0 Solving Social Security is No Big Deal - Details (August, 2006) Are you surprised that there is no Social Security Trust Fund... no investments and no Investment Managers. This is a gigantic Government designed and controlled Ponzi scheme that has worked incredibly well in spite of congressional tinkering and prohibitively high cost. There was always a tax plan for funding the benefits, but never an Investment Plan.
67. Bookmarks: 0 Proposal Writing Strategies There are two main reasons to write a business proposal. Either someone has invited you to submit a RFP (Request for Proposal); or you are trying to gain support or funding from your employer or another organization. When drafting a proposal the most important thing to keep in mind is that the reader is looking for benefits; they want to know how your product, service, or idea adds value to their operation. Therefore your proposal must be well-written and it also must cle...
68. Bookmarks: 20 Small Business Funding: The Haves And The Have-Nots I’ve heard it literally thousands of times from inventors and start-up entrepreneurs “I have the best idea on the planet --- why can’t I get anyone to invest in me?” Every entrepreneur has the opportunity in this country to seek funding to help launch their idea yet very few do it successfully. It has everything to do with the opportunities you can actually create for yourself.
69. Bookmarks: 17 Small Business Funding: 10 Ways To Actually ‘Sell’ Your Idea Before You Launch Here are some things you can do right from the beginning to build value in your business. These are important items if you want to attract funding, experts, customers and large contracts.
70. Bookmarks: 42 Passion To Prosperity For The Holistic Practitioner and Service Provider All too often, practitioners and service professionals who maintain a high degree of integrity with the work they do find it challenging to grow their business--- or to even think of the service they provide as a “business”. What general happens is they find themselves continually trading time for dollars with no room left to pursue other important activities such as marketing, follow-up, networking, operational duties, or developing other revenue streams of their business, etc.

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