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1. Bookmarks: 0 Managing the Income Portfolio 101 The reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment --- an FDIC insured bank account. Risk comes in various forms, but the average investor’s primary concerns are “credit” and “market” risk, particularly when it comes to investing for income.
2. Bookmarks: 0 The Investment Gods Are Still Furious Today's obsession with short-term blinks of the investment eye is Wall Street's attempt to take the market cycle out of the performance picture. Similarly, total return hocus-pocus places artificial significance on bond market values while it obscures the importance of the income produced. MCIM users will have none of it; the investment gods are angry.
3. Bookmarks: 0 More Brainwashing Book Reviews My partner and I love this book. We are enrolled agents, do around 800 business, personal, and trust income tax returns per year. The way it has been in the past, when folks ask who they should seek for investment advice, I have said that I don't really trust anybody, and then I tell them to educate themselves before they trust their money to an advisor. That way they will know enough to keep from being taken.
4. Bookmarks: 5 The Working Capital Model - Part 2 Cost Basis is the total amount paid for a security, any security, in the portfolio. The cost basis of a dollar of cash is $1. Cost Basis includes commissions and exchange fees, and will be reduced on occasion when returns of capital are distributed. Cost Basis is the very foundation of The Working Capital Model.
5. Bookmarks: 0 Income Closed End Funds & Total Return Analysis If interest rates rise, the market values of these investments will go down BUT the income from the securities (and their safety vis-a-vis equities) will not change; if interest rates fall forcing prices up, I may feel richer, BUT MY INCOME WILL NOT CHANGE. My Total Return may move in either direction but THE INCOME WILL NOT CHANGE.
6. Bookmarks: 1 The Total Return Shell Game Just what is this total return thing that income portfolio managers like to talk about, and that Wall Street uses as the performance hoop that all Investment Managers have to jump through? Why is it mostly just smoke and mirrors? Here's the formula:
7. Bookmarks: 0 Modern Portfolio Theory --- The Root Of All Evil Clearly, the MPT creators were once Mutual Fund investors, looking for something better after years of disappointing investment returns. True, mutual fund managers rarely beat the markets --- but why? And also true, private, individual, portfolio managers rarely fail to beat the market averages over significant time periods.
8. Bookmarks: 3 Retirement Income Investment Planning Defined Contribution plans are just not retirement plans --- even if your employee benefits department, the media, Wall Street, and Uncle assure you that they are. Most plans are difficult to self-manage with a retirement income objective. Still, these benefit plans are necessary and quite capable of taking you close to where you want to be.
9. Bookmarks: 1 The Investor's Creed --- What's That? The Stock Market is a dynamic place where investors can consistently make reasonable returns on their capital if they comply with the basic principles of the endeavor AND if they don't measure their progress too frequently with irrelevant measuring devices. Five simple concepts of Asset Allocation, Investment Strategy, and human Psychology are summed up quite nicely in The Investor's Creed.
10. Bookmarks: 3 Income Investing Made Easy - Two Base income includes the dividends and interest produced by your portfolio, without the realized capital gains that may actually be the larger number much of the time. No matter how you slice it, your long-range comfort demands regularly increasing income, and by using your total portfolio cost basis as the benchmark, it's easy to determine where to invest your accumulating cash.
11. Bookmarks: 6 Income Investing Made Easy - One You don't have to be a professional Investment Manager to professionally manage your investment portfolio, but you do need to have a long term plan and know something about Asset Allocation --- a portfolio organization tool that is often misunderstood and almost always improperly used within the financial community. Remember, your unhappiness is Wall Street's most coveted asset. Don't humor them.
12. Bookmarks: 0 Samsung phone Claims for Fresh Patents Samsung have stated that the Apple have copied its patents in its handset such as the ipad mini, ipod and ipad and it return apple have attacked on Samsung.
13. Bookmarks: 1 Understanding Income Investing – Second Chance Survey Hundreds of people responded to the last Income Investing survey, and all papers were corrected and returned. As a group, the class failed to pass the test of income investing competancy. Here's another chance.
14. Bookmarks: 149 Interlink Portfolio - Building Your Relevance and SEO Through Multiple Websites Your Interlink Portfolio provides a guaranteed return on investment that you own and control. It builds your web presence and is a sure way to build value for your business as each website becomes a valuable company asset. Building just 100 interlinked connections through this process can provide more traffic than most standard SEO campaigns, and once in place, AND it maintains long-standing rankings, you don't have to pay the never ending monthly charges associated with standard SEO plans.
15. Bookmarks: 0 Gravity, Atmospheric Pressure, and Anatomical Structure. Our Natural Support Group. Each waking moment we use our muscles, skeletal structure, and organs to move about. We use our aligned bones as internal braces to hold up the muscles. The properly lengthened muscles, in return, hold up the skeleton. They all work together so that we all can enjoy life's riches.
16. Bookmarks: 0 How do I franchise my business? Franchise development of your business has huge advantages. Your franchise business plan offers a high return on investment (ROI) with low risk and retention of capital.
17. Bookmarks: 18 Benefits Of Homeschooling Why let Tim and Lisa learn at home than send them to school? Well, first of all, you don't have to wake them up at 7 every morning and bundle them off to school with umpteen numbers of instructions, and wait with an anxious heart till they return. Homeschooling gives you more control over the influences that affect your child. The growth and development of your child is removed from the realm of the unknown. You, and you alone can decide what your child needs to do or learn. ...
18. Bookmarks: 8 Forex Education: You’ll Be Sorry If You Don’t Forex educating is not something that anyone is smart enough to do without. Forex education, whether you are brand new to the currency markets or have been trading for years, should be ongoing. You’ll simply never know enough to stay ahead of the game, and should accept before you start that you’ll have to keep learning as long as you keep trading. It’s a small price to pay, after all, for the potential returns that the Forex market offers to its savvy players.And the ...
19. Bookmarks: 0 Cheap Flights To Manila, Philippines – Why Finding One Is Well Worth Your Time And Effort. Philippines is a nice distinctive place to visit. With its tropical weather and excellent varieties of beaches and resorts, anyone would easily fall in love with this wonderful country located in the south eastern part of Asia.My experience of stay in the Philippines makes me want to plan an immediate return for another vacation. If you are thinking of traveling to the Philippines, you should definitely be a little familiar with its main city capital called Manila. This i...
20. Bookmarks: 0 What Is The Fair Tax And Why Should You Care? The U.S. Federal Income Tax Code is a tax on the income of American companies and citizens enacted by the government. The U.S. Constitution gives Congress the power to impose taxes, duties, imposts, and excises.The purpose of the Tax Code is to provide income for the operation of the government. The Tax Code is found in Title 26 of the U.S. Code of Federal Regulations (CFR).Any U.S. citizen who has filled out a federal tax return knows how confusing the current U.S. T...
21. Bookmarks: 0 Things To Look For In An Investment Investment involves staking capital in an enterprise, with the expectation of profit. It is nothing but the use of liquid funds to gain income or increase capital. In order for money to grow, investors need to invest judiciously. There are certain guidelines to be followed to avoid major mistakes.Price of the Company: An investor needs to research on the ‘Market Capitalization’ of the company he is planning to invest in. Market Capitalization or Market Cap is the total co...
22. Bookmarks: 0 Turkey Holiday Rentals and Vacation Homes Vacationers coming to Turkey, especially the ones who return year after year have an option to cut their costs by avoiding expensive hotels and using vacation rentals in the form a Turkey villa, condo, farmhouse, cottage, apartment, hotel or even a Turkish castle as per their needs and requirements.
23. Bookmarks: 0 Travel Italy and Experience Europe If you want to experience Europe, you need to travel to Italy. No other country on earth offers the depth, breadth, and scope of Italy. For lovers of art, history, architecture, or music Italy is unsurpassable. From the Ancient Roman Empire to the Medieval Tuscan fortress towns and the Venetian Republic, Italy's incredible historical diversity has come together to produce a country so incredible, so remarkable, so beautiful as to leave the visitor with an unquenchable desire to return again and
24. Bookmarks: 0 Tips For Preparing Your Taxes from the Internet When it comes to preparing our taxes, many of us could use some help. The following websites offer guidance and information that may assist you in learning about how to get the most out of filing your returns.
25. Bookmarks: 0 Trading Smart In The Forex Market Hundreds of thousands of individuals have already joined the FOREX market. If you are interested in a way to invest your money with quicker returns, FOREX may be perfect for you. But before you can begin earning money, you should thoroughly understand the FOREX market.Investing MethodsTo better understand the FOREX market, you can compare this investing method to trading stocks. In the stock market, you can buy shares of many different corporations in the hope that stoc...
26. Bookmarks: 0 The Risks In The U.S. Stock Markets Nobody Wants To Discuss When it comes to investing, nothing kills good returns more than nationalism. And nationalism rules at large investment firms.As of March, 2007, the major U.S. stock market index, the S&P 500 stands, at a notch above 12,000 stands below the 1,250 level it stood at seven and a half years ago. So over seven and a half years if your portfolio has tracked the S&P 500’s index as most U.S. professional money managers aim to do, you have slightly less money, in absolute terms th...
27. Bookmarks: 0 Social Security system is inefficient See how the government cheats the average American out of $2 million dollars when compared to the S&P average yearly return. Also learn how the system is immoral, as it forces you to invest your money with the government bureaucrats.
28. Bookmarks: 4 High Return Residual Income Is Possible, Not MLM. Face it, when you hear the term residual income associated with a home business or income stream, most of the time you can bet the business is MLM. You see, residual income is a buzz term used by MLMer's to distract your attention away from the reality that they are selling MLM (I am NOT bashing MLM, just a fact). This is because, regardless what your personal belief is about MLM, many people have been pitched about some form of MLM over coffee so much they don't want to ...
29. Bookmarks: 0 Analyze Your Stocks And Double Your Profit An investor buys a share of stock by resorting to various approaches that validate his investment by reaping rich profits. Before investing, however, it is necessary for a value investor to study the financials of a business, so that the stock he buys at the company’s intrinsic value promises a greater return at its liquidation value (the value of a company if all its assets were sold). A typical investor would buy growth stocks that have an upward trend, and seem likely to k...
30. Bookmarks: 0 The Bulgarian property market. Fantastic choices- Fantastic returns Bulgaria is currently the European property investment hotspot. Prices are rising steadily at 30% per annum and are expected to leap forward when the country becomes a full member of the EU in 2007. Bulgaria is a truly remarkable country with a varied terrain. Not only can it offer city, coastal, mountain and rural properties but the vast amount of real estate that is available to buy, also comes with prices that will fit into everybody's budget.
31. Bookmarks: 0 Philippine Apart-Hotel or Condotel Properties being snap up by lively UK investment funds as rents soar UK Investment Fund Managers and Private Investor Clubs tap their deep pockets to purchase real estate investments in the Philippine Condotel market amid shortage of Hotel rooms driving expected ROI through rental returns upwards of 14% per annum.
32. Bookmarks: 0 Sites To See In Italy With the advent of the World Wide Web, it's easier than ever to do research into those vacation spots that you've longed to visit. With the cost of travel these days, it's important that you do as much research as possible so that you can pack as much into your vacation as possible.However, even though you want to experience as much as possible on your vacation, one of the major mistakes that the vacationer makes is to try to do too much. You end up returning home needing...
33. Bookmarks: 0 Ways to earn good profit out of mutual fund. It is more of commonsense than an art or science. Mutual funds are created with pre-determined investment objectives, to suit different kind of investors. The mutual funds are made in such a way that they achieve a variety of risk/reward objectives, thus providing returns to investors on the level of risk which he wants to undertake in order to achieve the expected returns.
34. Bookmarks: 0 The Biggest Risk In Mineral Exploration: Dilution Equity issues invariably form an integral component of a corporation’s growth cycle. But they also result in dilution for existing shareholders, and too much dilution often turns a carefully crafted investment profile upside down. Take hundreds of junior mining companies as a classic example: exploration exercises, triggering repeated issuance of shares, have caused so much dilution that shareholders can only look forward to nominal returns (if any) even if a resource is even...
35. Bookmarks: 0 The Basics Of Short Selling Stocks ‘Shorting’ or short selling refers to the selling of a contract, a bond or stock or a commodity that is not directly owned by the seller. When practicing short selling, a seller is committed to purchase the stock or commodity previously sold.Short selling stocks means to take the stock from a broker on loan and sell it off to someone else. This is done so that the seller buys back the stock, when the price falls. The shares are returned to the broker from whom they were i...
36. Bookmarks: 0 Mutual Fund Expenses An informed investor knows where his money is going. For an investor in mutual funds, it is essential to understand the expenses of mutual funds. These expenses directly influence the returns and cannot be neglected.
37. Bookmarks: 0 Maximize Your After-Tax Returns If you want to minimize receiving taxable distributions from mutual fund investments, tax-efficient funds should be considered for your investment portfolio.
38. Bookmarks: 0 Learn To Buy And Sell Stocks Online The amount of a personal injury claim is always calculated on the amount specified on the medical bills submitted. Your initial claim application is usually followed by a string of inquiries by the insurer. The insurer tries to determine the kind of injury suffered and the treatment involved, on the basis of the evidence put together by a team of efficient personnel. Then, the claim is assessed and accordingly you would receive the reimbursement calculated.You need to be ...
39. Bookmarks: 0 Forex Trading Strategies This article discusses a few key strategies followed by successful forex traders to maximize returns from forex trading and cut losses to a greater extent.
40. Bookmarks: 0 A Completely New Way To Get Rich Rapidly This new way is catching on around the world. People are compounding money rapidly for themselves.Its called opportunity investment and it has nothing to do with the traditional way to invest. Stocks, bonds, shares etc.This is hands on. The entire premise is based on compounding and becoming the investor sourceYou see when we hand over our funds to professionals to invest our capital we dilute our returns dramatically. It makes sense if you think about it. T...
41. Bookmarks: 0 Tax Time Tips For Rental Property Investors While owning a rental property can be a terrific way to bring in income, those extra dollars can make things complicated when it comes to preparing a tax return.
42. Bookmarks: 0 Tax Advice: Middle Class Tax Shelters Everyone Can Use, Many Don’t Tax benefits from home ownership come in the form of deductions. It's better to put your money into a house that you own than into a rent check you never see again. Financing your home can save money on your next tax return and so can the purchases made using money received from refinancing a mortgage.
43. Bookmarks: 0 Understanding Leverage In Commercial Real Estate Leverage is a key to maximum returns on investments. Learn how to use leverage positively in your commercial real estate endeavors.
44. Bookmarks: 0 Mortgages. The Return Of The Mega-Mortgage. With the housing market is now showing marked signs of recovery, especially in the South and London, the number of homeowners mortgaging for more than £500,00 is increasing. (Also see Latest Market Facts at the end of this article.)Previously, prospective borrowers for these mega mortgages have experienced a mixed reception from the lenders – sometimes the lenders would provide the facility but viewed them as higher risk. For that reason lenders typically charged a premiu...
45. Bookmarks: 0 Investing In Bonds Versus Forex Investing in bonds and the savings bank is safe as we will see. But if you are adventurous you can make a great deal from Forex.The article is written primarily for the smaller investor who needs high yield, the man who has between, let us say, $5,000 and $100,000. If the $5,000 investor secures a return on his money not of 3%, or $150 per year, but 12% $600 per year his benefit will be material, not nominal.If the $100,000 investor receives not $3,000 but $12,000 the...
46. Bookmarks: 0 BULGARIA - The Hype, False Urgency and Exaggerated Returns Over the last few years there has been an unprecedented level of interest in property investment in Bulgaria. This has led to numerous real estate agents popping up both in the UK and in Bulgaria. Hype and over inflated capital appreciation figures have been rife.
47. Bookmarks: 0 Sierra Leone Casinos The situation with Sierra Leone's casinos is much as you would expect in a dirt poor, grossly unequal, country just recovering from a devastating civil war. It is not exactly the most welcoming of tourist destinations, but still a place with a casino, and as the end of the war has raised hopes of improving that tourist industry, more on the way.The country was founded by the British (at least, the modern version of the country was) as a place to return those slaves who ha...
48. Bookmarks: 0 Liberia Casinos Liberia has been such a disastrous mess in recent decades that it would be amazing to find anything that still operated in the country, let alone casinos. However, that undervalues the resourcefulness of the Liberians themselves for Liberia's casinos in fact amount to two.The country was first founded as a refuge for slaves freed in the United States, so it always had something of a tension between the more educated returning slaves and the indigenous population. This con...
49. Bookmarks: 0 An Analysis Of The Journal Register Company (JRC) Let me begin with some of the eye – catching metrics that might lead an investor to consider purchasing shares of the Journal Register Company (JRC). This newspaper company has a price – to – earnings ratio of 11.3, a price – to – sales ratio of 0.93, a 5 year average return on capital of 17.6%, and a five year average pre-tax profit margin of 27.4%. Now, for the bad news. The Journal Register Company has an enterprise value – to – EBITDA ratio of 9.07 and...
50. Bookmarks: 0 What Is Invoice Factoring And Invoice Discounting? The Romans were the first civilization to sell promissory notes at a discount, beginning the industry of factoring. America was built largely on the possibilities of factoring, when colonial businesses were factored by Europeans willing to invest cash in exchange for the promise of large returns, and government bonds also use the same principles applied by businesses when they engage in invoice factoring.Invoice factoring is, at its simplest, the sale of the right to coll...
51. Bookmarks: 0 Decision With A Mortgage Calculator: When To Foreclose? One of the best places, you hope, to sink your capital for a good return is in real estate. However, when you provide the financing for someone to purchase their own home, your capital is tied to their ability to pay back the loan. If they start to miss payments, then you need to start considering your options. A mortgage calculator which specializes in foreclosure loss helps you to decide when the time is right for starting action against the homeowners.In theory, if you...
52. Bookmarks: 0 Computer Program Enables Investors to Analyze Property The flourishing real estate market has resulted in a significant increase in first-time real estate investors. With limited experience in real estate, it can be a risky move to buy property without knowing for certain what the return on the initial investment would be.
53. Bookmarks: 0 Proposed Budget For The New York City Schools In June 2006, the city announced a proposed operating budget of $14 billion for the New York City schools. Parents and educators are still waiting pessimistically to see the final cut.Though this year’s unveiling of the New York City schools budget was received more peacefully than in recent years, the city’s past track record makes optimism difficult. Last year’s proposed budget was drastically different after the final cuts were made. Students returning to school last S...
54. Bookmarks: 6 Finding A Legitimate Network Marketing Opportunity Commonly referred to as multi-level marketing, network marketing is a concept where individuals come together with a parent company and act as independent contractors in the sales of a product or service. In return for helping to promote and sell the parent company’s product or service, individuals are financially compensated in an amount that has already been determined. The actual amount of compensation will vary from one network marketing opportunity to another and will be...
55. Bookmarks: 3 What To Know Before You Start A Lawn Care Business For those who relish the idea of entrepreneurship, the start of your own small business can be enormously freeing – both financially and emotionally. Of course, owning and operating a successful business means initially finding a business idea that will meet a need while generating enough of a cash flow to be financially viable. A lawn care business can be a wonderful business, both in terms of the demand for its services and the possibilities for a lucrative return on invest...
56. Bookmarks: 5 The Pleasure Of Transforming Your Hobby Into Your Profession If a hobby is a spare-time recreational pursuit, could you count the number of hobbies you have practiced over the past or you are still pursuing now and then that have given you some kind of return apart from the psychological one? In case you can identify even one, then you probably already know all there is to know about the pleasure of having a hobby as a profession. But if your hobby list is empty, or you are unsure if one of the things you are doing or have done during ...
57. Bookmarks: 5 Indian Real Estate: NRI Housing Societies, Foreign Partners and Nature Resorts Hot speculation about young and old NRI techies wanting to come home has led entrepreneur T.S. Dhillon to chalk out plans for a comfortable housing society for NRIs in Mohali. Inaugurating his NRI Services Centre in Sector 34, Chandigarh, Dhillon said his impetus for planning a housing society was the number of NRIs wishing to return home, or those that were on the verge of permanently severing ties with the homeland due to long pending property disputes.
58. Bookmarks: 1 How To Select The Right High Yield Investment Profit, this is the key to winning the game in the entrepreneurial world. This is also the same key to being successful. Without profits, the business efforts would be rendered futile and meaningless.Just look at the business endeavors. People invest their time, money and effort to make a company or organization function and run. At the same time, the investments provided must, after some time, give returns to the investor.Of course, a prudent investor is not just all...
59. Bookmarks: 4 Business Angels Investment Sometimes new businesses can find wealthy benefactors who are willing to invest their capital in the business in return for compensation. These individuals are called “business angels.” This name comes from the fact that they step in to an investment situation when no one else will. Often small businesses have difficulty acquiring money for their starting costs. Large investment corporations and traditional lenders are often unwilling to take on the risk associated with b...
60. Bookmarks: 1 Higher Returns With Entrepreneurial Investing Long-term investing in the stock market can offer a passive return around 5-8% if you remain invested for 30 years; but, unfortunately, that return is before taxes and inflation. This is so low because the company founders, backers, early investors, investment bankers, etc., have removed all foreseeable profit from the company before it is ever offered to the public market. There is a spectrum of investments available to you that is dependent on how much effort you are willin...
61. Bookmarks: 5 Making Gold from Scrap Nucor's business is not new and sexy. In fact it's rust belt: melt down scrap steel to make new steel. What's amazing about Nucor is not the business they are in but their results.How does 387% return to shareholders over the past five years sound?
62. Bookmarks: 3 Life Insurance, the facts Insurance involves transferring a risk that you bare, onto an insurance company, so that you no longer have to worry about the event occurring. While you pay a fee, or premium for this, what you get in return is peace of mind.
63. Bookmarks: 0 Finding the Right Online Home Business for You If you think that starting your own online home business is the answer to your problems; whether it's money, child care, illness or a desire for more free time, then you MUST choose wisely. Too many individuals eagerly leave their paying jobs in order to pursue their own online home business only to return to the unemployment arena looking for work and carrying a massive debt from their ventures.
64. Bookmarks: 0 Article Marketing - Not Sexy, But Successful Article marketing can seem a boring, tedious and underwhelming form of promotional marketing. But don't be fooled. It packs a powerful punch in terms of its effectiveness and ROI (Return On Investment).
65. Bookmarks: 1 Compound Interest Doesn’t Add Much To Your Wealth A financial plan for a comfortable retirement better not be based upon compounded returns.
66. Bookmarks: 0 Celebrate Mexican Halloween In Cancun Much like the fun-filled traditions associated with Halloween in the United States, Mexico embraces the somber autumn holiday with a variety of celebrations and activities. Known throughout Latin America as El Dia de los Muertos (Day of the Dead), Cancun offers visitors a truly unique version on this popular holiday, with many events incorporating both Mayan customs and modern Mexican traditions. Beginning on October 31 with celebrations for the returned souls of the departed...
67. Bookmarks: 0 IT Jobs: How to increase your return on investment with online advertising With over 60,000 IT jobs advertised daily, online job advertising has now become the main technique for recruiting new employees. Nearly every candidate looking for IT positions look on the Internet first, so getting it right has never been more important.
68. Bookmarks: 0 Choosing the Right Gear for Bowling Fun Before learning how to play the game, a bowler will need to identify the equipment needed and know how to use it. They should know where to find the necessary equipment, select the right shoe size, choose the right weight of ball to be used, wear comfortable clothing appropriate for the game, and return the equipment to the proper place after the game.
69. Bookmarks: 0 Buy To Let Mortgages. Boom Time Returns. After last years crisis of confidence the buy-to-let market is again booming. Earlier worries that interest rates were on the up and property values would crash are firmly behind us. So, fuelled by rising rental yields confidence, landlords have been snapping up new properties and remortgaging for cheaper deals. In the final three months of last year, rental incomes increased by an average of 3.3%. At the same time the rental yield, income as a percentage of the property'...
70. Bookmarks: 0 More Return On Equity For Your Investment Property Dollar 1031 Exchange benefits for investors. Gain more return on your investment property dollar. Achieve an attractive combination of stability, reliable cash flow, preservation of principal and capital appreciation. The marriage of 1031 Exchange and TIC/CORE allows investors not only to defer their capital gains taxes but also to upgrade their investment real estate.
71. Bookmarks: 1 Laying Out The Path Of Success Through Disciplines In Forex Trading Forex trading can take a person from rags to riches. However, though this field offers opportunity to maximize one’s wealth, one needs to follow proper strategies to turn opportunity into return. Not many people believe in having sound understanding of the forex logic and as a result they step down in the market with no confidence and discipline.Why talk about Forex Discipline?We all know that without following a proper discipline and a laid out method in any monetary...
72. Bookmarks: 0 Good Stock Buys are the ones that make you more money than leaving it in the savings account! You don't have to be a financial wizard to know that your money isn't going to earn a very high return sitting nice and safely in your local bank or credit union. Of course, there's a lot to be said for not having to worry about if your money will be waiting for you as banks are notoriously risk adverse. There is also the issue of the federal governments guarantee that you money will be waiting. This is also known as the Federal Deposit Insurance Corporation or FDIC.
73. Bookmarks: 0 Hypnosis Helps Cure Your Jealousy Jealousy doesn’t often seem unreasonable at first. Your partner or spouse stays late at work for the twelfth time this month. You decide to give them a call, just to see if they want something special when they return home, and there is no answer. You weren’t suspicious before, but the answering machine at the other end gives you a nagging doubt. That doubt begins to grow when your partner returns home late into the night complaining about all of the tough work they have ...
74. Bookmarks: 0 Weight Loss After Pregnancy - What They Didn´t Tell You! Sarah is a pregnant mother of three who continues to breast-feed her 18-month-old. After each of her pregnancies, she has had difficulty losing weight. With all of her responsibilities, weight loss isn’t a priority. Still, she wishes that, once this pregnancy is over, she will be able to return to her pre-marriage weight. The average woman gains more than 25 pounds during her pregnancy. The procedure of childbirth may result in a weight loss of up to 14 pounds, wh...
75. Bookmarks: 0 The Secrets to Weight Loss After Pregnancy Sarah is a pregnant mother of three who continues to breast-feed her 18-month-old. After each of her pregnancies, she has had difficulty losing weight. With all of her responsibilities, weight loss isn’t a priority. Still, she wishes that, once this pregnancy is over, she will be able to return
76. Bookmarks: 0 The Flip-Flop Asset Allocation Method Do you put all of your money into some safe CD’s to earn interest, or buy a biotech index fund to grab the next big move in genomic cancer drugs; or something in between? The world of investment options and strategies grows every year, so I’ll provide a simple tactic to boost your returns over the course of your investing career.The flip-flop method refers to taking the income from an income-producing investment and flipping that profit into a speculative investment. Then...
77. Bookmarks: 0 A Mobile Merchant Account If you operate a mobile business and worry about taking credit card payments the old fashioned way, rest assured that a mobile merchant account can provide you with up-to-date technology that will give you the lowest retail rate and instant card feedback while in the field. You won’t have to worry that you might not learn that a customer’s credit card is rejected when you return to the office. Nor will you have to leave a statement and hope the customer remembers to send in a...
78. Bookmarks: 0 Abusive Relationships: Leave and Re-live! Everyone, once in their lives, have experienced getting into a relationship when someone matters deeply to you, and those feelings of trust and respect are returned, it enables us to face the world with confidence.However, when there is violence, the relationship can become really destructive which can make it both physically and emotionally dangerous.
79. Bookmarks: 18 Taking Full Advantage Of Cash Back Credit Cards Everyone has heard of cash back credit cards. For every purchase you make on your card, some percentage of that amount is returned to you at a predetermined date, usually on an annual basis. While this sounds like a situation where you can't lose, that may not be the case.Should you decide that you will be carrying a balance on your credit card on a regular basis; your highest priority should always be the APR that your credit card is associated with. Your interest rate w...
80. Bookmarks: 1 Bonsai Plant Care Bonsai plants are very similar to Bonsai trees in so far as if you give them a lot of care and attention and keep them healthy you will get a beautiful miniature plant in return. There are many different varieties of plant that you can use to create Bonsai plants. Some plants require very precise care routines to maintain a healthy and aesthetically pleasing plant, but regardless of what breed of plant you are using there are some basic guidelines to follow that will keep you...
81. Bookmarks: 1 Native Flora & Art an Oakland Garden Makes Distilled to its essence, the Oakland garden is an effort to use plants native to the location in which the garden sits, employing natural-looking features or constructs so as to enhance the overall effect of being in nature, and tastefully employing Garden Art in an effort to create the appearance of nature, as opposed to a husbanded setting such as the Japanese employ. A direct result of an Oakland garden is the almost immediate return to one’s garden of native birds, butterflies, be...
82. Bookmarks: 3 It’s Spring And Time To Garden! So it’s spring. The snow has melted away and it’s started to rain… a lot. Buds are sprouting on trees and the first signs of green can be seen. You’ve been waiting all year for this moment when you can once again return to your favorite stress reducing hobby: gardening. As it is spring, there are some things to remember to keep your garden looking fresh and well manicured! Let the growing season begin!It’s time to clear out the garden. Rake any leaves and remove the...
83. Bookmarks: 0 Improve your adsense earnings and save your adsense account. No doubt that google is the undisputed search leader in the entire world in other to keep the shareholders and users of its engines happy, the quality of the returned results are given shareholders and users of its engines happy, the quality of the returned results are given extreme importance. Adsenselover tells that doing the wrong things in the adsnse and other forms of advertisements, whether intentionally or unintentionally, will result in a severe penalty, may get you banned and even ...
84. Bookmarks: 0 How To Avoid Getting Your Adsense Account Terminated Google, being the undisputable leader in search engines from then until now, is placing a high importance on the quality and relevancy of its search engines. Most especially now that the company is public property. In order to keep the shareholders and users of its engines happy, the quality of the returned results are given extreme importance.
85. Bookmarks: 1 How Modern Farming Methods Deplete Our Produce Of Vital Nutrients It’s an unfortunate fact of modern life. Even when we try to return to the wholesome goodness of whole – read, real – foods, something is lacking. Thanks to the various methods of modern farming and transport, even the whole foods we eat are lacking in vital nutrients.While nobody would suggest switching from a diet rich in fresh fruits and vegetables to a diet of canned fruits and veggies – even with some modern farming methods depleting nutrients, fresh is best – ...
86. Bookmarks: 0 There’s More to Marketing ROI (Return On Investment) than Meets the Eye The Real Way to Determine Your Marketing Return on Investment
87. Bookmarks: 0 How to Treat Achilles Tendon Injuries in a dancer Problems in the Achilles tendon are common in dancers and it is a generally poorly understood injury in many dance circles. Lisa Howell in this article summarises the key steps to a successful rehabilitation programme, focusing on an eccentric loading principle. Predisposing factors to Achilles tendonopathy and advice about returning back to dancing are also mentioned. It is important to note that information given in this article is generalised in nature and must not be used to diagnose or tre
88. Bookmarks: 0 How Problems in the Achilles tendon are common in dancers and it is a generally poorly understood injury in many dance circles. Lisa Howell in this article summarises the key steps to a successful rehabilitation programme, focusing on an eccentric loading principle. Predisposing factors to Achilles tendonopathy and advice about returning back to dancing are also mentioned. It is important to note that information given in this article is generalised in nature and must not be used to diagnose or...
89. Bookmarks: 0 Enticing New Employees With Corporate Stability Employment is on the rise and with it, the return to attractive compensation packages and salary levels. After several down years in the employment market that was the result of the normalization of an inflated stock market and the beginning of the War on Terror, employers are constructing compensation packages with an eye to drawing dedicated employees. During the economic bubble of the late nineties, employers were in head-to-head competition with each other to offer be...
90. Bookmarks: 0 Successfully Organizing Charity Golf Tournaments Did you know that a golfing event is a great way to earn money for charitable organizations? Charity golf tournaments are highly successful for many reasons. First, people enjoy playing the game, so the fact that it is a golfing event will draw many people. Another reason for the popularity of these events is that people always jump at the chance to give to worthwhile causes, while at the same time getting something rewarding in return. But while these events are highly succe...
91. Bookmarks: 0 Squaring The Golf Club At Impact, The Rotator Cuff, And Golf Fitness We all know the clubface must be square at impact and the club releases thereafter. Generally speaking a large amount of golf swing mechanics center upon returning the clubface to square at impact. Additionally, the golf swing is a “total body” movement incorporating every joint in the body. In order for the clubface to be square at impact all of these joints must work in coordination to allow this to occur.In relation to the body, specific muscles are very active in retu...
92. Bookmarks: 0 I've Said It Before And I'll Say It Again “If you want to take shots off your scorecard…” sounds like one of those titles for an uninvited email with the objective of selling you a performance enhancing drug of some sort. But actually it’s the start of wise words from almost every golf coach and they are referring to your putting.It doesn’t matter whether you are a scratch, low handicap, middle of the road golfer or aninexperienced beginner, for most of you the least effort, highest return improvement for you...
93. Bookmarks: 0 Golf flexibility Training Will Eliminate Tension In Your Golf Swing Golf flexibility training has come a long way. There are many more golf flexibility training stretches that can greatly impact your golf swing. Simple golf stretches, that done daily will give you a huge return on investment (your time).
94. Bookmarks: 0 Tuning Out The Radio Voice It would be impossible to list all of the things people have considered crucial to success in life. Honesty, energy, bonding, modeling, control of fear…all are important. For my whole life, I’ve searched for the answers in this arena, and treasured the gems that have been revealed.In July of 2005, I went back to Longview, Washington, where I’d lived for nine years, raising my daughter. When we left, we packed much of our house into two storage units, planning to return on...
95. Bookmarks: 0 Tuning Out For Success It would be impossible to list all of the things people have considered crucial to success in life. Honesty, energy, bonding, modeling, control of fear…all are important. For my whole life, I’ve searched for the answers in this arena, and treasured the gems that have been revealed. In July of 2005, I went back to Longview, Washington, where I’d lived for nine years, raising my daughter. When we left, we packed much of our house into two storage units, planning to return o...
96. Bookmarks: 0 Star Wars And Psychology: Embracing The Dark Side A few evenings ago, some friends and I decided to watch the latest Star Wars film, Return of the Sith. This film got me thinking about a concept that is key to much of the hypnotherapy that I do, and is an excellent example of how not to lead one’s life.Much of what makes the Star Wars story so alluring is the puzzling change that occurs in Anakin Skywalker. How is it that a man can turn from supremely good to the embodiment of evil? We’re led to love Anakin the Jedi and ...
97. Bookmarks: 0 Importance Of Setting Limits For Yourself Every once in a while we find ourselves in a situation that goes beyond the limits we would like to set. It may be something as simple as not being able to say ‘no’ to a neighbor who wants to borrow your car, and maybe the car is returned late which in turn causes you to get delayed going to work. If you could have said, I will not let anyone borrow my car when I need it, it would have saved you a lot of trouble. A limit can then be defined as a situation where you have contr...
98. Bookmarks: 0 Why Hurry – Worry? Living Life By Intuition Learning to trust and live by our intuitive inner guidance systems is not about developing fancy party tricks to impress our friends. It is about learning to return to a life of balance that is guided from a deeper source of wisdom than our current culture has to offer. The more masculine thought processes (I’m not bashing individual men here—we all have masculine and feminine attributes) dominate every aspect of our culture, honoring only the linear and rational ways...
99. Bookmarks: 0 Relaxation – How To Relax And Unwind... I haven’t got time to relax – really? Have you got time not too?Being able to relax is important to achieving optimal performance and health. You name it; being relaxed will increase your productivity in it. If you're not relaxed, everything you do will be a struggle. Relaxation provides mind-body integration necessary for peak performance.It is important to relax to get your mind clear and your body tension free; to regain focus and to cool down and to help return to...
100. Bookmarks: 0 Are You Invisible? Ellen was brought up to be invisible. She was taught to be very tuned into others’ feelings and needs, but to never have any of her own. Her family made it clear to her that her job was to give to them but to never expect anything in return. As a result, Ellen learned to be totally tuned out to her own feelings and needs. It was as if she, as a person, didn’t really exist, other than to be there for others.

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