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1. Bookmarks: 0 What Do The Top 100 Newspaper Business Editors Have In Common, Besides Arrogance Should the country's biggest newspaper business editors be interested in a better way to manage investment portfolios than mutual funds or Modern Portfolio Theory speculations about the future? Should they care about an old approach to investing that actually takes advantage of the market cycle? Should they be tired of promulgating the same old and tired Wall Street advice that always seems to take investors in the wrong direction. Yeah, they should.
2. Bookmarks: 0 How To Deal With Dissertation Editing? Editing dissertation is one of the toughest tasks, but essential one. Majority of the students get worried because they are not able to do it perfectly. This piece of writing can support them easily in their problematic areas.
3. Bookmarks: 0 Benefits of A Home Owner Loan: All Under The Same Roof!!! A home owner loan is a Secured Loan. The amount loaned to you is secured on collateral, which in this case would mean your home. Although many of us find it silly putting our home at risk, it is definitely a better option than considering selling it in case of a financial crisis. Repayment here would mean serious business, because if payments are not regular there are chances of our creditors taking possession of our homes, for good. However, the benefit of this loan is that it offers a lower in
4. Bookmarks: 5 Your 6-Step Plan For Press Release Placement There's a clear way around press release failure and it's called the pitch. A lot like it sounds a pitch is a fast throw at busy editors about a possible story. If they want to find out more, then you send the press release.That leads me to a huge pet peeve: Sending out press releases via e-mail to a list of editors. From my experience it's never - ever - worked. I no longer try it and suggest you don't either. It's a waste of your time and all of the editors. Instead:...
5. Bookmarks: 2 Taking Care Of Personal Debt Throughout your life you’re the history of you credit repayment will follow you. One of the best way to build a credit history is by using credit cards, and paying them overtime so creditors see you are able to make payments. One of the best means of building a no credit history into a positive one is to apply for a car loan. However, if you’ve never borrowed money from a bank or used a credit card, you do not have an established credit history; this will make it difficult in...
6. Bookmarks: 0 Writing Killer Press Release for Massive Publicity Press releases are informative and objective pieces which are supposed to be newsworthy, and are circulated in PR wires for pickup by various news groups and editors. This article will give you some tips about how to write killer press release to get massive free publicity for your business.
7. Bookmarks: 0 To Pitch Or Release The Internet has, without question, provided more opportunities and better communication between the media and business owners. However, it has also encouraged an onslaught of press releases for which the media simply can not keep up. This means, that you, the business person must either deliver press releases so compelling that they will shine through the proverbial slush pile, or find a better approach for reaching your target editors or producers.For the very same reas...
8. Bookmarks: 0 How to Create a Better News Release You can get a better response from reporters and editors, if you follow a few simple guidelines in writing your news release. Appropriate content, an interesting headline, a packed first paragraph, polished wording, using a standard format, and by being prepared for questions.
9. Bookmarks: 0 Get Free Publicity: Tips From The Experts How can you get your story picked up by the media? The best answers to that question come from the producers, editors and journalists who decide which stories get coverage. Here are some of the best tips I have gotten from these experts.Be familiar with the show/publication. Your pitch should be about how your story will work for them. Don't do a general pitch (A story about dog training.) but suggest the segment the story would be right for, or what makes it right for ...
10. Bookmarks: 0 Editors Help Business People Do the 'Write' Thing You've got spelling and grammar checkers on your laptop computer, so you're all set to crank out the perfect sales letter while you're on the road.
11. Bookmarks: 1 Do's And Don'ts Of Emailing Press Releases From A Media Veteran I'm a big believer in EMAILING press releases. Not only is email dirt cheap, email can often get you in front of editors a lot faster than regular mail or fax.Here's why. Media outlets like radio stations, TV stations, and newspapers get a TON of press releases. During my 20 years working in radio and TV, we got bag loads of mailed press releases every day.Probably 90 percent of them came from politicians and local college athletic programs. Their publicity people are...
12. Bookmarks: 0 New Age Spirituality – Morning Has Been All Night Coming ( Part 15 ) Amazing, I thought. He barely spoke to me a few hours ago, made an appointment, canceled it, and dropped off my gift book in the mailbox. And what a title — The AncientLight Within.Since I needed another good book to read, I was grateful for this one. I opened it,searching for the name of the publisher and author. There, printed on the first page was “The Ancient Light Within by the Editors of G & M Enterprises, The Big City, United States of America.” On the left, inside cov...
13. Bookmarks: 0 Why Knowing Your Credit Score Can Save You From Bankruptcy Having a copy of your credit score can most often mean the difference between going deeper into debt and getting out of it. Because most people do not keep track of their credit score, they often go into deep debt without even realizing it. Every time you are late making payments to a creditor or skip one all together, you are subjected to loosing points on your credit score. Your credit score is used to show creditors and lenders how much they can trust you to pay back your ...
14. Bookmarks: 0 Understanding Chapter 13 And Chapter 7 Bankruptcy Chapter 13 of the bankruptcy code gives debtors the opportunity to repay some or all of the debts that are in their name, in better terms, lower or no interest. Debtors have the ability to use income they have in the future to pay off creditors.How Chapter 13 WorksA time frame of 5 years is allotted for debtors to be able to pay of their creditors in full. Your attorney will safeguard your interests, while the entire process is carried out under court supervision. A n...
15. Bookmarks: 0 The Basics Of Bankruptcy Are you facing financial troubles? Have you tried to alleviate your debts by working with the companies, but not succeeding? There are many reasons for a person to enter into financial difficulties. It is possible that you or a spouse has lost a job, you have medical bills that need to be paid, or you have used credit cards to get by.If you have tried to work with your creditors to no avail you are probably beginning to look at the options of bankruptcy. There are six law...
16. Bookmarks: 0 Stop Dodging Your Creditors And Seek Their Help Even on graduation, I was literally reeling under the huge loan that I had taken. I knew that with my college degree, I would be able to get stable employment as well as a hefty salary. Then my first credit card arrived on the scene. I did not even bother to check how much it would cost. Within two years of working as an executive assistant, I was already drowning in credit card debt and have not been able to pay off my mortgage and insurance premiums. I even coined a nic...
17. Bookmarks: 0 A Guide To Chapter 7 Bankruptcy Bankruptcy is a legally declared inability of individuals or businesses to discharge their debts. A declared state of bankruptcy can be requested not only by creditors in an effort to get what they are owed but also by the insolvent individual or organization. If it is difficult to repay debts, declaring the bankruptcy may be the right solution to debt problems.
18. Bookmarks: 0 What Service-specific Quality Standards Should Debt Consolidation Credit Counseling Agency Adhere To? Financial well-being is very important for all of us. Therefore, if you are facing a financial crisis and need to go to debt consolidation credit counseling agency to get yourself back on track then you must ensure that you opt for a professional and accredited agency. What does a debt consolidation credit counseling agency do for you? These agencies first analyze your financial situation. Then they work along with you and your creditors to develop a debt repayment plan that ...
19. Bookmarks: 0 What Is Accelerated Debt Consolidation? Are you burdened with debts? Are you finding it harder each month to meet the minimum payments for your debts? Your debts are piling up every month, the calls from creditors may make your feel very stressing. If you are in such bad debt situation, accelerated debt consolidation could be the best solution for your debt dilemma.
20. Bookmarks: 0 Using Debt Consolidation To Manage Your Debts Debt consolidation is where you take all your outstanding debt and roll it up into one debt with one payment. This is often necessary in order to reduce the amount of interest you are being charged and to increase the principal amount being paid to your creditors.Using debt consolidation solutions can be a good option if you find yourself in the situation where you debts are out of control and you are borrowing every month just to keep up with minimum payments. There are...
21. Bookmarks: 0 Using Debt Consolidation Servies To Become Debt Free Debt consolidation is a self-explanatory term; you take all your debts and consolidate it into one easy to manage payment. This allows you to be more organized and not miss any payments because they are too hard to keep track of. Harassing creditors are one of the reasons that debt consolidation services were set up in the first place. For a nominal fee they will act as your representative with your creditors and negotiate with them on your behalf.How does a debt c...
22. Bookmarks: 0 Unsecured Debt Consolidation Loans – Get rid of your debt nightmares Unsecured debt consolidation loans can make life simpler by consolidating your multiple debts into a single manageable loan. It is hassle free and can save your valuable time. The rate of interest on such a loan is lower than the combined interest rate you pay to different creditors. Read the article and find out what unsecured debt consolidation loan has brought in for you.
23. Bookmarks: 0 Talking To Your Creditor About Consolidating Your Debts When you find yourself in serious debt and realize that you are in over your head, the most important thing that you can do is to work with a debt consolidation agency to work out the best possible debt settlement that you can. A debt settlement is a way to satisfy your creditors by paying a pre-negotiated lower payment which they agree to accept as full payment for your debt.The first thing you should do when negotiating a debt consolidation settlement is to ask that th...
24. Bookmarks: 0 Secured Loan Debt Consolidation Secured loans make your creditors feel more secure about loaning you money. When someone takes out a secured loan, that simply means there is collateral to back up the money they borrowed. This could be a car, or more commonly, a house. There are pros and cons to getting a secured loan as opposed to a standard loan for debt consolidation.Home Equity Line of Credit - Perhaps one of the most common secured loans is the home equity line of credit. This loan amount is based o...
25. Bookmarks: 0 Secured debt consolidation loan: Pay off your multiple creditors through a single loan Secured debt consolidation loan is designed to consolidate your debts in a systematic and orderly manner. It helps you to organise your escalating debts in a single loan amount, which you can easily manage. Secured debt consolidation loan also turns off all your previous creditors to whom you are answerable every month.
26. Bookmarks: 0 Reduce Your Debt - How To Use Debt Consolidation To Get Yourself Out Of Debt Permanently Debt consolidation can get you out of debt permanently if you make it part of a financial plan. Within five years, you can have your unsecured loans paid off and on your way to debt-free living. The key is to plan for the future.Get Your Bills In OrderIf you are in the hole with debt payments, then debt consolidation may be your way out. Debt consolidation programs lower your interest rates on unsecured loans with creditors. With their low fee, they handle payments, a...
27. Bookmarks: 0 Online Debt Consolidation Services – Get Out Of Debt With Bad Credit Online debt consolidation services help you get out of debt even with bad credit. By developing relationships with your creditors, a debt consolidation company can help you reestablish a positive credit history by handling your payments. They will also lower your interest rates and provide a structured payment plan.Getting Out Of DebtDebt consolidation services basically act like your bookkeeper. You send them a check every month. From that amount, they pay your credi...
28. Bookmarks: 0 Introducing Some Comfortable Ways To Get Good Value Debt Consolidation. Traditionally, you amalgamate all your debts into one lump sum, owed to a single company, and get the old debts paid off by said company. They handle the paperwork.The catch is, to get this done, you pay a fee to the debt consolidation broker. So in effect you are still in debt, and are paying a fee on top.Also, debt consolidation agencies interpose themselves between you and your creditors; another layer of bureaucracy, more chance for something to go wrong.Also,...
29. Bookmarks: 0 How To Use Debt Settlement Companies For Credit Consolidation You work with a debt settlement company in order to in order to have a professional act on your behalf with your creditors to help reduce your debt balance. There are debt settlement companies who claim to be able to reduce your debt by as much as 75%. You will make your search for debt settlement companies easier once you understand what they are and what they do. If you know what to look for, your search will be easier, and you will find a good, reputable debt settlemen...
30. Bookmarks: 0 How To Get A Good Deal On Debt Consolidation. Get in there and haggle! What have you got to lose? For example, it is possible to get 25-50% off your credit-card debt, your credit-card account closed, and go on a payment plan instead.IMPORTANT: Make sure you stipulate to your creditors they are not to report you to credit referencing agencies as being 'late' with your payments, if you re-negotiate for lower payments. Then your credit rating will be unaffected.Take your time. Don't be too eager to settle. Hang the ...
31. Bookmarks: 0 How To Do A Credit Card Debt Consolidation? Credit card debt consolidation allows you to pay your current debts in 3-6 years and more card consolidate credit debt information will help you. Under a debt consolidation plan, terms and conditions change. The purpose of debt consolidation is to speed up your paying time and at the same time makes lower monthly bills.Always make sure that the new cost of the consolidated loan is truly less than what you are currently paying for to the various creditors. Not getting the ...
32. Bookmarks: 0 How To Do A Credit Card Debt Consolidation. Credit card debt consolidation allows you to pay your current debts in 3-6 years. Under a debt consolidation plan, terms and conditions change. The purpose of debt consolidation is to speed up your paying time and at the same time makes lower monthly bills.Always make sure that the new cost of the consolidated loan is truly less than what you are currently paying for to the various creditors. Not getting the lowest available interest rate has always been a problem faced b...
33. Bookmarks: 0 How Can Debt Consolidation Really Help You? Are you living from paycheck to paycheck? Can’t seem to make ends meet? And are you tired of being harassed by abusive calls from creditors? Then, opting for debt consolidation may be the best option for you. It helps relieve you of such calls and give you freedom from mental stress.
34. Bookmarks: 0 Guide to free debt consolidation There are innumerable people under debt who are plagued by the pressure of paying back their dues to collection agencies. This calls for consolidating their debts. Debt consolidation is a process that saves an individual from handling large debts of multiple creditors thru debt management program
35. Bookmarks: 0 Get Out Of Debt With Free Debt Consolidation We live in a world where instant gratification is the order of the day. So it is no wonder that household and company debt is at an all time high. To meet the demand of individuals and companies who cannot pay their debts there is an army of debt consolidation companies. Many individuals need help paying their many creditors as well as run their households. Debt consolidation companies offer advice and even take over the process of consolidating their debt.Which organizat...
36. Bookmarks: 0 Free Debt Consolidation Quote - How To Find A Good Debt Consolidator Online If you need to bundle your bills and creditors into one monthly payment, you may need a debt consolidation company. Unsure how to find one? Try looking for one online! By searching the Internet for a debt consolidator, you have access to hundreds of companies that can help you manage your finances and control your debt. To find one, try these simple tips:Do a simple search.Use your favorite search engine, like Google, Yahoo or Excite, to search for basic terms like d...
37. Bookmarks: 0 Free Debt Consolidation Loan Quotes Are your monthly bills piling up so high that you need an oxygen canister to climb to the top? If you’re anticipating being unable to make payments as they come due, take heart – there’s a way out. In case you haven’t yet heard of debt consolidation, is a single loan that is used to pay off all or most of your existing creditors. Debt consolidation can help your financial position in these ways:1. Payments on your debt consolidation loan total should be lower than your c...
38. Bookmarks: 0 Free Credit Card Debt Consolidation-Can You Really Get It For Free? Can you really achieve free credit card debt consolidation to help you get out of debt? Many people want to know the answer to this question, because obviously debt consolidation is a very appealing process, and debt consolidation companies can help you with this difficult process. This is because they will keep track of paying off all your creditors for you, and all you have to do simply make them a one-time payment each month.While obtaining free credit card debt consol...
39. Bookmarks: 0 Finding A Company To Consolidate Debt A debt management company can consolidate your debt and lower your interest rates by negotiating with your creditors. Debt management companies can also help you pay off your loans sooner. But before you sign up with a company, make sure your research their services, fees, and practices.Research CompaniesIt is important to research debt management companies to make sure you aren’t scammed out of thousands in fees. Legitimate companies offer a valuable service, charge ...
40. Bookmarks: 0 Do You Need A Company To Consolidate Your Debt? Once you’ve made the decision to take action to reduce your personal debt, the next step is a solid debt reduction plan. For some, that plan rests upon using the services of a debt consolidation company. But, do you need a company to consolidate? An important question, one that deserves real consideration.What Does A Debt Consolidation Company Do?In general terms, a debt consolidation company negotiates with your creditors to reduce interest rates and to create an ext...
41. Bookmarks: 0 Debt Settlement vs Debt Consolidation – Is There A Difference? Debt settlement and debt consolidation are not the same thing. While they both help reduce your debt, they each affect your credit score and pocketbook differently. Before signing up with any debt management company, make sure you understand the pros and cons of their approach. And of course, be a smart shopper before signing any contract.Debt Settlement – Instantly Eliminate Debt At A CostA debt settlement company gets your creditors to wipe out part of your debt imm...
42. Bookmarks: 0 Debt Settlement Vs. Debt Consolidation Debt settlement and debt consolidation both offer ways of reducing your debt. Debt settlement eliminates part of your loans, while debt consolidation reduces interest rates. Even though debt consolidation has the least impact on your credit score, there are cases when debt settlement is a better option.Lower DebtThe goal of both debt settlement and debt consolidation is to lower your debt. Debt settlement companies negotiate with your creditors to sometimes reduce the...
43. Bookmarks: 0 Debt Consolidation and the Benefits of Unsecured Loans Unsecured loans for debt consolidation are loans that do not require collateral. Debt consolidation loans are claimed to help debtors avoid bankruptcy, eliminate debts, terminate hassling creditors calls, lower debt payments, and one low monthly payment. Of course, no one wants to file for bankruptcy.
44. Bookmarks: 0 Debt Consolidation Services - 3 Things To Watch Out For With Debt Consolidation Companies Debt consolidation services can provide a valuable service by lowering your interest rate with creditors, enabling you to pay off your unsecured loans and bills in a short period. However, there are companies that would rather take your money than help you. To avoid such scams, watch out for the following.Low Monthly Payment ClaimsWhile debt consolidation companies can lower your interest rate which might lower your payments, they cannot negotiate lower minimum paymen...
45. Bookmarks: 0 Debt Consolidation Service Debt consolidation service is offered by many companies online. In most debt consolidation service programs a certified counselor helps you access your financial situation and help you create a spending plan that will allow you to live while taking care of your debts. A good debt consolidation service will also go so far as to negotiate with creditors, attempting to get you a better deal on your interest rates and payments.Many people find themselves in a situation where ...
46. Bookmarks: 0 Debt Consolidation Mortgage Loans - Using Home Loans To Reduce Debt Excessive debts cause a lot of worry and anxiety. Many people hope to become debt free. However, earning enough money to care for daily living expenses, while paying down credit card balances is challenging. There are options available to those burdened with debt. Owning a home has certain advantages. Debt consolidation mortgage loans are easy to qualify for, and provide enough funds to payoff creditors.Different Types of Debt Consolidation Mortgage LoansIf choosing t...
47. Bookmarks: 0 Debt Consolidation Explained It doesn’t really matter what type of debt you have – there are debt consolidation programs for everyone out there.Most people who are deeply in debt are not aware of the types of programs available to help them consolidate their debt, or that consolidating their debt can make it easier to pay off their creditors and become debt free.Taking part in a debt consolidation program can educate consumers about their debts and what they owe, and help them to develop a budget...
48. Bookmarks: 0 Debt Consolidation - Your Options And The Facts Debt consolidation is becoming a very popular method to get debt under control. Many people find themselves with numerous debts to numerous creditors.When this happens a person is paying out interest to each lender on each account, which can really add up. It take years to pay down debts individually. This is where debt consolidation helps.Debt consolidation is getting a single loan which you use to pay all your debts off. Then you have one loan payment to one lender....
49. Bookmarks: 0 Debt Consolidation - Types Of Help Available For Unsecured Debt Consolidation There are several types of help available for unsecured debt consolidation. You can choose to take out a debt consolidation loan to lower your rates and payments. You may also choose to use a debt consolidation programs, letting a third party deal with your creditors. And finally, you can turn to a credit counselor to help you find the best plan for your situation.Debt Consolidation LoansA debt consolidation loan is any type of loan you take out for the purpose of pay...
50. Bookmarks: 0 Debt Consolidation-Is It For You? Everyone gets to a point in their lives where they need a little help. These days with the high cost of medical bills along with the high interest rates for home loans and car loans, it is easy to see how a person could end up mired in debt in no time at all. There are answers and one of them is debt consolidation.Debt consolidation doesn’t have to be difficult and in fact is easier today than it has ever been. The bottom line is that creditors really just want their mone...
51. Bookmarks: 0 Deal With The Stress Of Unemployment - How A Low Interest Debt Consolidation Loan Can Help Losing your job completely or getting laid off can become extremely stressful. Creditors don’t seem to care that you’re unemployed, and they’ll continue to send bills month after month- and before long, you could use up all of your savings because most of the time- those unemployment checks just don’t stretch far enough to cover all of your living expenses. One way to deal with the stress that comes from being unemployed is to get a low interest debt consolidation loan. A ...
52. Bookmarks: 0 Credit Consolidation Can Help Settle Debt Problems The word debt consolidation is easy to understand. As its name implies, it simply means combining multiple debts into one payment. An advantage of one monthly payment rather than multiple is the need to no longer remember when each one is due and the track the interest rate each account carries. You will have one single payment with one interest rate. Debt consolidation services are one way to help individuals get relief from creditors and, particularly, those harassing credi...
53. Bookmarks: 0 Credit card debt consolidation program Credit debt consolidation program enables you to consolidate many debt loans with the help of a single credit loan. This also reduces the stress to pay many creditors with due amount at a fixed point of time.
54. Bookmarks: 0 Consumer Counseling Can Handle Debt Consolidation Debt consolidation is the act of taking all debts incurred by various creditors and consolidating them into one loan resulting in one monthly payment. When a majority of income is applied toward paying interest, an individual will be forced to accumulate more debt to meet routine expenses. This will place them even further into debt, as less of the payment is applied toward the principal balance. It also inflates their current interest payments made. Obviously, the higher you...
55. Bookmarks: 0 Consolidating your debt Debt consolidation is important especially when you owe lots of loans and debts to different creditors.
56. Bookmarks: 0 Consolidating Your Credit Card Debt Under a debt consolidation plan, terms and conditions change, it will allow you to pay your current debts in 3-6 years. The purpose of debt consolidation is to speed up your paying time and at the same time makes lower monthly bills.You have to make sure that the new cost of the consolidated loan is truly less than what you are currently paying for to the various creditors. Not getting the lowest available interest rate has always been a problem faced by consolidation loa...
57. Bookmarks: 0 Consolidating Debt? 5 Warning Signs Of A Shady Debt Consolidation Or Debt Management Company Unfortunately, not all debt consolidation companies are legitimate. To avoid the shady companies, educate yourself on the debt consolidation process and watch out for these warning signs.Quote Unusually Low Monthly PaymentsA debt consolidation company works with creditors to lower your interest rates. Creditors have predetermined rates that they will lower to, so every debt consolidation program will get you the same rates. But since 2004, creditors no longer accept r...
58. Bookmarks: 0 Consolidating Debt Through Bankruptcy Court There comes a time when many people have no choice but to seek bankruptcy protection from their creditors. If going through a debt consolidation specialist does not result in payments low enough to maintain a reasonable standard of living. When debts are overwhelming, bankruptcy through Chapter 7 may be their only alternative.Many people may prefer to seek protection under Chapter 13 bankruptcy but before a court will approve the plan, it will have to be shown the individ...
59. Bookmarks: 0 Consolidating Debt - Investing In Debt Management John Dewey had quoted that a person’s money had more value than their credit. However, today’s creditors, like banks, do not share the same view. A good credit file report history is essential for obtaining personal loans. However, the inability to repay personal loans causes people to avoid calls from debt collectors and to miraculously pretend to forget any debts owed to their creditors.The resulting fact is that all your banking, financial, purchasing, credit and store...
60. Bookmarks: 0 Consolidate Your Debts And Move Towards Financial Freedom Debt consolidation is a method by which all unsecured monthly bills are combined into one bill at a low interest rate. By going in for debt consolidation, you reduce the overall interest rates on your outstanding loan amount. You need to make out a single monthly payment to your debt consolidation company which in turn will disburse your payment between your creditors.There are many debt consolidation companies that provide a counseling session in which they will instruct...
61. Bookmarks: 0 Consolidate Debt Into One Monthly Payment Significant credit card debt is not unusual today with many individuals carrying credit card debt of $9,500 on average. With such balances and high interest rates ranging from 18-25%, debt management and debt consolidation services may be a good option if you ever want that debt to disappear. Debt consolidation can help you better manage your debt owed to several creditors by consolidating those bills into one single loan and, thus, one monthly payment. In addition, you will ...
62. Bookmarks: 3 Consolidate Debt And Eliminate Financial Stress Anyone with a high amount of lingering debt can testify to the burden it can be and the stress it can cause. Debt is continually on your mind. When you no longer have control of your debt, you face anxiety, depression and stress. It can affect the quality of your sleep and productivity at work. You make payments each month to a variety of creditors, all of whom wait each month to receive payment. If they do not get their money, they are ready and willing to call or write in s...
63. Bookmarks: 0 Consolidate Debts: Free Yourself Of The Debt Noose If you're looking for a way to pay off your bills in a more convenient way, consolidating your debts is a great solution. Consolidating your debts can help you gain control of your debts. You can save much money and hassle if you consolidate your debts the right way.When you consolidate your debts, you usually make a monthly payment to one creditor, as opposed to many different creditors. This can help reduce missed or late payments, and can help you catch up on your bill...
64. Bookmarks: 0 Building Online Debt Consolidation Loan as Defense against Debts Online debt consolidation loan is available online and thus offers freedom from most of the inconveniences associated with loans such as long waits for approvals, long-winded application process, standing in queues at the lenders office etc. They release funds for payment to the creditors really fast. Read more about online debt consolidation loan in the following article.
65. Bookmarks: 0 Bill Consolidation Company – The Best Time To Consolidate Debts Choosing the best time to consolidate debts depends on many factors. Although debt consolidation companies are very effective, many consumers are hesitant to receive help for managing their debts. Besides, if using a debt management service, some creditors will report third party assistance on your credit report. If this information is included on your reports, other lenders may consider you a risk.Knowing When to ConsolidateAlthough using a bill consolidation company...
66. Bookmarks: 0 Bill Consolidation Company - Comparing Debt Management Programs A bill consolidation company takes the hassle out of managing your debt. They handle your monthly payments, negotiations with your creditors, and repayment strategy for a small fee. Through reduced rates on your bills, debt management companies can save you years on debt payments. But before you sign up with a bill consolidation company, make sure they are skilled and have reasonable rates.Signs Of A Good Bill Consolidation CompanyBill consolidation companies work to ...
67. Bookmarks: 0 Begin The Debt Consolidation Process Today If you are in debt, and tired of answering harassing call and mails from various creditors, it is time to take action...
68. Bookmarks: 0 Bad Credit Debt Consolidation Loans An Opportunity Beyond Belief Coping with bad credit history is very difficult, especially if you have a multiplicity of creditors to contend with as well. That is where we see how debt consolidation loans can help us. This is what we see in this article as how these loans can help people with bad credit history.
69. Bookmarks: 0 A Loan For Debt Consolidation Allows You To Pay Several Creditors With One Simple Payment Paring Down PaymentsA Debt consolidation loan is the creation of one new loan for the purpose of paying off all other current loans and credit card debts.A loan for debt consolidation allows you to pay several creditors with one simple payment. A debt consolidation is considered a personal loan.The primary purpose behind debt consolidation borrowing is to lower your interest rate while providing the debtor with a monthly payment she or he can afford. It also preve...
70. Bookmarks: 0 Avoid the Hidden Pitfalls of Taking out a Debt Consolidation Loan When in debt, one usually turns to debt consolidation loans to get out of debt quickly. Debt consolidation loan is a loan that replaces all the loans you have. So instead of paying your numerous creditors individually, you only have to pay the debt consolidation loan a monthly installment. It is their duty to disperse the money to the other creditors every month.
71. Bookmarks: 0 Are There Risks Involved With Debt Consolidation Services? Are you currently carrying a massive debt load? Do you wonder if it another bill collector ever time your telephone rings? Do you wake up at night wondering if you’ve forgotten to pay something? If so you may want to consider seeking the help of a debt consolidation service.And if you choose a debt consolidation service that does not charge a fee, one that is already subsidized by many of the creditors that they aim to help repay, you could benefit even more because th...
72. Bookmarks: 0 Why Late Payments Haunt You For 7 Years Did you ever wonder why a negative item has to stay on your credit report for 7 years? This question has been circulated for many years, and no one was able to give an answer other than what is stated in the Fair Credit Reporting Act (FCRA). I always wondered what the answer was myself, but was never satisfied just knowing that someone just decided to use the magic number 7.Well, upon research I think I found out why creditors, banks and other companies you do business wi...
73. Bookmarks: 0 Regaining Financial Health Do unpaid bills cause you to lose sleep? Are you being hounded and harassed by creditors? If the answer is yes to these questions, don’t fret too much because you are not alone. Many people nowadays are having trouble paying their debts.A person who is unable to pay his debts as they fall due for a number of reasons may be declared bankrupt by himself or by his creditors. You are in financial trouble if:1. You are living beyond your means or spending more than what yo...
74. Bookmarks: 0 What is Podcasting? Odds are you’ve heard the term “podcasting.” It was even selected by the editors of the New Oxford American Dictionary as the Word of the Year for 2005. But what exactly is it?In its simplest terms, podcasting is a method of publishing audio files to the Internet, which can then be automatically downloaded to a computer, iPod, MP3 player or other portable media device.
75. Bookmarks: 0 Attention Women Authors! Get Your Articles Noticed by Magazine Editors Perhaps you would like to become one of the women who write for magazines. Here are some magazine submission tips that will help you get started.
76. Bookmarks: 9 It’s Good To Be A New Writer: Breaking The Myth That Experience Is Everything There’s a rumor out there in the publishing world that an editor won’t even look at the work of a new writer. It might be true for certain types of writing, but after interviewing hundreds of editors, I’ve found that most are more open to new writers than you might think. And there are a few major benefits to being a new writer too. So before you spend too much time trying to work out how you can appear to be a published professional writer when you’re not, consider takin...
77. Bookmarks: 0 Handy-Dandy Guide To Automatically Reading Blogs I keep coming across people who are not familiar with RSS and how it can simplify your life if you’d like to keep current with a range of blogs. When you open a morning newspaper you read stories from around the world assembled by editors from hundreds of sources (wire services, reporters). The paper prints the same news for every reader - you choose which stories to read. Instead of relying on a editor to choose the news, how would you like to have a ‘morning newspaper’ ...
78. Bookmarks: 0 Building a Website is Easy The thought of building a web page may be a daunting one, however they are quite easy to build and do not have to be expensive. There are many free editors online that make great web pages, and within a couple of hours anyone can have a professional looking website.
79. Bookmarks: 0 Filling and Packaging Industry Articles and Press Releases A new article directory has just been released to the world wide web. As the name suggests, Filling-And-Packaging.com is not a standard article directory, but is very dedicated to the filling and packaging industry. Unless most packaging industry related news directories that charge huge amount - sometimes several hundered or even thousand of dollars on membership fees, Filling-And-Packaging.com is - and will always remain - totaly for free! Editors and marketing people...

80. Bookmarks: 0 How Can You Write For Fun And Profit? You really can profit from writing only about what interests you. Don't worry about the market or the editors. Write for yourself. Not only will it be more fun and rewarding for your soul but for your checking account as well.
81. Bookmarks: 0 Writing For Magazines If you want to make it as a professional writer, you will eventually need to be branch out into the world of magazines. While many new writers are intimidated by the major magazines and editors, it is important to realize that they are not so different from any other publication.
82. Bookmarks: 0 Why Don’t Magazine Editors Like My Article Ideas? Whether you’re a professional magazine writer with decades of experience or a not-yet-published freelancer, you are bound to get rejection notes. Editors don’t always explain clearly why they’re saying no. Some reasons have nothing to do with you and others have everything to do with you, while many other reasons rank between those two extremes.To succeed as a freelance magazine writer, you must do your best to optimize the factors within your control. Then accept the rej...
83. Bookmarks: 6 What Magazine Editors Value From Freelance Writers Ask a bunch of aspiring magazine writers what editors are looking for when they read article queries and I'll bet most of them answer, "good article ideas."Well, sort of. What editors most want to find in queries are good article ideas from writers who have an appealing edge over other writers. Contrary to what most beginning freelancers think, that edge need not be writing talent. A good many other qualities, some of which don't show up in a query, make a writer valuable...
84. Bookmarks: 0 What Gets A Book To The Top Of The Bestseller List? The business of books is big business with 172,000 new titles released in 2005 and sales in the United States of about $40 billion. But what makes a book successful? Are there any common characteristics that can spur on sales? As part of the research for "The Making of a Bestseller" Dee Power and Brian Hill, the authors, surveyed over 100 editors and agents to answer those questions.*Previous Success is the Key Indicator of Future Success *Editors and agents are in ag...
85. Bookmarks: 5 What Do Bestselling Authors Have In Common? Nine Characteristics That May Surprise You.In writing "The Making of a Bestseller: Success Stories From Authors and the Editors, Agents and Behind Them," (Dearborn Trade, 2005), we wanted to find out what separates the publishing industry elite, the bestselling authors, from all the thousands and thousands of writers who aspire to someday make the bestseller lists. We interviewed 24 of today's most popular authors, some of whom have endured on the bestseller lists for dec...
86. Bookmarks: 0 Small Wonders: The Power Of Independent Publishers And Invertebrate Creatures Over the course of the past decade, authors and readers alike have been heard to utter a collective groan of dismay as the once elite publishing industry continues to resemble the multiplex tripe factory of Hollywood, churning out one cookie cutter product after another.This situation would be funny (considering the supreme cultural snobbery most New York-based editors feel for their moviemaking brethren on the opposite coast) were it not for the fact that each new conglo...
87. Bookmarks: 3 Self Publishing Your Own Book: When Should You Consider It? Self publishing your own book is one of the publishing industry's dirty little secrets. Mainstream publishers, editors, and authors easily dismiss self publishing and print on demand publishing as a rip-off for both the writer and reader. After all, if the writer was a real writer then they could find a real publisher, right? That has been the conventional wisdom for a long time but in today's modern, technological society that conventional wisdom does not always hold true. S...
88. Bookmarks: 15 Scams, Schemes, And Shams: Who Can An Author Trust? Authors in their quest to get published can fall victim to scams. Here's a few tips to help you avoid the traps. Online Matching Services and Email Blast ProgramsThese services, for a fee, put your query letter, synopsis and first chapter online. Acquisition editors and literary agents then have the opportunity to peruse the offerings. You have to ask yourself if you truly believe that the average literary agent, who receives 1100 unsolicited queries a year, has th...
89. Bookmarks: 0 How To Find A Literary Agent -- Or How They Find You How to find a literary agent is the first lesson new authors must learn. Is is hopeless? Do you have to be published to find a literary agent? Fortunately the answer is no.We asked over 60 successful literary agents:Where Do Agents Find Clients?Referral from one of their other clients 39%Direct contact by the writer 33%Referral from editors and publishers 9%Referral from other authors not their clients 8%Referrals from other agents 5%Attendance at write...
90. Bookmarks: 26 How To Be Your Own Editor There is a stigma associated with writers turning to editors for assistance with their work. Some people see outside editing as an unfair advantage, a form of literary cheating. Writers are expected to be able to objectively evaluate their own work. Interestingly, this is exactly the opposite of what one finds in other professions.
91. Bookmarks: 0 Great Technical Writing: Beware Of Your Editor/love Your Editor OverviewYour editor should be an integral part of your writing team. Do not think of him/her as a judge, but rather as a resource to help you in all phases of the writing project. This article will help you overcome any fear of your editor, and how to effectively use your editor during the writing process.Beware of Your EditorSome of the changes that an editor might suggest could make the User Document more difficult for your Reader to understand.Improving You...
92. Bookmarks: 10 8 Steps To Writing A Great Children's Book Manuscript Let's face it: some kids just don't like to read. Increasingly, parents, teachers, librarians, and editors are looking for books that will appeal to reluctant readers. When I was writing The Best Books for Kids Who (Think They) Hate to Read (Random House), I read hundreds of children's books, old and new, that I thought would fit the bill. I discovered that there are eight qualities possessed by great books for reluctant readers, and to my surprise some of my childhood favori...
93. Bookmarks: 3 Winning Freelance Work: Beat The Skeptic I’ve spoken to hundreds of editors, employers, and project managers about how they choose a freelancer for a job. Whether they were reviewing job applications or considering project bids, they all had one thing in common. As every one of them started to look at the applications, they had their skeptic’s hat on.How a Project Manager ThinksHere are a few quotes from project managers and employers to show you exactly how they think.1. Jaime, Editor – “The First Elimi...
94. Bookmarks: 2 How To Get Noticed By Editors And Publishers: Make Your Strengths Shine To be a successful writer and get noticed, being good often isn’t good enough. You have to shine. You have to have something that puts you above all others. Of course though, nobody is perfect. Everyone has faults and flaws. But everyone has talents and abilities too. What’s your talent? Find your talent and focus on it. Develop it. Showcase it in your writing so it really shines through. Remember, one thing that stands out is far easier to notice than ten things that are...
95. Bookmarks: 0 Break In With Fillers: The Best Market For New Writers Interested in breaking into writing or breaking into a new area? You can’t go past writing fillers. Fillers are one of the most overlooked opportunities in the freelance writing world and offer one of the best opportunities for new writers.Fillers Are In DemandI’ve spoken to hundreds of editors and been told over and over again that fillers are the one thing they never get enough of. Most publications tend to publish more freelance fillers than they do freelance artic...
96. Bookmarks: 0 3 Low Cost Ways To Meet Agents & Editors These days it's common knowledge that it's hard to meet an agent or an editor through an unsolicited mailing. They are more likely to pay attention to a submission coming from someone they have met in person. To that end, writers flock to conferences so they can get some face time with real live agents and editors. And that's great. I believe writers should get out and network. But those conferences can be pricey. It's best to combine attending conferences with a few other st...
97. Bookmarks: 0 A Publisher’s Rant – A Checklist of Items Assuming you’ve read my rants on articles, you may want a checklist of items to consider for future articles. I am at your service.

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