Net-Teams - Bookmark Tag consumer

There are 100 articles associated with the tag consumer!

#	Total Bookmarks	Article Title/Link and Description
1.	Bookmarks: 0	Reliable and Fast UK Essay help Dissertation writing experts is custom dissertation writing service. We offer custom dissertation help UK to students to complete their research papers and dissertation work with standard quality and format. The differentiation of our services comes from experience and expert writers. Our custom essay help UK is recognised as academic aid among students. We offer reliable essay help UK as we follow UK laws and protects consumer rights by maintaining their privacy.
2.	Bookmarks: 0	How To Create A Fairer Tax Environment There are 44,000 pages in the Internal Revenue Code (IRC) alone, 5.5 million words, incomprehensible at best. Obviously, there is a lot more to be said about each of the ideas that follow. Here are the top survey ideas; the first two were discussed in previous results articles as consumer spending enhancers and job creators, respectively.
3.	Bookmarks: 0	How To Stimulate Consumer Spending And The Economy --- The Romney Plan? The single, easiest, fastest, biggest, consumer-spending instant winner bonanza is not even a twinkle in an old politician's eye --- and there are far too few new politicians. Replace the Social Security Retirement Program with a plain vanilla pension plan, pre-funded by smaller, mandated employee contributions.
4.	Bookmarks: 0	Who Wants To Be President Of The United States - Investment Politics The objective of the exercise, Barack, is to permanently place more disposable income in consumers' wallets while providing incentives for employers to hire more workers. There are three areas where the impact of reforms would be beneficial to all, irrespective of political sentiment. Social Security reform would benefit the most people, most quickly
5.	Bookmarks: 0	Motorola DEFY MINI Available in UK as SIM Free Gadget The Motorola DEFY MINI which was announced two months back at the Consumer Electronics Show is available in UK now as a SIM free device. The gadget comprises of the features like Bluetooth 2.1, Wi-Fi, GPRS, 3 MP camera and many more.
6.	Bookmarks: 0	US Congress Passes 3 Free-Trade Pacts The deal is expected to reduce prices for American consumers and increase foreign sales of American goods and services, providing a much-needed jolt to the sluggish economy.
7.	Bookmarks: 0	Two prestige award won by the Samsung Electronica for the year 2012 at World’s Largest Mobile Consumer show. This year has been the most prestigious year for Samsung Electronics. The best smartphone and Device Manufacturer title award has been given to Samsung Galaxy SII. With the wide success of the product the company planned to add a new growth with launch of Galaxy SIII.
8.	Bookmarks: 2	Emerging Technologies In The Vending Machine Industry Vending machine technology has gone through a lot of changes and improvement over time. Nowadays, people live in a fast paced world. Consumers are always in a hurry and have always wanted for a convenient access to the things they need. With this need comes the emergence of vending machines and these days, the vending industry is on of the fastest growing industries in the world.
9.	Bookmarks: 11	Create Your Own Shopping Mall and Work from Home Because the amount of money consumers spend online is at an all-time high, one of the best businesses you can launch is an online shopping mall.
10.	Bookmarks: 1	Consumer Directed Healthcare - A New trend In post liberalisation India the healthcare industry is waking up to the fact that the consumer has to be pursued and enticed into visiting healthcare facilities of a particular brand and to buy healthcare products of a particular brand.
11.	Bookmarks: 11	Consumers Get in Touch With New Technology No matter who you are or where you are, you are likely feeling the growth of touchscreen technology.
12.	Bookmarks: 0	Is The American Express Blue Card For You? American Express may have been identified with high end credit card products that are more suited to the financial capability of the wealthy. In its bid to make the company cater to every consumer in the social strata, American Express has launched the American Express Blue Card for those who do not want to maintain expensive credit cards.With the American Express Blue Card, credit card users can now look forward to having more spending options but without the annual pay...
13.	Bookmarks: 0	The Problem With Timeshares And Vacation Rentals There are more disadvantages to purchasing and renting timeshares than there are advantages. Due to high front end costs, annual fees and inflexibility, timeshares are steadily decreasing in popularity. Consumers are trying to find better ways in which to travel
14.	Bookmarks: 0	Fight Fees With Low Fee Credit Cards Do you have credit cards? Do you know exactly which fees you pay, and how much of your monthly payment is devoted to such fees? If not, you’re in good company; too many of us don’t know exactly what we’re paying for when we make our monthly payments. And card companies have been accused of making credit card terms and conditions too complicated for the average card holder to understand. What’s a consumer to do?First, know what’s out there. Fees come in the form of a...
15.	Bookmarks: 0	American Express Blue – Style And Status In One Affordable Package Once upon a time a credit card was perceived to be nothing more than a piece of plastic used as a convenient form of payment, and it was quite common for a consumer to stick to the same credit card for many, many years.This has changed. The fierce competition between credit card issuers and the concomitant overabundance of credit card products have commoditized the plastic. Consumers are becoming increasingly discerning and decidedly less loyal. It is not uncommon for a c...
16.	Bookmarks: 0	3 Little Known Tips To Buying Fitness Equipment Did you know that buying fitness equipment for your home isn’t really that difficult? It’s true that the world of fitness equipment can seem like a maze at times and that there are literally hundreds of different types of fitness equipment pieces that might work well for your home arrangement. However, with a little guidance, the process really isn’t that hard and you will be amazed at the bargains that you can find if you just dig a little deeper than the average consumer ...
17.	Bookmarks: 0	Financing Can Make Seemingly Impossible Goals Realistic There are countless business and personal scenarios where financing can help open up the doors to unforeseen opportunity. Financing can make seemingly impossible goals affordable and realistic. When seeking financing, lender selection is one of the most important considerations for the potential consumer.
18.	Bookmarks: 0	Eliminating Compounding Interest with a Second Mortgage Debt consolidation can be a confusing subject. There are many conflicting views on what a consumer buried in credit card debt should do to get back on their feet. These conflicting views have everything to do with the fact that the best solution is always unique to the individual and if you’re in trouble you should do your homework. The next move you might want to consider is a debt consolidation loan and if you own a house, a home equity loan or second mortgage might be worth considering
19.	Bookmarks: 0	Discover The Value Of Canny Mortgage Research. You hear people griping about the cost of consumer products these days. The socialist-student-worker-miser believes capitalism is inherently wicked. Someone is out to screw him. The truth is 'yes', someone is out to screw you, and will, but only if you let them. They're not obliged to get you the best deal, and you're not obliged to take the first deal they offer. Don't let your greed for a mortgage override your good sense. If a deal seems too good to be true, it probably is...
20.	Bookmarks: 0	Christmas 2005: Bargains Galore! Merry Christmas; now start shopping! Retailers have their work cut out for them this year as they persuade consumers to shop in the face of higher fuel costs, rising mortgage rates, and credit card changes. If you are looking for a bargain, just you wait and see!
21.	Bookmarks: 0	China: Getting Your Business Started One would surely do everything he can in order to succeed in venturing into the industry of consumer market. The demand seems to never die especially for the necessities. The more choices the consumers have, the better the industry does. So if you want to get a kick start on making a living in the industry of consumer market, stop wasting time and let’s get started.
22.	Bookmarks: 0	The Time Value of Money The time value of money serves as the foundation for virtually all topics related to consumer and business finance.
23.	Bookmarks: 0	Beat the Credit Blues With American Express Blue for Business Plastic rules. 90% of all small business owners have realized this and make use of credit card convenience on a day-to-day basis. According to a survey of small business credit card holders, which was released by SurePayroll in April 2007, small business owners are far more circumspect than the average personal credit card consumer in managing their credit card accounts. However, there is more to managing credit cards than simply paying on time. Optimizing your business' cash flow and minim...
24.	Bookmarks: 0	Study Shows Americans Need to Get Financially Fit Most Americans lack basic understanding when it comes to their credit score and personal finance, according to the results of a survey by consumer advocacy group Consumer Action and financial services provider Capital One.
25.	Bookmarks: 0	Avoid Credit Card Balance Transfers Pitfalls Despite many card providers suffering falling profits and staggering rises in the level of bad debts, competition is still rife within the market and providers continue to launch headline ‘best buy’ deals. Andrew Britchford, credit card analyst from Moneyfacts.co.uk explains how consumers can avoid some of the common pitfalls associated with credit card deals and make the best of the offers available. Choosing the right card can be more complicated than you may think.
26.	Bookmarks: 0	Advertising Your Genes Customers pick the best product. Women pick the best genes. Well, not quite.Every soy sauces claim to be number one.Who knows which one is?Consumers do not pick which one is best. Consumers pick which one looks best.Well, you see, like anyone in the world, women do not pick the best genes. Women pick the best looking genes.How do they know?All products, including sperms, require advertising. That advertising can actually hurt gene pool, or even life su...
27.	Bookmarks: 4	Sales Secrets for Entrepreneurs: Increase Profits in 12 Months Flat Through Consumer Education Programs! When you SELL, you're breaking rapport. No one wants to be sold. When you EDUCATE, you are building rapport. You can attract far more prospects to look at your offer by providing an education than you'll ever get by simply offering your products or services.
28.	Bookmarks: 17	How To maximise The Advertising With Minumum Cost Or No Cost Advertising had long since been a major determinant of a business' success. This would include the presentation of the product / service to the consumers. What really matters is how it is presented to the target market to be able to capture it.Whatever the package, the ad media also plays a great role in determining the success of the product or service awareness.What may be its advantages over other proven medium like the best-selling TV ads?
29.	Bookmarks: 7	Creating an Effective Advertising Campaign Talk to almost any advertising agency, or Fortune 500 company exec about advertising and promotion, and you will almost certainly hear the buzz words fragmented advertising and consumer-centric campaigns and long discussions about the many pitfalls and difficulties of creating effective advertising campaigns today.
30.	Bookmarks: 4	Taking a Page from Richard Thalheimer's Book Richard Thalheimer is a well respected business man and entrepreneur. This article describes how Richard Thalheimer broke into business and what endeavors he is now pursuing in order to improve the consumer online retail experience.
31.	Bookmarks: 4	Paying Off Debt The Debt I refer to here is Consumer Debt that is linked to the acquisition of lifestyle comforts, whims or desires.This type of debt can really leave you with economic insecurity and a limited financial future is best avoided. Entering into debt for business reasons or to accumulate assets is often necessary and indeed wise as long as it is part of a well thought out Business Plan or Investment Strategy.How start Paying off debt.If you have any non-mortgage debt,...
32.	Bookmarks: 2	Making Money With Licensed Sports Apparel Research shows that the sports apparel industry grows by more than 5% each year. This is as people have become more health conscious and want to be fit and look like those stars often seen on television.Coming up with a brand may be difficult since there are a lot of players already competing in the market. The best thing to do now will be to sell these licensed sports apparel to consumers either by putting up a shop or setting up an online store.The first that the pe...
33.	Bookmarks: 4	Hope For Sub-Prime Consumers As the Editor in Chief at Crediteria.com, I have seen first hand the suffering that is going on with the sub-prime credit card and housing market. Banks and loan brokers were issuing loans to those with marginal credit to make a fast buck.What’s sad is these loan sharks were out there cashing in on the hopes and dreams of those with low annual incomes and marginal credit, offering sub-prime consumers mortgages and credit cards. After all, the American dream is really owni...
34.	Bookmarks: 1	Entrepreneurs Don't Have Average Credit Scores Fair Isaac, the company that develops the formula to determine credit scores looks at the average statistics of consumers and factors that into your score, called a (FICO). According to Fair Isaac the average consumer will have: · One inquiry on their personal credit report in a given year· 54% of credit holders carry a balance of less then $5,000 on all debts other then a mortgage· Have access to $12,190 on all credit cards combined
35.	Bookmarks: 3	Getting To Know Your Business Credit Card Business owners are becoming increasingly dependent on business credit cards, albeit not quite to the extent that individual consumers rely on their personal credit cards. This dependence on business credit cards is mainly due to its usefulness in transacting and because it provides instant credit when needed. Realizing the huge potential of the small business market, more and more credit card issuers have come up with business credit card packages specifically designed to meet the needs of...
36.	Bookmarks: 0	Mexico: A Many Layered Land Mexico is distinguished as a country of parallel realities, countless contradictions and staggering disparities. It is a country where ancient cultural tradition meets spring break debauchery and mass consumer industry collides with indigenous craft. Mexico’s extraordinarily long and tumultuous history can account for such modern juxtapositions, as highly developed civilizations have inhabited the region for nearly 3,000 years.
37.	Bookmarks: 0	The Bowflex Home Gym System The Bowflex has been first made popular through the media of the Infomercial, which is a 30 minute television presentation. It is now being broadcast all over the Internet in a variety of ways, including in consumer forums and consumer reviews. If anyone wants to learn about the Bowflex machine all then have to do is search with the word “Bowflex” in a favorite Internet Web browser. A well of useful information is available to those who want to tap into the information ab...
38.	Bookmarks: 0	How To Us A One Time Credit Card A lot of people are worried about using their credit cards online and rightfully so. It is no secret that there are many crooks out there in cyber-land whose sole purpose is to cheat as many consumers as possible in order to make a profit. Many of these credit card scams are incredibly sophisticated and hard to detect. So what can the average consumer do to foil their plans? One easy solution is to use one time credit cards for your online purchases.What is a one time cre...
39.	Bookmarks: 0	Fixed Rate Mortgages More Popular Than Ever The Council of Mortgage lenders recently reported that an amazing 71% of all mortages and remortgages in April 2006 were arranged on fixed rate terms, that’s 17% higher than the same period last year. The increasing attraction of fixed rate deals is a product of the attractive offers being made by lenders together with a desire by consumers to lock-in to the current low rates for as long as possible.The balance shifted slightly towards new mortgages and away from remortga...
40.	Bookmarks: 0	Confidence In Variable Rate Mortgages On The Increase According to a recent report consumers confidence in variable rate mortgage products is on the increase in the UK.
41.	Bookmarks: 0	Consumer Confidence In Banking Takes A Hit One industry professional stated that consumer confidence in banking and finance was already fairly low, and added that the recent turmoil with Northern Rock has contributed to this lack of confidence.
42.	Bookmarks: 0	Bird Flu No Risk To Poultry Consumers News about avian influenza--often called bird flu--is everywhere these days. But American consumers needn't worry.
43.	Bookmarks: 0	Risks To Avoid When Buying Medications From On-line Pharmacies With the increasing price of prescription medications, many consumers are finding it more difficult to afford the price of prescriptions. Due to this, many such consumers are looking for alternate ways to find affordable medications. One of these avenues are purchasing medicines online. While doubtless it is possible to save a good bit of money by purchasing medicines online, consumers should be aware of all the facts; including risks, before buying online. Risk # 1 - Inf...
44.	Bookmarks: 0	Credit Card Processing Security Concerns As an online merchant accepting credit card payments, you have numerous security issues that you must be aware of for the safety of your business and your consumers. At this time, there are two main aspects of credit card security for credit card processing, including “AVS” and “CVV”. Both allow credit card transactions to be completed anonymously over the internet, and any merchant accepting credit cards online should require both forms of information of your customers....
45.	Bookmarks: 0	Cash Back Card – Buy To Save! Credit card cash back offers have the potential to change the way consumers spend their money. Who would have thought that you could get money just by spending some? With banks rolling out credit card rebates, saving has turned out to be the latest aspect of buying. Consumers can now choose from a wide choice of rebate credit cards according to their specific needs.Cash Back Card – What Are They All About?A cash back card is ideal for shopaholics! The promise of getti...
46.	Bookmarks: 0	Customer Acquisition Specialists and Performance Based Marketing TheMediaCrew is a leading performance-based marketing company with enabling technology that connects marketers to consumers through a comprehensive set of email marketing and online media services
47.	Bookmarks: 0	How To Negotiate Real Estate Deals On the Internet Negotiating a successful real estate contract, whether in person or on the Internet, requires communication skills and the ability to create an environment of trust and cooperation. As much of consumerism shies away from personal or direct selling, real estate is one product that most predict will hold on strongly to the personal approach.
48.	Bookmarks: 0	Using A Loan For Debt Management And Counselling One option that many people take when they find themselves in debt that they can not rid themselves of alone, when the bills are piling up and can't be paid off, is the option of a debt consolidation loan. Individuals who select this method have often rejected other methods such as debt counselling. Debt counselling requires a lot of face to face interaction, and some people do not feel comfortable in this situation. In addition, consumer debt counseling entails an applicatio...
49.	Bookmarks: 0	Strong Housing Gains Driving Economic Growth Consumer spending, increased investment and a hot housing market have led the UK economy to beat first quarter predictions.
50.	Bookmarks: 0	Home Equity Loans – The Pitfalls Of Releasing The Equity In Your Home House prices have been rising fast all over the UK over the last couple of years. Many people are experiencing a significant increase in their overall wealth as a result. In the United States, this has been termed the ‘wealth effect’ with an increase in the value of people’s homes being recognised as creating the confidence among consumers to borrow and spend more money and thus fuel the economy. The very same trends can be witnessed in the UK where people are using the equit...
51.	Bookmarks: 0	Life Insurance Quotes For The Consumer To gain your business many independent life insurance brokers and many insurance companies now offer free life insurance quotes on the web. Many allow you to compare their rates with those of their competitors. But comparing rates is not always the answer. It's important to research the companies premiums as well as their ratings.An insurance company's financial strength is important in that you will have comfort and confidence knowing that they will be able to pay your c...
52.	Bookmarks: 0	Projected U.S. Home Sales in 2006 - Consumer Real Estate Confidence Highest In Three Years The real estate market in 2006 is expected to increase as the second best year in history for real estate. The average median price for homes for sale will continue to increase, although at a slower pace than last year’s 10.5%.
53.	Bookmarks: 0	Tis The Season To Build Up Your Debt The holiday shopping season is almost over. Sales are down a bit this year, and with good reason. Most people have less money to spend, and less confidence on receiving a boost in their income anytime soon. Consumers however, are still heading to the mall to catch all the bargains that retailers have to offer. The reason of course is to find those perfect gifts, along with the satisfaction of finding a great deal.Retailers are hoping the last weekend of Christmas shopping...
54.	Bookmarks: 0	Testimonials: A Marketer’s Best Friend Testimonials are a great way to build consumer confidence in your product. Hearing from other people who have purchased the product and are satisfied with the results goes a long way toward making sales. Testimonials can range from short blurbs (a sentence or two, or a paragraph) to letter-length endorsements. The blurbs are great for interspersing with the text of your autoresponder messages; longer testimonials are excellent for posting on your web site.How do you get t...
55.	Bookmarks: 0	Password Protection Tips for Online Shoppers Online shopping was once seen as quirky and impractical, but it has proven that not only is it a viable consumer option, it is also a mega pipeline for billion dollar businesses.
56.	Bookmarks: 0	Ecommerce Website Design’s 6 Common Mistakes E-Commerce websites present small businesses with an ideal cost effective method to expand their business and cut operating costs. Recent trends indicate that changes in consumer behaviour patterns have led to a wide spread increase in the number of E-commerce websites for small business. Ecommerce is a highly competitive field and small businesses need to utilise professional ecommerce websites in order to stay ahead of their competitors. This article discusses the common web design mistak...
57.	Bookmarks: 0	Changes afoot in the broader real estate market With consumer debt, fueled by mortgage refinance, coming to a head, the ripple effect will be felt throughout the residential real estate market, and subsequently the commercial market. Investors would do well to heed the warning signs.
58.	Bookmarks: 0	Is Debt Settlement The Right Choice For You? If you’re in way over your head financially, and you’re struggling just to get by each month, there’s a good chance that you’ve taken a long and serious look at your options to become debt-free. You’ve probably read more than you care to know about consumer credit counseling, bankruptcy, debt consolidation and debt settlement, but your diligence in finding a solution to your financial predicament has led you to believe that debt settlement may be a viable option.The...
59.	Bookmarks: 27	The Strategy Is the Brand The brand strategy is the translation of the competitive strategy into a language of promises made to the consumer.
60.	Bookmarks: 18	The Benefits Of Branding Branding is the process of creating distinctive and durable perceptions in the minds of consumers. A brand is a persistent, unique business identity intertwined with associations of personality, quality, origin, liking and more. Here’s why the effort to brand your company or yourself pays off. 1. Memorability. A brand serves as a convenient container for a reputation and good will. It's hard for customers to go back to that whatsitsname store or to refer business to th...
61.	Bookmarks: 13	Raise Your Elevator Speech To The Top Floor With Powerful Emotions If your elevator speech sparks a buyer's curiosity, it's only doing half the job. Your elevator speech should not only spark curiosity but also awaken powerful emotions. Small business owners can learn success from the Madison Avenue and branding experts about how to design advertisements and messages that drive consumers to feel and act upon their emotions.While networking with other business leaders, I'm often surprised at how few utilize these techniques to their advan...
62.	Bookmarks: 12	Nation Branding and Place Marketing - VIII. The Psychology and Demographics of the Consumer The country's customers are its investors, tourists, traders, market intermediaries, NGOs, and office-holders in other countries and in multilateral institutions. Understanding their psychology and demographics is crucial. Their interactions with one another take place in a complex environment, affected by governments, social forces, cultural factors, and markets.
63.	Bookmarks: 18	Marketing in a Mobile Age: Trucks Add Fuel to Advertising In summary, whether businesses are large or small, local or national, they have one thing in common: the need to promote a product or service to consumers. Truck-side ads are an affordable and effective alternative.“Today’s marketing must engage the consumer,” offers Sage, “With the average American being exposed to over 600,000 media messages a year, any medium that pushes through the clutter is impressive and that’s just what this one does.”
64.	Bookmarks: 19	Joining The Conversation Brand marketing is all about enhancing the mindshare of one's products or services. The aim is for your brand name to be at the top of the consumer's mind at the mere mention of generic terms relating to your company's services.
65.	Bookmarks: 13	Creating Brands That Provide Psychological And Social Benefits Beyond The Product The main reason for the general fascination with brands is their ability to provide the consumers an extra value in addition to what the product\service\company themselves can provide. A value which becomes the major motivation for consumers to desire the product.
66.	Bookmarks: 8	Crazy about Packaging Packaging makes a world of difference. It could be the same product, but with a different packaging and consumers go wild! Freelance Graphic Designer and Writer who normally strategizes such branding and packaging designs finds herself a victim of her own trade.
67.	Bookmarks: 18	9 Packaging Trends That Will Connect You With Consumers Today’s consumer is a moving target. Choosing the right consumer and the right demographic to target is an important decision. Monitoring what is hot and what’s not can dramatically influence a package design’s success or failure. Package design is an integral way to connect with your customer. But do you clearly understand the needs and wants of these elusive markets?
68.	Bookmarks: 0	Health Food Supplements - Consumer Guide Health food supplements are one of the hottest selling products in the market these days. Their total consumption values billions of dollars in the U.S. alone. Recent surveys show that more than half of the adults in the U.S. consume health food supplements in different forms, such as tablets, capsules, powders, soft gels, gel caps and liquids.The increased consumption of health food supplements can be attributed to public awareness of health issues and improved standard ...
69.	Bookmarks: 0	Green Living And Your Neighborhood Green living is no longer a vague term known only by environmentalists. One of the ways we know that an important social trend has hit the big time is when major consumer providers adopt the term. Just about every major influencer in our society from Walmart to national broadcasting networks, are using the term to promote products and attract audiences. Green living is a welcome lifestyle that individuals, families and companies are choosing to ensure that the things they do ...
70.	Bookmarks: 0	Under The Radar Advertising Strategy That Pull Sales All Day Long! Discover the power of using advertorials in your advertising strategy. This Under The Radar strategy has the ability to bring in more qualified buyers than all your other advertising strategies put together. Advertorials lend themselves to a degree of objective credibility to you as the advertiser, as well as make the advertising pitch most believable even to the most skeptical of consumers.
71.	Bookmarks: 0	Soft Marketing Strategies Whether you are marketing on-line or off-line, your potential customers are scared, scarred, and skeptical. Consumers, today, are quite resistant to sales messages.
72.	Bookmarks: 5	Gain Publicity for Your Home Business Your home business thrives on promotion. If you own a Web site, you probably understand the importance of continual promotion to receive targeted visitors. Publicity is one of the most inexpensive and effective ways to help consumers learn about your home business.
73.	Bookmarks: 0	UK Mortgage Payment Protection Insurance Doesn’t Have To Be A “Rip-Off” UK mortgage payment protection insurance has been on the receiving end of some negative publicity recently due to some consumers having been mis-sold this cover. However, despite this, if you buy from a reputable source, it is a very worthwhile product to have in your corner if you should find yourself out of work after suffering from an accident, illness or if you should become unemployed.Although the product has been given a bad name it is important to remember that it ...
74.	Bookmarks: 0	Should You Timeshare Or Not? Timeshares are a large part of the vacation travel industry. Travellers who cannot afford to own a home abroad, or who don't want the worries associated with exclusive ownership, often see timeshare as an affordable alternative. However, unscrupulous salespeople, poorly maintained properties and unexpected hidden costs have brought a lot of bad publicity to the industry. A well-informed consumer can avoid the common pitfalls.It is always risky to buy property sight unseen, but many peo
75.	Bookmarks: 0	Loan Protection Insurance Is Still Worthwhile Considering Despite The Bad Publicity Despite the bad publicity surrounding loan protection insurance it is still worthwhile considering whether a policy would be in your best interests. The cover has come under fire but it is not the actual product that should be the cause for concern but rather those who sell it with very little experience.The majority of policies that are mis-sold are bought alongside loans at the time of taking out the borrowing and high profits have been put ahead of the consumers’ best ...
76.	Bookmarks: 0	Loan Applications – What Rate? The introduction of “personal pricing” into the loan market has caused confusion for the consumer regarding exactly what rate they’re likely to be quoted when it comes to a loan. Add to this the fact that if they fish around for quotations for alternative rates they’ll be penalised for making too many loan applications and the state of affairs is far less then satisfactory.HSBC, Barclays and the Halifax have adopted this personal pricing policy, It used to be the norm for...
77.	Bookmarks: 0	Crisis Management The Internet may have opened worlds for businesses and consumers, but it has also created a public relations nightmare for businesses. Forums, opinion Web sites, blogs, and anything that is publishable can smear a company's name in moments.
78.	Bookmarks: 1	What Every Consumer Needs To Know Before Visiting A Massage Therapist As more consumers turn to massage therapy for medical conditions and to relieve stress, the American Massage Therapy Association (AMTA) wants to share some tips with the public to help them find a massage therapist who is trained and qualified.Consumers should ask the following questions of a massage therapist before getting a massage:- Are you licensed to practice massage?- Are you a member of the American Massage Therapy Association?- Where did you receive your ...
79.	Bookmarks: 0	Massage Information For Consumers What should someone expect during a massage?- The massage therapist will ask questions about what prompted you to get a massage.- The massage therapist will want background information about your physical condition, medical history, lifestyle, stress levels and any painful areas.- The massage therapist will ask what your health goals are and will discuss how massage may help you achieve those goals.- During a one-on-one massage, you will be asked to remove clothing ...
80.	Bookmarks: 0	Herbal Pain Relief Products: What’s In It for Consumers? The article is all about herbal pain relief products. The author explains all the things they need to know about herbal or natural pain relievers, including their benefits and differences to prescribed anti-inflammatory medications or drugs. The article also cites the common ingredients found in herbal pain relief products.
81.	Bookmarks: 0	How A Golf Fitness Book Can Transform Your Game There are so many “so-called” golf fitness books on the market; but when you open them up you see dozens of pictures of golf models sitting on exercise machines in the gym. This is NOT a golf fitness book, this is a book pertaining to “general” fitness, but with the title revised to catch the golfers eye. In my mind, this is a little deceptive and can frustrate the consumer.
82.	Bookmarks: 0	Finding Golf Discounts Online Golf shoppers can find deals at online discount sites with exclusive offers on the latest golf equipment right from their home or office. As consumers take advantage of the convenience of online shopping from their home or office, discount and coupon sites have become a key factor for many online consumers. No one wants to spend more then they have to, especially with today’s’ gas prices eating into so many Americans budgets.Web sites dedicated to the golf consumer of...
83.	Bookmarks: 0	3 Types Of Debt Help Available Online - Consolidation Loans, Debt Management And Debt Settlement When it comes to consolidating debt, the internet offers three very good options. When you want to choose between a consolidation loan, debt management, or debt settlement, it is important to have an understanding of each one so you can choose the option that is best for your needs. Many people confuse these three services, but each one brings unique aspects to the job of helping consumers pay off their debts.Debt Consolidation LoanA consolidation loan takes all of yo...
84.	Bookmarks: 0	Exploring Mindfulness And Meditation In our every day lives, we are all guilty of neglecting our minds, allowing our brains to be lulled into a lazy, neglected, and unaware state. It is as if we are allowing ourselves to be sculpted by bland and repetitive consumerism, our individuality being chiselled away by a tedium we cannot even be bothered to challenge with any will.Life need not be like that. We are each blessed with a powerful mind; but normally people have forgotten or, most likely, never even knew ...
85.	Bookmarks: 0	Wipe Away That Holiday Debt It’s that time of year again, and homeowners from coast to coast are feeling the pinch in their pockets from the financial stress of the holiday season. Retailers across the country are reporting record breaking consumer spending, and in the era of big ticket items like the Ipod and HDTV, it’s easy to see why consumer credit card debt has reached an all time high. All of this spending is occurring at a time when the average Christmas bonus doesn’t cover quite as much as it di...
86.	Bookmarks: 0	When Is Debt Good? Is there ever a time when being in debt is good? The answer to that question is yes. However, it is important to remember that being debt is not the same as being crushed by debt. There is a difference and knowing one from the other is important.The reason we have debt is simple: We want to have something now but we want to pay for it later. Debt is the vehicle that makes that happen. Most consumers would be hard pressed if they had to pay for a home in cash, in full. T...
87.	Bookmarks: 0	What Is The Prime Rate? Many people have heard of the prime rate but may not be exactly sure what it is or how it can affect their lives. Truth is the prime rate can be very influential to most consumers who use most types of credit or home mortgages. In general terms, the prime rate is the interest that banks or other types of credit lenders charge their most preferred and credit-worthy customers. Many times lenders who offer various types of loans such as credit cards and automobile loans will...
88.	Bookmarks: 0	What Is Long-Term Care Insurance? As people begin to live longer, long-term care insurance becomes more important. Long-term care insurance helps provide for the cost of long-term care which can be incredibly expensive. It is used to cover those issues that are generally not covered by health insurance, Medicare, or Medicaid.There is often some confusion about what this type of insurance is used for and the people who use it. Consumers should understand that individuals who require long-term care are gene...
89.	Bookmarks: 0	What Is Default And How Does It Affect My Credit Score? In simple terms, a loan default is when you have not made your agreed upon loan payments to the lender. There can be any number of reasons why a consumer may not have made payments, but once a certain period of time has elapsed, that non-payment record will become a part of the consumer's credit history. Once it becomes a part of the credit history (or credit record) it is available to be used during the formulation of the consumer's credit score.Default can occur with an...
90.	Bookmarks: 0	What If I Cannot Make Timely Payments? Over the course of a lifetime, many average consumers will face occasions when they cannot make a timely payment on one or more of their debt accounts. This does not have to be the end of your good credit record, but what you do, the actions that you take, will determine whether you make it through this period unscathed or not.When it comes to being late on a payment it really does not matter what the payment is for. Whether it is for a home loan payment, car loan, or cre...
91.	Bookmarks: 0	What If I Cannot Make A Loan Payment? It is not that uncommon for the average consumer to find himself strapped for cash at times. There are those times when there is simply not enough cash on hand to pay all of the bills. So what can the consumer do if he does not have the cash to pay on a loan? Here are some tips to help reduce any problems you may encounter when you cannot make a loan payment.The most important thing to do is to contact the lender as soon as you know that you are not going to be able to ma...
92.	Bookmarks: 0	What Can I Do If I Am In Debt? The vast majority of consumers will, at some time or another, find themselves in debt. Debt, in and of itself, is not a bad thing. Debt allows those who are not wealthy to purchase items that otherwise would be out of reach. Home and automobiles are two examples of items that might take years, if not a lifetime, to save enough to pay cash for. By using credit, which leads to debt, people are able to experience a better standard of living. As mentioned above, debt is not a bad...
93.	Bookmarks: 0	What Bankruptcy Can Do For You (and What It Can't Do) While bankruptcy is sometimes the ideal solution for individuals who have buried themselves under excessive debt, it isn’t the answer to all debt problems. Unfortunately, not all debts can be completely erased by a bankruptcy- and in some cases, the debts cannot even be reduced or placed in a repayment plan under a Chapter 13 or through a debt management program designed by credit counselors to get consumers into a better financial position.If you’re struggling with exce...
94.	Bookmarks: 0	What Are Discount Brokers? Discount brokers can be a great way for some consumers to get into and participate in the stock market or the bond market. However, discount brokers are not for everyone. There are severe limitations that come with working with discount brokers and consumers should understand what those limitations are before they sign on with one. This article explores some of the issues that you will face when working through discount brokers.First, it should be understood that there ar...
95.	Bookmarks: 0	Use Consumer Debt Counceling To Regain Financial Freedom Bad credit can affect many of the opportunities you have in your life, from your ability to purchase a home right down to your ability to rent movies. Today, Americans are finding themselves more in debt than ever, and many do not know how to go about fixing their financial reputations. Most of the financial woes of Americans and bad credit can be attributed to credit card bills. Many American consumers and their families are being dragged into (or deeper into) financial ...
96.	Bookmarks: 0	Unsecured And Secured Loans: What Are They? Terms like unsecured and secured loans rings a bell to those who have been on the lookout for a loan. Do you know the difference? Do you know which type of loan that you need? Are you aware of the type of loan you would qualify for? It's difficult many times for the average consumer to wade through all of the terminology and have a real idea of what they need. It is possible to break secured and unsecured loans into simple terms for your understanding.Secured and...
97.	Bookmarks: 0	UK Personal Debt Problems Creating Hardship For Nation’s Young Adults Problem personal debt levels, especially for people under 25, in the UK have risen since last year according to the Consumer Credit Counselling Service (CCCS). In a report released this week they revealed that the average client aged under 25 coming for counselling in 2005 owes £15,000. The report also states that “More young people are getting themselves into situations where they find themselves unable to meet their unsecured credit commitments.”CCCS chairman Malcolm Hu...
98.	Bookmarks: 0	The Perils of Plastic Millions of credit card borrowers are about to face larger monthly payments, a change that represents both good news and bad for consumers.
99.	Bookmarks: 2	Teaching Debt To Your Kids It is somewhat surprising that in this day and age parents often overlook the importance of teaching their children about debt and how to use it safely and effectively. For most consumers, the old adage that nothing is certain in life except death and taxes can be amended to read: nothing in life is certain except death, taxes, and debt.Think about your own circumstances. How often have you had to use credit? Homes, automobiles, furniture, the list goes on and on, and the...
100.	Bookmarks: 0	Self-help: Get Out Of Debt In this day and age, it only takes a few financial missteps and many consumers can find themselves in trouble. The one factor that exacerbates this is debt, or, to be more precise, overwhelming debt. For some consumers, getting out of debt simply means tightening the household budget and being more stringent on new purchases. For others, the challenge of getting out of debt can be more daunting. In either case, the best self-help plan for relieving debt is planning and di...